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cobrand credit cards telecom
Co-Branded Cards | MasterCard
Co-branded cardholders outspend their counterparts by approximately $4900 per year. Co-branded credit cards comprise approximately 50% of all credit card .
http://www.mastercard.us/merchants/cobrand-cards.html
Credit Card Types - NASDAQ.com
Learn about all the different types of credit cards at NASDAQ.com. . Some cards are co-branded with hotels, such as the Marriott Rewards Visa card, or the Hilton . utilities, cable/satellite TV, Internet connection and telecom for the first year.
http://www.nasdaq.com/personal-finance/credit-card-types.stm
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Telco and Bank Plan First Major UK NFC Rollout by Early Summer ...
Jan 27, 2011 . The telco and bank-card issuer are touting the planned launch as the first . out co-branded credit cards with a new banking partner as issuer.
http://www.nfctimes.com/news/telco-and-bank-plan-first-major-uk-nfc-rollout-early-summer
Help with paying your COBRA premiums |
Press Release 28/09/2007 - BNP Paribas Personal Finance Chase Credit Cards – Which Chase Card To Get? Co-Branded/Affinity Credit Cards - FFIEC IT Examination Handbook ... Co-Branded Credit Cards | Credit Cards BPOP completes AAdvantage co-branded card conversion EasyCard - Wikipedia, the free encyclopedia Myths about co-branded travel card and tips to extract the most ... Saqib Hussain - Saudi Arabia | LinkedIn Welcome to Eastern Miles! co-branded card Definition | Business Dictionaries from AllBusiness ... For more details, see the encompass mortgage software. |
Co-Branded Credit Card Understand What This Card Is ...
Apr 4, 2012 . You may come across a lot of these cards because they are very popular. . Co- Branded Credit Card Understand What This Card Is . Most companies who favors co-branding with membership card are airlines, Telecom, .
http://schengen.cc/co-branded-credit-card-understand-what-this-card-is.htm
Co-Branded Cards | Merchants | Visa USA
Take advantage of co-branded Visa cards by learning how to get started, create your card, consult . Save money compared to issuing your own credit card.
http://usa.visa.com/merchants/marketing_center/cobranded_cards.html
Samba Credit Cards - Samba Mobily Card
The Samba Mobily Credit Card is the first Islamic co-branded credit card that . Etisalat Company (Mobily), one of the Kingdom's leading telecom providers.
http://www.samba.com/english/Consumer/HTML/consMobilyCard_01_01_en.html
Asia Miles - About Asia Miles > Frequently Asked Questions
I just applied for a Cathay Pacific Credit Card/Asia Miles co-branded credit card. . of Credit and Charge Card partners, certain Hotel partners, Telecoms partners .
http://www.asiamiles.com/am/en/about/faq/detail?refID=ec7caa31a2cea110VgnVCM1000000ad21c39RCRD
Are you eligible for COBRA?
Launching of BASIS-BRAC Bank Co-Branded Credit Card(ATN ...
Aug 11, 2011 . Launching of BASIS-BRAC Bank Co-Branded Credit Card(ATN News) Date: 30th July,2011 Venue: Hotel Sonargao, Dhaka.
http://www.youtube.com/watch?v=OTE1I6Umyng
Co-brand Credit Card Partners
Alfursan co-branded Credit Cards will show you how easy it is to earn Alfursan Reward Miles. From shopping to dining, you will earn Reward Miles every time .
http://www.saudiairlines.com/portal/site/saudiairlines/menuitem.d9a467d070ca6c65173ff63dc8f034a0/?vgnextoid=c007c1cec1bc7110VgnVCM1000001f64e80aRCRD
Co-branded prepaid card programs, debit cards, credit cards
Credocard is the industry leader for co-branded prepaid card programs, white . applications, Travel and remittance card programs, Telecommunications and .
http://www.credocard.com/
Cobranded debit cards: How good are they? : Rupee Times
NEWS & ADVICE : CREDIT CARDS. Cobranded debit cards: How good are they ? . The increased usage of debit cards led to the advent of cobranded debit cards. . of categories like travel, lifestyle, entertainment, telecom, petroleum etc.
http://www.rupeetimes.com/article/credit_cards/cobranded_debit_cards_how_good_are_they_5413.html
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Cathay Pacific - FAQs : Frequent Flyers
Name (as stated on credit card); Credit card number, type (i.e. Visa, . as well as credit and charge card companies, car rental agencies, telecommunications . of any Cathay Pacific Co-branded Credit or Charge Cards, you can enjoy the .
http://www.cathaypacific.com/cpa/en_HK/faq/ffp -
Fiserv Output Solutions - Solutions for Your Business
Our pay-as-you-go programs for debit, ATM, and credit cards come with options . private-label credit cards, co-branded credit cards, gift cards, and activation labels. . For more than two decades, we have partnered with telecom companies to .
http://www.outputsolutions.fiserv.com/index.cfm/section_id=da534ee1-b0d0-f905-8969-0bff246f406a -
team | TrustID | Automatic Caller Authentication
Pat holds 25 telecommunications technology and service patents that have helped . team and assembled affinity and co-branded credit card partnerships.
http://www.trustid.com/company/the-team/ -
Press Release - 3 Hong Kong
Sep 1, 2009 . Integrating telecommunications and credit card services to promote . operation of Hutchison Telecommunications (Hong Kong) Limited, DBS Bank and Visa today jointly announced the launch of a co-branded credit card .
http://www.three.com.hk/website/appmanager/three/home?pageid=003190901&_nfpb=true&_pageLabel=P200470391219567710594&lang=eng
COBRA coverage periods |
||
Qualifying event |
Beneficiary |
Maximum |
· Voluntary or involuntary termination of job other than gross misconduct · Reduced hours |
Employee |
18 months |
· Total disability |
Employee |
29 months |
· Employee entitled to Medicare · Divorce or legal separation · Death of employee |
Spouse |
36 months |
· Loss of dependent-child status |
Dependent child |
36 months |
American Express Co (AXP.N) Company Profile | Reuters.com
Its principal products and services are charge and credit payment card products and . The Company issues Cards under co-brand agreements with selected . AstraZeneca, Boston Scientific, British Telecom, Chrysler, Hewlett-Packard, Lord .
http://www.reuters.com/finance/stocks/companyProfile?symbol=AXP.N
How to Co-Brand to Boost Sales | Inc.com
Co-Branded cards are a crucial tool for department stores as it enables them to . Saks Inc., sees over 40% of their sales through its private label credit cards.
http://www.inc.com/marla-tabaka/how-to-co-brand-to-boost-sales.html
Building Credit with Debit Cards: Credit Score Misconceptions
Prepaid Debit Card > Debit Card News > Debunking Myths of Building Credit With . co-brand programs for alternative products, including telecommunications.
http://www.getdebit.com/debit-news/debunking-myths-of-building-credit-with-debit-cards-part-i-of-iii/
China Nod for Citibank Credit Cards May Show Market Opening ...
Feb 10, 2012 . China requires foreign banks to “co-brand” with Chinese operators to issue credit cards, and to execute payments through China UnionPay .
http://www.businessweek.com/news/2012-02-10/china-nod-for-citibank-credit-cards-may-show-market-opening.html
Your COBRA coverage ends when:
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About Us - Affinity Marketing Group - affinitymg.com
. largest credit card issuers by establishing affinity and co-branded card marketing . Inc. (TNC), which sells telecom services to the affinity group marketplace.
http://www.affinitymg.com/aboutus.php -
FFP Revenue Analysis Consulting Package
partner marketing, co-branded credit cards, bonus offers and promotions, . Suites, Diners Club, E & J Gallo Winery, MCI Telecommunications, Marcus Hotels .
http://www.ideaworkscompany.com/press/IdeaWorksFFPRevenueAnalysisPkg.pdf -
Program Basics (BA) - FlyerGuide Wiki
1.1 How to enroll; 1.2 Retroactive credit; 1.3 Enrollment bonus . Accrual; 6 Affinity Credit Card Mileage Accrual; 7 Telecommunications Mileage Accrual . a Y,B,H or premium-class fare or own and use a British Airways co-branded credit card, .
http://www.flyerguide.com/wiki/index.php/Program_Basics_(BA) -
Summary of ALLIANCE DATA SYSTEMS CORP - Yahoo! Finance
Feb 27, 2012. services and private label and co-brand retail credit card programs. . with expertise in the automotive and telecommunications industries.
http://biz.yahoo.com/e/120227/ads10-k.html -
InterContinental Hotels Priority Club Rewards - Ratings & Reviews ...
. range of partnerships including airlines, co-branded credit cards, cruises, car rentals, flowers, financial services, retail and telecommunications, among others.
http://www.webflyer.com/programs/ratings_and_reviews/program.php?key=hi01 -
Mobile operators facilitating existing payment instruments: Moneta in ...
Apr 15, 2009 . SK Telecom (SKT) belongs to the third largest chaebol . It worked with a new type of chip-embedded Moneta Card (a credit card in a . co-branded by Visa and issued by five major domestic credit card companies and banks.
http://technology.cgap.org/2009/04/15/mobile-operators-facilitating-existing-payment-instruments-moneta-in-korea/
Plan selection
More on COBRA |
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Affinity Banking | Cobrand Cards | Bank of America
Bank of America Card Services provides co-branded credit cards (affinity cards), checking and savings accounts, loans and investment products to a variety of .
http://corp.bankofamerica.com/business/ci/affinity-banking
Jet Airways' Jetprivilege enhances member experience with four ...
Dec 9, 2011 . Partnerships across the Retail, Hotel and Telecom, categories . hotels to telecom, lifestyle to publishing, car rentals to co branded credit card .
http://www.jetairways.com/FR/BE/PressReleases/JPNewPartners.aspx
QNB and Qtel launch Nojoom Co-branded Visa Credit Card ...
Dec 28, 2011 . QNB and Qtel launch Nojoom Co-branded Visa Credit Card campaign . QNB Qtel Nojoom Credit Cards give customers the opportunity to earn . Real Estate, Retail and leisure, Technology, Telecoms, Tourism and hospitality .
http://www.ameinfo.com/285358.html
Global Retailer Cards: Co-Branded, Loyalty and Private Label ...
the credit, deferred debit and pre-paid card markets of many countries are . Bank of Montreal currently markets two co-branded credit cards in . The POSB Everyday Card gives customers rebates at retailers, telecoms and utilities ... 416 .
http://www.bharatbook.com/market-research-reports/finance-market-research-report/global-retailer-cards-co-branded-loyalty-and-private-label-programs.html
AA Finally Makes Their Credit Card Competitive. - DansDeals.com
Apr 2, 2012 . AA Finally Makes Their Credit Card Competitive. Co-branded airline cards were suffering. As new cards kept arriving that offered the ability to .
http://www.dansdeals.com/archives/20860
Health plans subject to COBRA are:
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Case Study Malina
Oct 21, 2011 . The joint credit card is simultaneously a VISA card as well as a MALINA . the telecommunication operator VimpelCom (Beeline), the Pharmacy Chain . joined the program as the sixth partner adding a co-branded credit card.
http://issuu.com/comarch/docs/case-study-malina -
Credit Card Terms - Glossary of Common Terms Used With Credit ...
Credit Card Glossary - Learn the most common terms used in the credit card business . Co-Branded Card-- A co-branded credit card is sponsored by both the . means of telecommunication, and where neither the card nor the cardholder is .
http://www.nasdaq.com/personal-finance/credit-card-glossary.stm -
Telventure - Company - Kuala Lumpur, Malaysia - Info | Facebook
Sign up for Telventure-EON Bank Credit Card now and get RM30 cash voucher! . Telventure Sdn. Bhd began its humbling journey as a telecommunication company which offered third party sales and product . 2) EON Co-Brand Credit Card .
http://www.facebook.com/Telventure?sk=info -
Payment systems in India - Wikipedia, the free encyclopedia
With 130 million cards in circulation currently, both credit and debit, and an . in the field of plastic money is co branded credit cards, which combine many services . card-where banks and other retail stores, airlines, telecom companies enter .
http://en.wikipedia.org/wiki/Payment_systems_in_India -
ADIB and Etisalat partner to launch Co-Branded Card
Jan 25, 2012 . ADIB-Etisalat Co-branded Card is UAE's First Islamic Telecom Card. Abu Dhabi Islamic Bank, a top-tier Islamic financial services institution, .
http://www.dubaichronicle.com/2012/01/25/adib-etisalat-cards/ -
Banking & Financial Services - Hughes Hubbard & Reed
A pre-export and revolving credit facility for a Brazilian steel exporter . power plants; Transportation facilities; Fixed-line and wireless telecom installations . We also help to establish co-branded credit card programs and open-end and .
http://www.hugheshubbard.com/Banking-Financial-Services-Practice-Areas/ -
Bulgarian Red Cross: 'One SMS, one hot meal for one Bulgarian ...
The joint promotion with FI Bank co-branded credit cards for a three-year . of the Network represent different industries such as telecommunications, banking, .
http://www.sofii.org/node/39
Benefits not subject to COBRA are:
-
MasterCard and Telefónica sign credit co-brand deal
Aug 13, 2010 . Spanish telecommunications company Telefónica has signed a multi-year . “The launch of co-branded credit cards reinforces Telefónica's .
http://www.vrl-financial-news.com/cards--payments/cards-international/issues/ci-2010/ci-447-448/mastercard-and-telef%C3%B3nica-sign.aspx -
Co-branded Cards - King Club
Kingfisher Airlines and ICICI Bank presents the exclusive co-brand credit card, the easiest way to earn King Miles with your favorite airline. This unique credit .
http://www.kingclub.me/CRANE_IT_WEB/earning/co_branded_credit_card.jsp -
Building Your Brand
A slew of credit card companies has-been teaming up with retailers to offer co- branded items such as the L.L. Bean credit card. On the Web, co-branding, .
http://www.va-interactive.com/inbusiness/editorial/sales/ibt/branding.html -
Loyalty Square | Glossary
Activation Rate: A term very commonly used in the Credit Card industry – it . Co- Branded Card: A card issued by two companies (generally a bank and a retailer) . typically used in industries providing ongoing services - credit cards, telecom, .
http://loyaltysquare.com/glossary.php -
Latest Intelligence on Private Label Cards - Datamonitor
TD retail card to administer private label credit card program of Tourneau . Best Price Business Card, a co-branded business card for members of Bharti Wal- Mart's . of technology and market changes in telecoms, software and IT services.
http://www.datamonitor.com/store/browse/?N=354+4294854409 -
Central Park Group, Daniel Tauber
. relationship development and marketing of co-branded credit card products. . advising financial services and telecommunications clients at Rubenstein .
http://www.centralparkgroup.com/team-dt.php -
Metris (MXT) Stock Price
Maxcom Telecom Ads Stock Price (MXT) Stock Quote and real time streaming Metris . Company also offers agent bank and co-branded credit cards through .
http://www.advfn.com/nyse/StockPrice.asp?stockprice=MXT
The rules for beginning COBRA
Twitter / @nytimestravel/travel-deals
8987 Vodafone, Telecom NZ . Citi Introduces New Benefits from American Airlines Co-Branded Credit Cards bit.ly/HEFpX3 about 2 hours ago via twitterfeed .
http://twitter.com/nytimestravel/lists/travel-deals
Up to 50% off for QNB Qatar Airways co-brand cardholders ...
Mar 20, 2012 . QNB Qatar Airways co-branded MasterCard holders can earn Qmiles . the QNB Qatar AirwaysQatar Airways Loading... co-branded credit card .
http://www.zawya.com/story.cfm/sidZAWYA20120320130414/Up_to_50_off_for_QNB_Qatar_Airways_cobrand_cardholders_redeeming_Qmiles_for_Award_Tickets_by_14_April_2012
Maharashtra bank launches co-branded credit card - Mumbai - DNA |
Jet Airways adds dining partners to FFP - Business Traveller
Sep 7, 2011. complements categories such as Retail, Airlines, Finance, Lifestyle, Hotels and Publishing, Telecom, Car rental and Co-branded credit cards.
http://www.businesstraveller.com/middle-east/news/jet-airways-adds-dining-partners-to-ffp
Glossary of Common Credit Card Terms
A co-branded credit card is sponsored by both the issuing bank and a retail . mail or other means of telecommunication, and where neither the card nor the .
http://www.creditereports.com/info/glossary.php
Changing your mind
Jobs & Careers at Barclaycard Us
About Barclays Headquartered in Wilmington, Del., Barclaycard US creates customized, co-branded credit card programs for some of the country's most .
http://jobsearch.monster.com/barclaycard-us_6
TNS | Events | Airline & Travel Payments Summit 2011, Toronto ...
Oct 12, 2011 . Contact Payments · Contact Telecom · Contact Financial Markets · Asia . of payment costs, fraud prevention and co-branded credit cards.
http://www.tnsi.com/events/2011/oct/12/airline-travel-payments-summit-2011-toronto-canada
Romanian Banking Overview - ROLAND BERGER STRATEGY ...
A significant number of the credit cards on the Romanian market is however . companies, often in partnership with a retailer (co-branded credit cards). . Co- branded cards have been issued by banks in partnership with retailers, telecom .
http://rbd.doingbusiness.ro/ro/5/articole-recente/7/23/romanian-banking-overview
Purchase Transactions at Top U.S. Acquirers 2011
Mar 16, 2012 . Barclaycard US has acquired 300000 active co-branded Upromise. MasterCard credit card accounts from Bank of America tied to. $1.3 billion in . GLOBE TELECOM'S G-Xchange mobile commerce subsidiary in .
http://www.nilsonreport.com/pdf/1freeissue.pdf
Other COBRA details
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InsideFlyer.com: Credit Card Choices
As long as you make one purchase with your co-branded credit card every 18 . or telecommunications purchases and one percent on all other purchases.
http://www.insideflyer.com/articles/article.php?key=4938CSC CAMS II Card Issuer System
CAMS II™ Card & Merchant System gives issuers worldwide the industry's most . »Telecoms Company Calls for SAP and Cloud Capability; »AMP Improves . payment products including debit, credit, private label, co-branded, affinity, stored .
http://www.csc.com/banking/offerings/11090/48242-cams_ii_card_issuer_system -
Placement : Master's in MIS : Department of Management ...
In addition, the Company generates revenue through other marketing and promotional services, such as online advertising, and co-branded credit card .
http://mis.eller.arizona.edu/masters/placement.aspPhilippe Vigneau | VP Business Development, Transatel | Paris ...
His past experience at American Express within the credit card industry - position . -Introduction of a corporate co-branded card with France's 4 major Travel .
http://fr.viadeo.com/fr/profile/philippe.vigneau1 - Extensions.
Citibank Press Room
Sep 28, 2009 . New Magyar Telekom-Citibank co-brand credit cards to T-Home and . a unique benefit related to our partner's telecommunications services.
http://www.citibank.hu/hungary/homepage/sajtoszoba/hirek/090928-unique-benefits-offered-new-magyar-telekom-citibank-credit-cards.htm -
American Express Kingfisher Airlines Fastest Finest Way To Fly Free
Nov 2, 2007 . Expected to set a trend in the Airline Co-brand credit card category, . by simply charging their spend on telecom services provided by Airtel, .
http://www.flykingfisher.com/media-center/in-the-news/american-express-and-kingfisher-airlines-join-hands-to-launch-the-fastest-and-finest-way-to-fly-free.aspxCitibank and Sony Will Offer Credit Card to Amusable Consumers
Oct 28, 1998 . It also issues the co-branded Advantage credit card with American . Consumer electronics, computers and telecommunications products .
http://uhaweb.hartford.edu/rfitzpatr/articles/citisy.htmAbout us - Wirecard Bank AG
As credit card acquirer, the company is operating with more than 100 . (Society for Worldwide Interbank Financial Telecommunication), Wirecard Bank is in the .
http://www.wirecardbank.com/about-us/ -
Orange Teams with Barclaycard, Launches Credit Card | TopNews ...
Jan 8, 2010 . Credit-Card As the battle for mobile banking customers becomes fiercer and after the O2's venture into the world of finance last year, Orange .
http://topnews.net.nz/content/21585-orange-teams-barclaycard-launches-credit-cardMercedes-Benz partners with American Express for lifestyle card to ...
Aug 22, 2011 . The co-branded cards will also include American Express membership . The first Mercedes credit card from American Express works like a regular . software and technology, telecommunications, travel and hospitality, real .
http://www.luxurydaily.com/mercedes-benz-partners-with-american-express-for-lifestyle-card-to-increase-customer-retention/ -
New World Group and AIG Credit Card to launch the nuWorld Credit ...
AIG Credit Card Company (Hong Kong) Limited (AIGCCC) and New World . code: 017) announced today the official launch of the new co-branded credit card . . provided by the New World Group, including its telecommunication services, .
http://webcare.nwd.com.hk/html/eng/press_release_news.aspx?82AuOGhcmWT4v87Efp7vsA%3D%3D=uOGhcOrange UK to Roll Out Large Scale NFC Mobile Payments Service
Jan 27, 2011. that is as important as the launch of the personal credit card or ATMs. . and which already features a contactless co-branded credit card as .
http://www.cellular-news.com/story/47595.php -
Case Studies
In a bold and innovative move, it teamed up with MSN to launch a co-branded credit card backed by Microsoft® Windows Live Messenger™ tab links, an online .
http://advertising.microsoft.com/asia/ResearchLibrary/ResearchLibrary.aspx?pageid=2585&Search=1&Tag_VerticalID=0&Tag_TopicID=0&Tag_PropertySubpropertyID=&DocType=casestudy&pindex=14Andhra Bank, HPCL float co-branded credit card
Jan 11, 2005 . Andhra Bank, HPCL float co-branded credit card . hands together to float a co- branded credit card, in association with Visa International. . relaxed · In MP, 70% families defecate in public · RComm to list Flag Telecom in SGX .
http://www.financialexpress.com/news/andhra-bank-hpcl-float-cobranded-credit-card/123893/ -
Plastic makes perfect: Beirut banks boost
As general conditions and interest rates among credit cards rarely vary, banks . “ We have always viewed a co-branded card with a major telecom player as a .
http://www.executive-magazine.com/getarticle.php?article=9420A+ Partners - .:: PIA Award+ Plus ::.
Our partners include financial institutions, telecom companies, lifestyle and leisure . The PIA SCB Co-Branded Credit Card is a unique credit card that enables .
http://www.piaawards.com/pia/apartners/scb.aspx - Moving.
What are Reward Credit Cards and What Benefits do They Have?
This article describes and explains different types of reward credit cards and what . These cards may or may not be co-branded with a particular airline. . Internet hookup, and other telecommunications purchases; rebate applied to mortgage .
http://www.rewardcreditcard.us/types.html -
Pros and cons of co-branded credit cards - Economic Times
Pros and cons of co-branded credit cards. Preeti Kulkarni, TNN Apr 9, 2008, 06.20pm IST. Credit Card If you've observed, of late, the proportion of photographs, .
http://articles.economictimes.indiatimes.com/2008-04-09/news/27696845_1_credit-cards-sachin-khandelwal-convenient-payment-mechanismWho's following who?
These additional charges, with fees for card payments and . advertising are the entertainment, telecoms, tourism . promote the co-branded Wizz Credit Card, .
http://guestlogix.com/pdf/GuestLogix_in_the_News_LowCost_Regional_AirlinesApril_2012.pdf -
Air Canada - Articles - Executive Travel
Co-Branded Credit Card: CIBC Aerogold VISA, American Express AeroplanPlus Gold Card and Platinum Card. What's new? Air Canada's new cabin interiors .
http://executivetravelmagazine.com/articles/air-canadaTechPolis | Mobile Telecommunications Consulting
Recently, Vivo set up partnerships with Bank Itau (the largest private bank in Brazil) to offer a co-branded credit card. Mastercard and Vivo have also partnered .
http://www.techpolis.com/presentations.htm - Disability.
Shariah compliant Research
In addition, the Company generates revenue through other marketing and promotional services, such as online advertising, and co-branded credit card .
http://www.idealratings.com/research -
Karur Vysya Bank unveils co-branded Visa credit cards with SBI Cards
Feb 24, 2012 . The Karur Vysya Bank SBI Visa credit cards will be available in two variants - Platinum and Gold offering distinct and exclusive benefits to .
http://www.indiainfoline.com/Markets/News/Karur-Vysya-Bank-unveils-co-branded-Visa-credit-cards-with-SBI-Cards/5361969305Launching of BASIS-BRAC Bank Co-Branded Credit Card(DESH TV ...
Aug 11, 2011 . Launching of BASIS-BRAC Bank Co-Branded Credit Card(ATN News) Date: 30th July,2011 Venue: Hotel Sonargao, Dhaka.
http://www.youtube.com/watch?v=VVoXo2IeOXQ
For more information regarding COBRA, visit the code for processing credit card
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The benefits of co-branded credit cards
Oct 22, 2007 . Most credit card companies now offer co-branded credit cards. . number of sectors including travel, telecom, retail, entertainment and so on.
http://www.rediff.com/getahead/2007/oct/22cards.htm