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cofi mortgage index

COFI Mortgage Loan Quotes
COFI Index, COFI Loans. The Cost of Funds Index (COFI) is used as a benchmark for some types of mortgage loans and securities. There are two popular COFI .
http://www.top-lenders.com/index.aspx?page=page100_cofi&loan_id=1&loan_type=ARM

What is a COFI Mortgage Interest Rate? - Yahoo! Voices - voices ...
May 9, 2006 . The 11th District COFI is commonly used as an index for adjustable-rate mortgages. When interest rates move higher, borrowers look for loans .
http://voices.yahoo.com/what-cofi-mortgage-interest-rate-36526.html

cold calling scripts mortgages

Adjustable-rate mortgage indexes explained
A thorough mortgage shopper will run across a bunch of acronyms to denote various ARM indexes, such as COFI, LIBOR, MAT and CMT. Each index responds .
http://www.bankrate.com/finance/personal-finance/adjustable-rate-mortgage-indexes-explained-1.aspx

Help with paying your COBRA premiums

Mortgage Indexes MTA COFI LIBOR | The Truth About Mortgage.com
There are a variety of mortgage indexes used by banks and lenders for programs such as home equity lines and adjustable-rate mortgages.
http://www.thetruthaboutmortgage.com/mortgage-indexes/

Understanding COFI ARMs
Adjustable rate mortgages have different indexes. The margin is the . The COFI index moves slower than the other indexes, making it more stable. It also lags .
http://www.alliemae.org/cofiarms.html

COFI Mortgage options explained in detail
Jumping back on the scene in an attempt to fill the void is the cost of funds index or COFI mortgage. This Cofi mortgage isn't new but it has been gaining .
http://www.nva-mortgage.com/cofi_mortgage.htm

ARM Indexes: TCM, COFI, APOR, MTA, COSI, CODI, LIBOR ...
The Daily Index Update Service is a fast, efficient, and affordable source for the ARM indexes and financial indicators (including first mortgage pricing) you need .
http://www.armindexes.com/

Mortgage Rate Index Options: COFI, MTA, COSI, CODI - Negative ...
Mortgage Loan Outlet considers index options, MTA, COFI, COSI and CODI for home purchase and refinance loans with 1.25% start rates for negative .
http://www.mortgageloanoutlet.com/Mortgage-Rate-Index-Options.shtml

COFI ARMs - Cost of Funds Index Adjustable Rate Mortgages
Mar 23, 2012 . Providing a history of the 11th District Cost of Funds Index - COFI Index.
http://www.erate.com/COFI-ARM.htm

Cost of Funds Index (COFI) - Mortgage Calculator
The Cost of Funds Index is used frequently in the West as an adjustable rate mortgage index. The interest rate on these loans adjusts based on the movement of .
http://www.mortgage101.com/article/cost-of-funds-index-cofi

COFI Home Loans | COFI ARM Mortgages | COFI Lenders | Cost of ...
COFI home loans by Virginia Mortgage Services offers low mortgage rates for COFI . COFI Home Loans - COFI ARM'S- Cost of Funds Index **Program not .
http://www.virginiamortgagelender.com/cofi-adjustable-loans.htm

COFI: Frequently Asked Questions
Changes in the COFI may not . use of adjustable rate mortgage indices .
http://www.fhlbsf.com/cofi/faq.asp

11th District Cost of Funds Indices
11th District Cost of Funds Indices. The 11th District Monthly Weighted Average Cost of Funds Index (COFI) is one of many indices used by mortgage lenders to .
http://www.fhlbsf.com/cofi/default.asp

11th District Cost of Funds Index (COFI), Historical Data - Mortgage-X
The 11th district monthly weighted average cost of funds index history starting from January of 1979.
http://mortgage-x.com/general/indexes/cofi_history.asp

For more details, see the coin purse with credit card slots.

COFI Rate Forecast: Projected 11th District Cost of Funds Index ...
Projected future COFI (11th District Cost of Funds Index) rates.
http://mortgage-x.com/general/indexes/cofi_rate_forecast.asp

Which Adjustable Rate Mortgage Index Is the Best? - The Mortgage ...
Which Adjustable Rate Mortgage Index Is the Best? February 7, 2000, Reviewed February 13, 2011 "Could you tell me which ARM index is best for the borrower, .
http://www.mtgprofessor.com/A%20-%20ARMs/which_arm_index_is_the_best.htm

Yourloans.org
Jumping back on the scene in an attempt to fill the void is the cost of funds index or COFI loan. This type of mortgage isn't new but it has been gaining popularity .
http://www.monetarystress.com/yourloan/cofi.html

RateWatch | Prime Rate Treasury Securities Bills Bonds Notes ...
. reports and defines interest rate indexes used by the banking and mortgage industries. . Prime and other leading rates -- Includes fed funds, COFI rates .
http://www.bankrate.com/rates/interest-rates/rate-watch.aspx

11th District Cost of Funds | Index Rates MTA COFI Loans
Apr 3, 2012 . What it means: A monthly cost-of-funds index (COFI) reflecting the . to set the cost of variable-rate loans, such as an adjustable-rate mortgage.
http://www.bankrate.com/rates/interest-rates/11th-district-cost-of-funds.aspx

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Cost of Funds Index (COFI) - Mortgage Glossary - Quicken Loans
Cost of Funds Index (COFI) definition from the mortgage glossary at QuickenLoans.com. Learn mortgage terms and jargon with the Quicken Loans Mortgage .
https://www.quickenloans.com/mortgage-glossary/cost-of-funds-index-cofi

Mortgage Indexes Explained - LIBOR, T-Bill, CMT, MTA, Prime, COFI ...
Mortgage Indexes Explained- Prime, T-Bill, LIBOR, CMT, COSI, COFI, MTA.
http://www.rjbaxter.com/mortgageindexesexplained.html

11th District Cost of Funds Index (COFI) Definition | Investopedia
11th District Cost of Funds Index (COFI) - Definition of 11th District Cost of Funds . A type of mortgage in which the interest rate paid on the outstanding balance .
http://www.investopedia.com/terms/1/cofi.asp

Adjustable-rate mortgage - Wikipedia, the free encyclopedia
All adjustable rate mortgages have an adjusting interest rate tied to an index. . 11th District Cost of Funds Index (COFI); London Interbank .
http://en.wikipedia.org/wiki/Adjustable-rate_mortgage

  • Libor vs. COSI vs. MTA Mortgage Index Comparison.
    Apr 13, 2005 . Libor, COSI, COFI, MTA and CODI mortgage indices compared and evaluated for fluctuation and movement histories and trends.
    http://www.mortgage-match.us/2005/04/libor-vs-mta-vs-cosi-comparison-for.html

  • COFI Rises - Index at 1.224% in January | March 1 ... - Mortgage Daily
    Mar 1, 2012 . Rate forecasts. Quotes on ARM indexes including COFI, MTA, LIBOR & Treasuries. Rate reset studies and reports. Mortgage rate litigation.
    http://www.mortgagedaily.com/Cofi030112.asp

  • ARM Index Options - Pacific Trust Bank
    11th District Cost of Funds ("COFI"). The 11th District Monthly Weighted Average Cost of Funds Index (COFI) is one of many indices used by mortgage lenders to .
    http://www.pacifictrustbank.com/products/loans/ARM_Index.aspx

  • What is COFI ARM (Cost-of-Funds Index Adjustable Rate Mortgage)?
    What a COFI ARM (Cost-of-Funds Index Adjustable Rate Mortgage) is - just another adjustable rate mortgage tied to the COFI index. There are several COFI .
    http://www.mortgageqna.com/adjustable-rate-mortgage/what-is-cofi-arm-cost-of-funds-index-arm.html


COBRA coverage periods

Qualifying event

Beneficiary
eligible
for COBRA

Maximum
coverage
time

·  Voluntary or involuntary termination of job other than gross misconduct

·   Reduced hours

Employee
Spouse
Dependent child

18 months

·  Total disability

Employee

29 months

·  Employee entitled to Medicare

·  Divorce or legal separation

·  Death of employee

Spouse
Dependent child

36 months

·  Loss of dependent-child status

Dependent child

36 months

COFI Loans and options explained in detail - Nva Mortgage
Also, there are quite a few competing indexes which are detailed in my Adjustable Rate Mortgage Cofi loans section. COFI loans give clients a sense of security .
http://www.nva-mortgage.com/cofi_loans.htm

Cofi Index / Cofi Loans
Learn about the cofi index and pay option arms including cofi and mta loans. . indices (such as the LIBOR index and the MTA) used by mortgage lenders to set .
http://www.interestonlyloans.com/cofi_index.html

Mortgage Programs - Watson Mortgage - Serving Central and North ...
The predecessor to the 11th District Cost of Funds index was the District semiannual weighted average cost .
http://www.watsonmortgagecorp.com/mortgage_programs.php

What's A “Coffee” Mortgage – And Why Do I Want One? : Real ...
Aug 22, 2008 . Technorati Tags: 11th, ARM, bank, COFI, cost, District, federal, financing, Francisco, funds, index, loan, margin, modest, mortgage, rate, real .
http://www.ourbroker.com/mortgages/what%E2%80%99s-a-%E2%80%9Ccoffee%E2%80%9D-mortgage-%E2%80%93-and-why-do-i-want-one-2/

Cofi Jump Hits Some Homeowners - WSJ.com
Jan 15, 2010 . Why a Key Mortgage Index Jumped. New Year's Eve Surge in Cofi Is No Shot in the ARM for Homeowners; 'Wow, What Happened?' .
http://online.wsj.com/article/SB20001424052748704363504575003430992077988.html

Your COBRA coverage ends when:

Plan selection

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Federal COF Index Data - Freddie Mac
Mar 20, 2012 . The Federal Cost of Funds Index (COFI) is used as a benchmark for some types of mortgage loans and securities. It is calculated as the sum of .
http://www.freddiemac.com/news/finance/cof_index.htm

Cost of Funds Index (COFI)
The 11th District Cost of Funds is more prevalent in the West and the 1-Year Treasury Security is more prevalent in the East. Buyers prefer the slowly moving .
http://www.fossmortgage.com/Library/Loan_Programs/Cost_of_Funds_Index_(COFI).html

Realty Times - What Is a COFI Loan?
Mar 31, 2003 . One of the mortgage brokers we have interviewed has suggested that we obtain an adjustable rate mortgage, where the index is COFI.
http://realtytimes.com/rtpages/20030331_cofiloan.htm

Mortgage Rates | Mortgage Rates, Refinance Rates, and CD Rates
If your mortgage rate is adjustable, it will be “adjusted” based on a major mortgage index (e.g., LIBOR, COFI, CMT, etc.). If the index's value rises, your mortgage .
http://www.banks.com/mortgage/mortgage-rates/

What is cost of funds index (COFI)? definition and meaning
Definition of cost of funds index (COFI): Index of weighted average interest . comparatively, a steady index used mainly for adjustable rate mortgages (ARM).
http://www.businessdictionary.com/definition/cost-of-funds-index-COFI.html

11th District Cost of Funds Index - Rate, Definition & Historical Graph
Eleventh District Cost of Funds Index - current & historical published by MoneyCafe.com. . Prime Rate Historical Graph · Mortgage Rates · Daily Updates of .
http://www.moneycafe.com/library/cofi.htm

Health plans subject to COBRA are:

  • HSH's ARM Index Histories: 11th District Cost of Funds (COFI), 2000s
    The 11th District COF, or COFI, is an ARM index. . Associates, Financial Publishers, the world's leading publisher of mortgage and consumer loan information.
    http://www.hsh.com/indices/11cof00s.html

  • Mortgage Loan Basics: Interest Only Loans, Pay Option Arm ...
    6 Month MTA ARM Mortgage Rates . 12 Month MTA ARM Mortgage Rates. COFI Index: This index rise (and fall) more slowly than rates in general, which is good .
    http://www.publiclaw-events.com/mortgage-loan-basics-interest-only-loans-pay-option-arm/

  • Adjustable-Rate Mortgage Indexes: Know Your Benchmark
    Apr 15, 2010 . Many benchmark indexes have been used to set interest rates for ARMS, . Mortgage loans that are linked to COFI change once per year.
    http://www.investopedia.com/articles/mortgages-real-estate/10/mortgage-indexes-know-benchmark.asp

  • How to choose between COFI and LIBOR indexed ARM?
    LIBOR and COFI indexed ARMs can be very different in nature because of the totally different nature of the underlying ARM index. On the whole, LIBOR- indexed .
    http://www.mortgageqna.com/adjustable-rate-mortgage/cofi-libor-indexed-arm.html

  • Cost of Funds Index (COFI)
    It is called the 11th District Monthly Weighted Average Cost of Funds Index (COFI ). It is one of several indices used by mortgage lenders to set the floating .
    http://www.riskglossary.com/articles/cofi_index.htm

  • Over 2500 Mortgage and Real Estate Terms – Number Terms
    The COFI is not an interest rate, it is an index used to calculate the fully indexed rate on COFI adjustable rate mortgages. It reflects the interest expenses reported .
    http://www.mtgmortgages.com/glossary1.htm

  • Mortgage Terms | Primary Residential Mortgage, Inc. Delaware ...
    Primary Residential Mortgage is a Mortgage Company in Delaware providing . COFI Cost of Funds Index (COFI) This is a monthly cost-of-funds index (COFI) .
    http://www.delawaremortgageloans.net/category/mortgage-terms/page/2/

Benefits not subject to COBRA are:

  • ARM Index Table for COFI, LIBOR, MTA and 1 ... - Mortgage Daily
    Average fixed and ARM rates. Rate forecasts. Quotes on ARM indexes including COFI, MTA, LIBOR & Treasuries. Rate reset studies and reports. Mortgage rate .
    http://www.mortgagedaily.com/ARMIndexes.asp

  • COFIARM (Cost of Funds Index Adjustable Rate Mortgage)
    COFI ARM (Cost of Funds Index Adjustable Rate Mortgage). The index is the cost of the money to the lender and is what the interest rate of adjustable rate .
    http://www.everythingre.com/COFIARM_(Cost_of_Funds_Index_Adjustable_Rate_Mortgage)

  • What Does Index Rate Mean in Mortgage Loans? - Budgeting Money
    Published daily, this rate tends to be stable and outside of mortgage lender control. Other popular index rates are the 11th District Cost of Funds (COFI), U.S. .
    http://budgeting.thenest.com/index-rate-mean-mortgage-loans-3225.html

  • Cost of Funds Index (COFI) - Willow Bend Mortgage
    The 11th District Cost of Funds is more prevalent in the West and the 1-Year Treasury Security is more prevalent in the East. Buyers prefer the slowly moving .
    http://www.willowbendmortgage.com/library/64

  • Option Arms - Pick a Mortgage Payment
    Option Arm Mortgage, Pick a Payment, jumbo mortgage loans. . The COFI Index 3 was applied to this example with an indexed rate of 3.481% and a margin of .
    http://www.loanshoppers.net/option_arms.htm

  • What Is a Cost of Funds Index?
    When a mortgage lender uses the COFI index, the lender uses the index as the basis for the interest rate that the borrower will pay on an adjustable rate .
    http://www.wisegeek.com/what-is-a-cost-of-funds-index.htm

  • LIBOR | Mortgage Reference Library
    There are more stable indexes such as the COFI index and the COSI index. Typically this index is the quickest to rise when prices of mortgage backed securities .
    http://www.brokeroutpost.com/reference/20299.htm

The rules for beginning COBRA

An Overview of COFI Loans
While COFI mortgages are based on the Cost of Funds Index, their main appeal is offering options that you won't find with most traditional mortgage loans.
http://www.mortgageloan.com/An-Overview-of-COFI-Loans

What Is a COFI Loan? | eHow.com
A COFI loan is an average cost of funds index. Used by mortgage lenders to determine how to calculate interest rates on non-fixed rate mortgages, the COFI is .
http://www.ehow.com/about_4685882_what-cofi-loan.html

ARM Wrestling: Valuing Adjustable Rate Mortgages Indexed to the ...
Forthcoming: Journal of the American Real Estate and. Urban Economics Association (AREUEA). ARM Wrestling: Valuing Adjustable Rate Mortgages. Indexed .
http://faculty.haas.berkeley.edu/stanton/papers/pdf/cofi.pdf

What in the Heck is an ARM Index? - Yahoo! Voices - voices.yahoo ...
May 9, 2006 . Adjustable rate mortgage indexes are used to calculate the new . to denote various ARM indexes, such as COFI, LIBOR, MAT and CMT.
http://voices.yahoo.com/what-heck-arm-index-36509.html

theFinancials.com - Mortgage & Housing Chart & Quote Widgets ...
Mortgage and Housing quotes & charts are an excellent way to .
http://b2b.thefinancials.com/mortgage_rate_reports.asp

Your Guide to ARM Indexes - FAQ on Adjustable Rate Mortgage ...
The Federal Cost of Funds Index (Fed COFI) is used as a benchmark for some types of mortgage loans and securities. It is calculated as the sum of the monthly .
http://www.armindexes.com/index-types.html

Changing your mind

Adjustable Rate Mortgages - Understanding Personal Banking
Treasury securities and LIBOR, for example, are more volatile than COFI, which can affect interest rates tied to these indexes. Fixed-rate mortgages offer a .
http://www.unitedbankafrica.com/Adjustable_Rate_Mortgages

Mortgage Terms Glossary, Mortgage & Property Glossary
Mortgage terms glossary with commonly used mortgage terms. . A monthly cost- of-funds index (COFI) reflecting the weighted-average interest rate paid by 11th .
http://www.moving.com/articles/mortgage-glossary.asp

The Different Types of Mortgage Loans | Mortgage SuperTips
COFI Mortgage Loans: The COFI (or Cost of Funds Index) mortgage is an adjustable-rate mortgage with flexible payment options. Each month, the interest rate is .
http://www.superpages.com/supertips/different-types-of-mortgage-loans.html

Overview of COSI CODI MTA LIBOR COFI CMT T-Bills Indices
Index. Reaction to Market. Constant Maturity Treasury CMT Indexes -. These indexes are the weekly or monthly average yields on U.S. Treasury Securities .
http://www.virginiamortgagelender.com/indices_overview.htm

Other COBRA details

  • COFI ~ 11th District Cost of Funds Index ~ FAQ - Mortgage-X
    Frequently Asked Questions about the 11th District Cost of Funds Index (COFI). We have prepared a list of commonly asked questions and answers to help solve .
    http://mortgage-x.com/general/indexes/cofi_index_faq.asp

    Adjustable Rate Mortgage | Types | Information
    This is a mortgage where the interest rate may change periodically, usually in relation to an index (such as the Prime Rate, cofi, codi, cmt, libor, or mta) and your .
    http://www.123-real-estate-los-angeles.com/adjustable-rate-california-mortgage.html

  • Understanding Arm Indexes: (A mortgage article from CityTownInfo)
    Following is a list of the major indexes used by lenders to set the interest rates on adjustable rate mortgages: 11th District Cost of Funds Index (COFI)- This index .
    http://www.citytowninfo.com/mortgage-articles/common-mortgage-types/understanding-arm-indexes

    "Adjustable-rate Mortgage" related terms, short phrases and links
    COFI An adjustable-rate mortgage with a rate that adjusts based on a cost-of- funds index, often the 11th District Cost of Funds. (Web site) .
    http://keywen.com/en/ADJUSTABLE-RATE_MORTGAGE

  • Extensions.

    Best Texas Mortgage Rates: Compare Home Mortgage Refinance ...
    Cost of Funds, or COFi, mortgages pertain to an index based on the cost incurred by institutions to borrow money and adjusts on a monthly, six month or yearly .
    http://www.mortgagecalculator.org/mortgage-rates/texas.php

  • Typical Mortgage Types
    The most common indices for these mortgages are Treasury, LIBOR and COFI indexes. Adjustable rate mortgages have lower initial interest rates during the .
    http://www.wintrustmortgage.com/refinance/typical-mortgage-types.html

    Mortgage Terms
    The document used to effect a transfer, such as a deed, or mortgage. Cost of Funds Index (COFI). An index of the weighted-average interest rate paid by savings .
    http://www.1stprioritymortgage.com/index.php?option=com_content&view=article&id=66:glossary&Itemid=70

  • COFI financial definition of COFI. COFI finance term by the Free ...
    COFI. Cost-of-Funds Index, one of many interest rate indexes used to determine interest rate adjustments on an adjustable rate mortgage. See Adjustable Rate .
    http://financial-dictionary.thefreedictionary.com/COFI

    Mortgage Company Template | DIY website | Website2Go ...
    The most common indexes to which mortgage loans are typically tied are COFI ( the Cost-of-Funds Index), one-year T-bills (U.S. Treasury notes) and, less .
    http://mortgage.website2go.com/p8.html

  • What Are The Most-Common Mortgage Loan ARM Indexes? : Real ...
    Aug 31, 2008 . There are several major indexes in wide use today. They include: . What's The 11th District COFI Mortgage Index? How Does The FHA ARM .
    http://www.ourbroker.com/mortgages/what-are-the-most-common-arm-indexes/

    Current Mortgage Rates Today – Wells Fargo and US Bank Among ...
    Apr 4, 2012 . The 11th District Cost of Funds Index (COFI), a common index for adjustable rate mortgages (ARMS), fell two points in February to 1.206 .
    http://www.bestsyndication.com/?q=20120403_best_lowest_mortgage_rates_wednesday_april_4_2012.htm

  • Loan Programs | Utah FHA Mortgage
    Various types of adjustable rate mortgages. COFI Index This index is used to determine the interest rate for some types of ARMs. LIBOR Index This index is used .
    http://thelowpricelender.com/loan-programs/

    Compare Louisiana Mortgage Rates: Lowest Home Refinance ...
    COFI is a slow reacting index based on interest paid on savings accounts; it reacts slowly to the market. This is a kind of adjustable rate mortgage which is tied to .
    http://www.mortgagerates.info/louisiana/

  • Real Estate Mortgage, Pittsburgh, PA | Mortgage Banker Charleston ...
    Victorian Finance is the mortgage banker Pittsburgh, PA , Charleston, WV, and . Balloon Mortgages; Interest Rate Buydowns; Cost of Funds Index (COFI) .
    http://victorianfinance.com/

    Glossary of Mortgage Terms « Columbia Mortgage
    Conveyance - The document used to effect a transfer, such as a deed, or mortgage. Cost of Funds Index (COFI) – An index of the weighted-average interest rate .
    http://columbiamortgage.net/getting-a-mortgage/glossary-of-mortgage-terms/

  • Moving.

    11th District Cost of Funds Index - COFI: Definition from Answers.com
    11th District Cost of Funds Index - COFI A monthly weighted average of the interest rates paid on . Adjustable-Rate Mortgage Indexes: Know Your Benchmark .
    http://www.answers.com/topic/cofi

  • Mortgage Loan Glossary - Important Mortgage & Refinance Terms ...
    COFI See Cost of funds index. Collateral Assets that back a mortgage loan. Combined loan-to-value (CLTV) The ratio of the total mortgage liens against the .
    http://www.homeloancenter.com/mortgagehelp/glossary/

    Adjustable Rate Mortgage
    The Basics An adjustable rate mortgage is essentially a mortgage that begins with a set rate for a . Treasury Securities (CMT) or the Cost of Funds Index (COFI ).
    http://www.mortgagecomparison.net/adjustable-rate-mortgage/

    Mortgage rates, Index, ARMs, T-Bills - Zillow
    Adjustable Rate Mortgages are based on an Index, with fees and margins added . Index), based on international rates; COFI (11th District Cost of Funds Index), .
    http://www.zillow.com/mortgage/help/What-Is-An-Index.htm

  • #1 Loans USA: 1 month ARM COFI
    . Last Week. Mortgage rates provided by MoneyRates . 1 Month COFI (Cost Of Funds Index) . SEARCH CURRENT MORTGAGE RATES Mortgage Rate Chart .
    http://www.1loansusa.com/mortgagerates/1monthCOFIarm.html

    GENERAL MORTGAGE ASSOCIATE (GMA)
    1. Treasuries (e.g., bill, note, bond). 2. Indices (e.g., London Inter-Bank Offering Rate [LIBOR]; Cost of Funds. Index [COFI]). E. Different types of mortgages: 1.
    http://www.namb.org/images/namb/Certification/Handbook/GMA%20Exam%20Specifications%20.pdf

  • Disability.

    Types Of Mortgages | Mortgage Loan Search
    Additional types of mortgages. The most adjustable type of ARM is COFI, cost of fund index. A COFI loan doesn't have any caps and the interest rate adjusts from .
    http://mortgage-loan-search.com/tag/types-of-mortgages/

  • What is Adjustable Rate Mortgage? | Sammamish Mortgage
    Nov 10, 2011 . Adjustable rate mortgage loans are loans that are regulated by the federal government using the Cost of Funds Index (COFI). The COFI is a .
    http://www.sammamishmortgage.com/blog/what-is-adjustable-rate-mortgage/

    David J. Worley, Vice President; Loan Programs
    Cost of Funds Index (COFI) · Graduated Payment Method (GPM) · Choosing A Mortgage Program. Fixed Rate Mortgages. The most common type of mortgage .
    http://www.davidworley.com/programs.htm

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