Health Insurance Quotes
col debt collection systems
The Debt Collection System: How It Really Works
Most of us have a general idea of how the debt collection system works. However , what really happens can be quite different than our preconceived notions.
http://bankruptcy-law.freeadvice.com/bankruptcy-law/collections/debt-collection-system-how-it-works.htm
Sued By Debt Collector
Just because a creditor or debt collector sues you does not mean that they are automatically entitled to a . CACV of Colorado . Enhanced Recovery Systems .
http://www.valentinelegal.com/sued_by_debt_collector.htm
cold debt collections systems inc chicago
ARS Cortez - ARS Collect
AUTOMATED RECOVERY SYSTEMS, INC . CORTEZ, CO 81321 . "For more information on the Colorado Fair Debt Collection Practices Act, see .
http://www.arscollect.com/arscortez.htm
Help with paying your COBRA premiums |
Transworld Systems Violates Colorado Fair Debt Collection ... Collection Agency, National Debt Collection Agencies, USA ... United Recovery Systems Debt Collection Agency | United Recovery ... NCO | NCO Financial | Pre Qualifier With Miranda | NCO Financial ... Debt Collection Software And Collection Agency Software By ... With the combined experience of over 27 years in the collection ... Saturn Systems. Inc. - Online Collection Agencies | Debt Collection ... News Flash: Changes in State Regulations: RI and CO - DAKCS ... Aurora Debt Collection Services Flat Feel Collections Accounts For more details, see the coldwater bank mortgages houston tx. |
CACV - Bud Hibbs Helps America Hold Debt Collectors to the Law!
CACV of Colorado, LLC. which stands for Collect America Collection Vehicle and CACH, LLC are the debt purchasing arms of Collect America. Lowery and .
http://budhibbs.com/collectorpages/collect_america_cacv.htm
National Commercial Debt Collection Agency Florida Services
Account Management Systems ( AMS ) is a National Commercial Business to Business Debt Collection Agency based out of the Tampa Bay Area in Hudson .
http://www.amscollects.com/
NCO Financial Systems - Debt Collection Company | Legal Help ...
home > Debt Collection Companies > NCO Financial Systems . them to verify that they were a collections co.and the NCO still lied and denied being one.
http://www.creditreportproblems.com/NCO_Financial_Systems.htm
List of Debt Collectors & Collection Agencies | New York Debt ...
Contact a New York debt collection abuse lawyer if you have been contacted by a debt collector, . JNR Adjustment Co Inc dba Resource Management Systems .
http://www.josephmauroesq.com/Debt-Collection-Harassment/List-of-Debt-Collectors.aspx
Are you eligible for COBRA?
The NCO Debt Collectors Pay for Violating the FDCPA
Jun 29, 2011 . The NCO Financial Systems is one such debt collection agency known . occupants of your address, co-workers, etc. to collect the payments.
http://www.yourcollectionrights.com/post/The-NCO-Debt-Collectors-Pay-for-Violating-the-FDCPA.aspx
A Pound of Flesh: Hospital Billing, Debt Collection, And Patients ...
In the current health care system, insurance companies negotiate with . for their care and are protected from aggressive debt collection practices. This issue . A 2006 Colorado law addresses a different hospital billing problem: Many insured .
http://www.familiesusa.org/assets/pdfs/medical-debt.PDF
NCO Financial Systems
Be sure to go and leave a comment at NCO Financial Systems at CallFerret Phone . to neighbors, relatives, old residents of the same address, and co- workers. . This is to advise you that pursuant to the Fair Debt Collection Practices Act .
http://www.ethannonsequitur.com/nco-financial-systems.html
-
San Jose Fair Debt Collection Practices Act Lawyer :: Known Debt ...
Free Consultation - Ronald Wilcox - San Jose Fair Debt Collection Practices Act Lawyer . Colorado Capital Investments; Commonwealth Financial Systems, Inc .
http://www.e-bankruptcy.com/lawyer-attorney-1788224.html -
Accelerated Data Systems - Collection Software
If you're looking to improve your collection business, you've come to the right place. . Why is Accelerated Data Systems earning the loyalty of hard-working collection professionals? . Greenwood Village, CO 80111 . free,free trial,debt collection software,collection agency software,collection software,dept management .
http://www.accelerateddata.com/ -
Debt Collection Abuse
eligible DC 37 member or retiree being hounded by debt collectors, and certainly . debt approaches the statute of limitations (or even after it has expired), debt col - . a Broken System,”3 in which it urged states to consider reforms to make .
http://www.dc37.net/benefits/health/pdf/MELS_DebtCollectionAbuse.pdf -
NCO Financial Systems Debt Collection Agency | NCO Complaints ...
An overview of NCO Financial Systems debt collection agency, plus NCO Financial Systems contact information and how you can stop NCO Financial Systems .
http://stopcollector.com/agency.php?n=nco
COBRA coverage periods |
||
Qualifying event |
Beneficiary |
Maximum |
· Voluntary or involuntary termination of job other than gross misconduct · Reduced hours |
Employee |
18 months |
· Total disability |
Employee |
29 months |
· Employee entitled to Medicare · Divorce or legal separation · Death of employee |
Spouse |
36 months |
· Loss of dependent-child status |
Dependent child |
36 months |
Debt Collector Directory
Debt Collector Directory. . CMKS Holdings, LLC - Coldata Collection Agency - Collect America, CACV . Commonwealth Financial Systems, Inc - Continental .
http://www.jeffcanhelp.com/library/debt-collector-directory.cfm
Stop Debt Collection | Debt Collector Abuse Attorney in Philadelphia
A Philadelphia debt collector abuse attorney at our office will provide you with . Recovery Systems; Unistates Credit Agency; First American Investment Co.
http://www.mforbeslaw.com/Debt-Collection/Debt-Collection-Abuse/Common-Collection-Agencies.aspx
GAO-09-748, Credit Cards: Fair Debt Collection Practices Act Could ...
According to the Board of Governors of the Federal Reserve System (Federal . [ Footnote 28] The Colorado Fair Debt Collection Practices Act expressly .
http://www.gao.gov/assets/300/295594.html
How Debt Buyers Abuse the Legal System to Prey on Lower-Income ...
co-wrote and co-edited the report with Nasoan Sheftel-Gomes, Staff Attorney at the Urban Justice . have borne the brunt of predatory debt collection practices.
http://www.nedap.org/pressroom/documents/DEBT_DECEPTION_FINAL_WEB.pdf
Credit Bureau Report Issue - IC System Consumer
If you have a question regarding why I.C. System is appearing on your credit report, . "FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION .
http://www.icsystemconsumer.com/contact/credit
Your COBRA coverage ends when:
-
CMS Manual System
4/70/14.3.2/Intra-governmental Payment and Collection System (IPAC). N . The CMS CO shall update the Debt Collection System (DCS) for collection activity .
http://www.cms.gov/transmittals/downloads/R124FM.pdf -
Debt Collection: Protecting Consumers
She is a co-author of the book Consumer . services arena, such as consumer debt collection, fair lending, stored- . Services and United Recovery Systems.
http://www.ftc.gov/bcp/workshops/debtcollectround/bios.pdf -
(G IC System
void and I.C. System will resume collection on the full remaining balance of . “ FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION .
http://www.attorneysforconsumers.com/settlement-IC-systems-BOA.pdf -
Collection Attorneys Colorado Denver Collection Attorney
Looking for a premium Colorado collection attorney or Colorado collection attorneys, . represent our debt collection clients throughout the Colorado marketplace. . an Colorado collection agency, our ability to utilize the Colorado legal system .
http://www.collectionfirm.net/debt-collection-agencies-colorado.htm -
Unsecured Debts collection agency, or collection attorney contact ...
Being that a third-party collection agency is a debt collector that collects debts on behalf . Centrix Resource Systems, PO Box 17669, Denver, CO, 80217-0669 .
http://www.debtfreeleague.com/find_your_creditor.html -
SUBSTANTIVE DEFENSES TO CONSUMER DEBT COLLECTION ...
State debt collection litigation often presents opportunities for the debtor/ defendant to assert . failure of their own flawed systems for retrieving and reporting public . ness, the court held that defendant "regularly" col- lected debts because .
http://www.masslegalservices.org/system/files/Appendices_to_Substantive_Defenses_to_Consumer_Debt_Collection_Suits_t.pdf
Plan selection
More on COBRA |
colateralized debt default |
About State by State Debt Recovery - State Debt Collection Laws
Includes debt collection in Ohio, Florida debt collection laws and many others. . screen decks, dust collection systems, silos, sumps... good working relationship with . Following is some important information on Colorado debt recovery laws .
http://collectionagency.lifetips.com/cat/60040/about-state-by-state-debt-recovery/index.html
Harassed by NCO Financial Systems - Debt Collector Harassment
You may be entitled to a cash award, if it can be shown that the NCO Financial Systems acted in bad faith, and continued to violate the Fair Debt Collection .
http://www.westopdebtcollectors.com/harassed-by-nco-financial-systems.html
I've Been Sued by a Debt Collector in Colorado - What Should I Do ...
Other than a few traffic tickets, a debt collection lawsuit is most peoples first experience with the legal system . Applies to Colorado, 0 helpful votes, 0 comments .
http://www.avvo.com/legal-guides/ugc/ive-been-sued-by-a-debt-collector-in-colorado---what-should-i-do
Commercial Recovery Systems Collection Agency | FDCPA - Fair ...
Dec 11, 2011 . Commercial Recovery Systems (“CRS”) violated the Fair Debt . The receptionist transferred the CRS collector to consumer's co-manager.
http://www.fdcpa.me/commercial-recovery-systems-collection-agency/
Debt Settlement Collection Agencies
ProCollect, Inc. Professional Adjustment Corporation Professional Debt Mediation Professional Finance Company (PFC) Professional Recovery Systems , Inc.
http://www.onlinedebtsettlement.info/Collection_Agencies.html
Health plans subject to COBRA are:
-
Credit Reporting and Debt Collection News » CO AG Suthers kicks ...
May 24, 2010 . “Colorado debt collection laws are intended to shield consumers from collection agencies and scam artists that engage in fraudulent or .
http://liarsandcheats.info/credit-reporting-and-debt-collection-news/2010/05/24/co-ag-suthers-kicks-out-collection-agency-fails-to-prosecute/ -
The Fair Debt Collection Practices Act: A Tenth Circuit Primer
hirty years ago, Congress enacted the federal Fair Debt Col- . burdens on the debt collection system with . The FDCPA regulates third-party "debt col- lectors" 7 .
http://works.bepress.com/cgi/viewcontent.cgi?article=1035&context=alvin_harrell -
Attorney General warns consumers to beware of spam e-mails from ...
Jan 27, 2010 . John W. Suthers Attorney General, Colorado Department of Law . of e-mails from a fraudulent collection agency, IAC Recovery Systems, Ltd., . they have outstanding debts they were completely unaware of,” Suthers said.
http://www.coloradoattorneygeneral.gov/press/news/2010/01/27/attorney_general_warns_consumers_beware_spam_e_mails_nonexistent_collection_ag -
Wisconsin Consumer Protection Lawyer | Alerts
Please contact us, if a debt collector has sent a "verification of employment" form . Accent Service Co. . Associated Recovery Systems/ ARS National Services .
http://www.edcombs.com/CM/Custom/TOCSpecial.asp -
Johnson Law Firm | Iowa Debt Collectors
Ironically, the most abusive debt collectors do not or cannot legally file lawsuits because they are not registered to collect debt in . ACS State & Local Solutions, Inc. dba LDC Collection System . The Best Service Co., Inc Betts Auto Campus .
http://www.johnsonlawfirmia.com/iowa_registrations.html -
Debt collectors sued by Cary Flitter | Cary L. Flitter, Esq.,
Debt collectors sued by Cary Flitter . Mercantile Adjustment Bureau · Merchants Credit Guide Co. . Rickart Collection Systems, Jesse Riddle & Associates .
http://consumerslaw.com/content/debt-collectors-sued-cary-flitter -
State and Federal Disclosures - NCO
FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION . Contact Alex Drew at NCO Financial Systems, Inc. This collection agency is .
http://www.ncogroup.com/Legal/State_Federal_Disclosures.html
Benefits not subject to COBRA are:
-
Collection Agency Services Colorado, CO Debt Recovery Agencies
Refinement of collection agency workflow will increase your return on bad debt placements. Our superior performance for Colorado collection claims and our .
http://www.tfc-associates.com/collection-agency-agencies-colorado.htm -
We Sue Debt Collectors
Leaving messages and not revealing they are a debt collector. • Threatening a lawsuit when . ACF Medical Services Inc ACS State & Local Solutions Inc d/b/a LDC Collection Systems . (former dba Collection Co of America) Collectone Inc .
http://www.westonlegal.com/debtcollection.htm -
FICO® Recovery Management System™ solution
More charged-off accounts are processed through the RMS solution than any other debt recovery system on the market. It delivers broad functionality and .
http://www.fico.com/en/Products/DMApps/Pages/FICO-Recovery-Management-System.aspx -
Colorado Collection Attorneys/Attorney, Debt Collections - The Law ...
We are Colorado Collection Attorneys who collect throughout the entire State of . Commercial and Consumer Debt Collection Anywhere In The State of Colorado . to litigate accounts throughout the Colorado legal system which enables our .
http://www.coloradocollectionlawyer.com/colorado-collection-attorney-attorneys.htm -
Regent Asset Management Solutions - Debt Collection Company ...
home > Debt Collection Companies > Regent Asset Management Solutions . their letters are mailed from LaS Vegas too but have a Denver Colorado address ? 3. . Now no one can find the US Bank account in ther systems, I have my bank .
http://www.creditreportproblems.com/Regent_Asset_Management_Solutions.htm -
Timothy J. Boham - Wikipedia, the free encyclopedia
Kelso was co-owner of a Denver debt recovery business called Professional Recovery Systems; he was a philanthropist "... giving away hundreds of thousands .
http://en.wikipedia.org/wiki/Timothy_J._Boham -
DEBT COLLECTION - Journal of Consumer & Commercial Law
putative class action against I.C. System, alleging that their debt collection letter violated the . civil liability on “debt collector[s]” for certain prohibited debt col- .
http://www.jtexconsumerlaw.com/V13N3/V13N3_DebtCollection.pdf
The rules for beginning COBRA
NCO Financial Systems - FDCPA - Fair Debt Collection Practices Act
Mar 3, 2009 . I was contacted by NCO Financial Systems debt collectors who claim that I owe money to them. I clearly told them that I did not have any cerdit .
http://www.yourcollectionrights.com/post/NCO-Financial-Systems.aspx
Debt Collectors Database - Is Someone On This List Blowing Up ...
Jun 22, 2011 . South Carolina bankruptcy and debt relief blog: Debt Collectors Database . CHECKCARE SYSTEMS COLORADO INC 7100 N BROADWAY .
http://www.scarolinabankruptcylaw.com/Mount-Pleasant-Bankruptcy-Blog/2011/June/Debt-Collectors-Database-Is-Someone-On-This-List.aspx
Accounts Receivable Management Company Deploys Hosted Debt ... |
Know your rights under the Fair Debt Collection Practices Act
Experts say consumers should face the facts and deal with debt collectors, . their family members, neighbors or co-workers is also prohibited by the law. . and Collection Professionals, has launched a complaint system to police its members.
http://www.creditcards.com/credit-card-news/help/fair-debt-collection-practices-act-6000.php
Debt Collection Blog - DeanMalone.com
Feb 14, 2012 . Debt Collector Jobs in Chandler, Arizona – Information about Chandler, . Southwest Credit Systems, L.P. – A Texas Collection Agency . regarding collection tactics used by Powell Law Office, P.C. (a Colorado business).
http://deanmalone.com/debt-collection-blog/
Changing your mind
Debt Collection Services (pdf) - Colorado Mountain College
Oct 28, 2011 . M:\Purchasing\BIDS\801 - District Office\508-11 Collections\508-11 Debt Collection Services.docx. COLORADO MOUNTAIN COLLEGE .
http://www.coloradomtn.edu/UserFiles/Servers/Server_2935393/File/bids/508-11%20Debt%20Collection%20Services/508-11%20Debt%20Collection%20Services.pdf
DebtConnection.com
All Debt Traders Portfolio Co., LLC, Debt Sellers, Vic Battaglia, 855-238-3328. Detailed . Aarvark PDL Recovery Systems, Debt Buyers, 404-913-0057. Basic .
http://www.debtbuyers.com/mastersearch.asp
Contact Us Form PIF SIF | NCO Financial | NCO | Consumer Help Unit
NCO Financial Systems, Inc. Wants To Help You Reach A Resolution. Call Us Now At . a debt collector. For Residents in CO: This is an attempt to collect a debt.
http://www.consumerhelpunit.org/pif-sif-contact-form.html
FDCPA Attorney, Stop Debt Collector Harassment, Collection ...
Collection Defense Lawyers Protect You From Debt Collector Harassment. . The Fair Debt Collection Practices Act, FDCPA, is a law that protects individuals . left you a voicemail for you or discussed your matter with co-workers or other family . Scams · National Enterprise Systems (NES) Harassment, Scam, Complaints .
http://www.yourcreditrights.com/
Other COBRA details
-
Colorado Hospital Billing and Collection Practices
and discussion focused on the hospitals and health systems in Denver, and a “ Denver . Data collection by Colorado hospitals regarding race, ethnicity, and ancestry is . Government Regulations Contribute to Medical Debt of Uninsured and .
http://www.dora.state.co.us/civil-rights/Meetings%20and%20Events/Commission_Policy_Statements_and_Reports/HospitalBillingReport.pdfCouncil for Debt Collectors
The overall goal with the Act is to transform the debt collection system in South Africa by monitoring the conduct and professionalism of debt collectors and .
http://www.debtcol-council.co.za/How Much Does it Cost to Hire a Debt Collection Agency? Free Debt ...
Read average debt collection agency prices, tips and get free collection agency estimates. . Professional collectors have systems in place to streamline the debt . Arkansas - AR; California - CA; Colorado - CO; Connecticut - CT; Delaware - .
http://www.costowl.com/b2b/debt-collection-cost.html -
Debt Collection Tips Every Business Owner Should Know | Diamond ...
Feb 24, 2012 . This debt collection system needs to be identified for the consumer with the onset from the company transaction in order that he is aware what .
http://www.diamondbusinessschool.com/debt-collection-tips-every-business-owner-should-know/AdvantEdge by Accelerated Data Systems - Banking & Loans : Debt ...
by Accelerated Data Systems . Year Founded: 1992; Location: Colorado - United States; Number of Customers: . Back to Debt Collection Software Directory .
http://www.capterra.com/debt-collection-software/spotlight/65091/AdvantEdge/Accelerated%20Data%20Systems?id=49570657 - Extensions.
Debt Collector Review
RJM Acquisitions LLC · Nationwide Recovery Systems · American Recovery Service Inc . Arrow Financial Services LLC · Weltman, Weinberg & Reis Co., L.P.A. .
http://www.debtcollectorreview.com/ -
Business Debt Collection Services - Mayapolis
Debt Collection Software Pamar Systems, Inc. has provided comprehensive debt . check collection services for the Fort Collins and Northern Colorado area.
http://www.mayapolis.com/business_collection_services.htmCredit Systems Debt Collection Agency | Credit Systems Complaints ...
Established in Colorado Springs, Colorado, in 1990, Credit Systems is a debt collection agency that focuses on the collection of retail and medical accounts, .
http://stopcollector.com/agency.php?n=csDebt Collection Services
de Debt Collection services, medical collection services, commercial debt collection and profit recovery to our clients offering using our online col… . Home of the GreenFlag Profit Recovery System with flat fees averaging $10 per account, .
http://www.hotfrog.com/Products/Debt-Collection-Services -
E-FILED
Plaintiff Colorado Department of Higher Education d/bla College Access . and expertise of its staff) and access to its current student loan system and . for the purpose of the systemic collection of debt related to student loans for CSLP. 11.
http://www.computerlegal.com/documents/complaint/Complaint.CSLPvRatheon.pdfDebt Collection Stopper
If you are being harassed by a debt collector, please fill out the form below for a FREE . ARS National Services Inc. aka Associated Recovery Systems . of it) I can hear from the background noice that her co-working was laughting at it too.
http://www.debt-collection-stopper.com/ars-national-services-inc_177.html -
Active Debt Collectors |
We go against companies who abuse the Fair Debt Collection Practices Act. List of Most Active Debt Collectors, for Last . Associated Recovery Systems .
http://www.creditlaw.com/debt-collectors-list.htmDebt Collection | Denver Bankruptcy Attorney|Colorado Bankruptcy ...
May 13, 2010 . Our online scheduling system allows you to schedule bankruptcy consultation . Posted in Consumer Law, Debt Collection | Tagged colorado, .
http://coloradolawcompass.com/?tag=debt-collection -
How to Prevent Identity Theft
Capital Recovery Systems Debt Management South Ste. Plainville MA . Accounts Receivable Management Kelly Johnson Blvd. Suite Colorado Springs CO .
http://www.squidoo.com/identity_prevention_theftA Primer On Debt Collection Deception Law
A Primer On Debt Collection Deception Law - from the 'Lectric Law Library's . 1970) (failure to disclose credit charges and terms in contracts); J.B. Williams Co. v. . 1994) (debt collector's written statement that: "We provide the systems used .
http://www.lectlaw.com/files/ban07.htm -
List of Debt Collectors and Collection Agencies
Locate your debt collector or collection agency on this list of names, get help for . Imperial Credit Systems Inc. (fka Imperial Collection Services of Colorado Inc .
http://www.debt-collector-problems.com/debt-collector-list.htmlIntegrated FedDebt PIA
1) Does this system contain any personal information about individuals? Yes. . provide statistical information on debt collection operations, and for the purpose of . Colorado, Delaware, District of Columbia, Georgia, Hawaii, Idaho, Illinois, .
http://www.fms.treas.gov/pia/feddebt_pia.pdf - Moving.
Debt Collectors
debt collection, debt collectors, surey bond, texas secretary of state, bonded, licensed, license, . JNR Adjustment Co Inc dba Resource Management Systems .
https://www.texasconsumerdebt.com/Debt_Collectors.html -
Colorado Fair Debt Collection Practices Act
Research Colorado's Fair Debt Collection laws to help stop Debt Collectors and . (I) Interest or any amount payable under a point, discount, or other system of .
http://www.fairdebtforconsumers.com/Colorado-Fair-Debt-Collection-Practices-Act.aspxHelp To Stop Credit Card Debt Collection Agency Calls, Accounts ...
The first step to start dealing with harassment from debt collectors is to learn your . Associated Recovery Systems; Automated Collection Services; Bay Area .
http://www.payingpaul.com/credit-card-debt-collection.phpBeyond.net: Debt Recovery Software, Collection Agency Software ...
Debt recovery software & collection agency software provided by DAKCS Software Systems. We have over 20 years of experience providing easy to use debt .
http://www.dakcs.com/beyondnet.php -
TMA Office of the General Counsel
. and Hearings system and has been designated as the debt collection official . the General Law Division with offices in Aurora, Colorado and Falls Church, .
http://www.tricare.mil/finaldecisions/San Jose Creditor Abuse Attorney | Collect America, CACV | San ...
Collect America, CACV - Need help resolving a matter with an abusive debt . CACV of Colorado, LLC. which stands for Collect America Collection Vehicle and . The Collect America system is comprised of approximately thirty franchisee's .
http://www.reportcollectionabuse.com/Collection-Harassment/Find-a-Debt-Collector/Collect-America-CACV.aspx - Disability.
James McKee | LinkedIn
President at CareMed Partners; President at United Resource Systems, Inc. . August 1999 – Present (12 years 8 months) Lakewood, CO . A debt collection company servicing finance, healthcare, telecom and retail sectors of the economy .
http://www.linkedin.com/pub/james-mckee/17/4b1/b24 -
Debt Collector Jobs, Top Debt Collector Career Opportunities ...
367 Debt Collector Jobs in all leading American cities like Phoenix, AZ, Tampa, FL, Houston, . United Recovery Systems, LP - Bryan/College Station, Tx 77802 .
http://www.jobisjob.com/debt+collector/jobsNotice of attempt to collect debt - Americal Online, Inc - My3cents.com
Sep 26, 2006 . I called the state of colorado department on collection agencies and debt collection. They in turn gave me a valid phone # to the NCO. I spoke .
http://www.my3cents.com/showReview.cgi?id=15983
For more information regarding COBRA, visit the health insurance in connecticut
Ready to get a quote?
Get quick and easy health insurance quotes
FDCPA - Fair Debt Collection Practices Act
4 days ago . Commercial Recovery Systems (“CRS”) violated the Fair Debt Collection . friends, neighbors, and co-workers except when the debt collector [.
http://www.fdcpa.me/