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COBRA coverage periods |
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Qualifying event |
Beneficiary |
Maximum |
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· Voluntary or involuntary termination of job other than gross misconduct · Reduced hours |
Employee |
18 months |
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· Total disability |
Employee |
29 months |
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· Employee entitled to Medicare · Divorce or legal separation · Death of employee |
Spouse |
36 months |
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· Loss of dependent-child status |
Dependent child |
36 months |
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