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cobra health insurance length

COBRA Health Insurance Plan Update - Compensation Today
Feb 17, 2011 . How does COBRA health insurance coverage work for employers these . Find out the proper duration of each qualifying event and how to .
http://blogs.payscale.com/compensation/2011/02/cobra-health-insurance-plan.html

Cobra | Benefits | UHRS | IU
Oct 27, 2011 . The length of COBRA coverage is between 18 and 36 months, . right to purchase individual health insurance policies that do not impose such .
http://www.indiana.edu/~uhrs/benefits/cobra.html

cobra insurance health insurance

Cal Cobra Health Insurance
Cal Cobra Health Insurance information. . their COBRA coverage additional coverage under California law, as well as to provide uniformity in its duration.
http://cobrahealthinsurance.com/Resource/Cal_COBRA_Health_Insurance.html

Help with paying your COBRA premiums

Mini COBRA insurance laws
Mini COBRA insurance laws. . Cobra Health Insurance . Coverage under these state continuation programs may differ in duration, restrictions, and eligibility .
http://cobrahealthinsurance.com/Resource/Mini_Cobra_Health_Insurance_laws.html

Texas COBRA Health Insurance - COBRA Insurance Information
Length of Coverage: Texas COBRA insurance covers you for 6 months from the day your group health insurance plan stopped coverage. This applies to former .
http://www.cobrainsurancebenefits.org/TX-Texas/Cobra-Insurance.html

The Length of Cobra Health Insurance Coverage in Nevada
COBRA coverage generally lasts up to 18 months and cannot be renewed. However, dependents are sometimes eligible for up to 36 months of COBRA .
http://www.online-health-insurance.com/coverage-by-region/NV/resources/page-19.php

Health Insurance Continuation Rights - COBRA
With the high costs of medical care, maintaining health coverage is very important to most individuals and families. . COBRA applies to group health plans maintained by employers who had 20 or more . Length of Continuation Coverage .
http://insurance.illinois.gov/healthinsurance/continueCobra.asp

COBRA health insurance explained
Jul 6, 2009 . COBRA beneficiaries are allowed to buy health insurance and pay low . the total duration of COBRA coverage to a maximum of 36 months.
http://www.e-wisdom.com/articles/health-insurance/cobra-explained.html

COBRA Insurance Definitions
COBRA Health plan Advice for Individuals and Small Businesses. Leave a comment below or ask on the COBRA Insurance Forum . This 'COBRA Coverage” has limited duration. In most cases, the maximum COBRA period is 18 or 36 .
http://www.cobrahealth.com/insurancedefinitions.html

Revised HOP - 7 Human Resources - 7.A.1 COBRA: HEALTH ...
Nov 1, 2001 . COBRA: HEALTH INSURANCE CONTINUATION COVERAGE . The following deadlines and coverage duration apply to COBRA: 1. Coverage .
http://www.utexas.edu/policies/hoppm/07.A.01.html

Temporary Health Insurance, Interim Health Insurance , Cobra ...
Interim Health Insurance, Cobra Alternative ,Student Temporary Health Insurance . Temporary health insurance allows you to choose the coverage and length .
http://www.uniquoter.com/

Text of What is COBRA - COBRA Insurance .com
Health insurance programs allow workers and their families to take care of essential medical needs. . If you are entitled to COBRA benefits, your health plan must give you a notice stating your right to choose to . DURATION OF COVERAGE .
http://www.cobrainsurance.com/COBRA_Legal_Text.htm

An Employer's Guide to Group Health Continuation Coverage Under ...
Under COBRA, group health plans must provide covered . and if the plan is administered by an insurance company (or the benefits . (See Duration of Continuation Coverage below.) .
http://www.dol.gov/ebsa/publications/cobraemployer.html

For more details, see the sample mortgage letters.

Fact Sheet: The Health Insurance Portability and Accountability Act ...
Guaranteeing availability of health insurance coverage for small employers and . must give individuals credit for the length of time they had prior continuous health . group health plan, an individual health insurance policy, COBRA, Medicaid, .
http://www.dol.gov/ebsa/newsroom/fshipaa.html

Cobra health Insurance summary
COBRA Insurance - Summary of Act. . Temporary Health Insurance . The length of time your spouse may get coverage under COBRA may change when you .
http://cobrahealthinsurance.com/Cobra_Health_Insurance_Medicare.html

COBRA - Minnesota Department of Health
Oct 26, 2011 . Frequently Asked Questions - COBRA and How to Continue Your Healthcare Coverage. Many people have health insurance through their .
http://www.health.state.mn.us/hmo/cobra.htm

COBRA - length of coverage for qualifying events - Travel Health ...
Apr 3, 2012 . The length of COBRA continuation coverage that must be offered depends on the type of Qualifying Event. When a Qualifying Event causes a .
http://www.gntravelinsurance.com/us-health-insurance-2/group-insurance-us-health-insurance-2/cobra/understanding-cobra/cobra-length-of-coverage-for-qualifying-events/

Are you eligible for COBRA?

What's Wrong With COBRA? - Health Care
Jan 12, 2009 . Would it really do much good to extend the length of COBRA health insurance coverage as part of an economic stimulus package?
http://healthcare.nationaljournal.com/2009/01/whats-wrong-with-cobra.php

DPA - BAM Section 412. Length of COBRA Coverage
Feb 14, 2011 . Length of coverage under the Consolidated Omnibus Budget . will only apply to continuation of medical insurance COBRA coverage.
http://www.dpa.ca.gov/benefits/administration-manual/0400-consolidated-omnibus-budget-reconciliation-act-(cobra)/12-length-of-cobra-coverage.htm

COBRA - WPS Health Insurance
WPS Health Insurance. WPS Home . Generally, a "group health plan" provides medical care and is maintained by an employer. . Length of COBRA Coverage .
http://www.wpsic.com/misc/cobra_def.shtml

COBRA Coverage - Lawyers.com
The Consolidated Omnibus Budget Reconciliation Act (COBRA) provisions require . COBRA's health care provisions apply to group health care insurance plans, including plans for dental, vision, or prescription drugs. . Length of Coverage .
http://employee-benefits.lawyers.com/Employee-Benefits/COBRA-Coverage.html

  • Cobra and HIPAA Health Insurance Services Agency, Health ...
    Health Care Reform . Duration of COBRA coverage varies by circumstance. . of COBRA health insurance premiums to involuntarily terminated employees.
    http://www.benefitproinc.com/cobra-hipaa.php

  • Your Rights When You Leave a Job | Nolo.com
    Tips on severance packages, health insurance (COBRA), unemployment . employees by basing severance pay on the length of the employee's service to the .
    http://www.nolo.com/legal-encyclopedia/rights-when-you-leave-job-29664.html

  • COBRA Insurance Overview | CalChamber's HRCalifornia.com ...
    Learn how COBRA insurance works for both employers and former employees. . COBRA health insurance requires that coverage, in terms of benefits, deductibles , and coverage limits, be identical to similarly . Cost and Length of Coverage .
    http://www.calchamber.com/california-employment-law/pages/cobra-insurance-overview.aspx

  • Illinois COBRA Health Insurance, IL COBRA Health Insurance
    Illinois COBRA health insurance laws are crucial for all IL residents to . Coverage then will be available for the exact length of time given to the eligible .
    http://www.illinoishealthinsurance360.com/Illinois_Group_Health_Insurance/Illinois_COBRA_Health_Insurance.php


COBRA coverage periods

Qualifying event

Beneficiary
eligible
for COBRA

Maximum
coverage
time

·  Voluntary or involuntary termination of job other than gross misconduct

·   Reduced hours

Employee
Spouse
Dependent child

18 months

·  Total disability

Employee

29 months

·  Employee entitled to Medicare

·  Divorce or legal separation

·  Death of employee

Spouse
Dependent child

36 months

·  Loss of dependent-child status

Dependent child

36 months

COBRA and State Continuation Coverage | New York
Consumer Guide to Getting and Keeping Health Insurance. Last updated June 2009 . To qualify for COBRA continuation coverage, you must meet 3 criteria: First, you must work for an . LENGTH OF COBRA COVERAGE. Qualifying event (s) .
http://healthinsuranceinfo.net/getinsured/new-york/individual-health-plans/cobra-and-state-continuation-coverage/

Maryland COBRA Insurance - Maryland COBRA Health Insurance ...
Length of Coverage: Maryland Mini COBRA insurance covers you for up to 18 months from the day your group health insurance plan stopped coverage if you .
http://www.cobrainsurancebenefits.org/MD-Maryland/Cobra-Insurance.html

State of Connecticut Office of the State Comptroller MEMORANDUM ...
SUBJECT: Continuation Medical and Dental Coverage (COBRA) Health Insurance Portability and Accountability Act of 1996 (HIPAA) . state employees health plan is that it decreases the length of continuation coverage the state must offer for .
http://www.osc.ct.gov/memoarchives2/97memos/memo9758.htm

Continuation of Health Coverage - COBRA - Blue Cross Blue Shield ...
Blue Cross Blue Shield of Texas - Health Insurance · Blue Access for . The length of the continuation is determined by the event causing the loss of coverage.
http://www.bcbstx.com/employer/cobra.htm

Your COBRA coverage ends when:

  • AHIP and COBRA - Welcome to HealthInsurance.Alabama.Gov
    Alabama Health Insurance Plan and Consolidated Omnibus Budget Reconciliation Act of 1986 . Length of Continued Group Health Coverage Under COBRA .
    http://healthinsurance.alabama.gov/ts_cobra.htm

  • COBRA/HIPAA Information - Houston, TX – EPSI
    The original purpose of the program was to provide health care coverage until the qualified individual . Duration of COBRA coverage varies by circumstance.
    http://www.epsibenefitsinc.com/cobra_information.html

  • Know your COBRA rights | Insure.com
    Dec 22, 2009 . Continue your group health insurance after you lose your job. Whether you received a pink slip, resigned or have been cut down to part-time, .
    http://www.insure.com/articles/healthinsurance/cobra.html

  • length of stay (los) - Health Insurance Resource Center
    LOS refers to the length of stay. It is a term used by insurance . talk to a licensed health insurance agent Toll-free quotes . Cobra health insurance. Extend your .
    http://www.healthinsurance.org/glossary/length-of-stay-los/

  • COBRA Continuation Overview - Illinois and Indiana
    Overview, Comments and Links to assist in understanding COBRA. . COBRA Health Insurance Continuation. Get Small . Length of COBRA Continuation .
    http://www.medplanaccess.com/cobra_continuation.htm

  • Health Care and Benefits Division - COBRA Benefit Options
    This form must be submitted to Health Care and Benefits Division within 31 days . The following chart shows the length of coverage under federal COBRA rules .
    http://benefits.mt.gov/cobrabenefits.mcpx

Plan selection

More on COBRA
cobra health insurance waiver

cobra health insurance questions

arkansas life insurance lead

COBRA Insurance Information Help :: How long do I have to work to ...
A: As long as you have obtained health insurance from your employer you are eligible for the COBRA continuation coverage. The length of time you are .
http://www.cobrainsurance.com/help/questions/686/How+long+do+I+have+to+work+to+qualify+for+COBRA%3F

COBRA HIPAA
5 days ago . Employer Responsibilities under Federal Health Care Legislation: . for limited time periods (see Duration of COBRA Coverage) and the .
http://www.state.nj.us/treasury/pensions/epbam/shbp/cobrahipaa.htm

How to Get Extended Cobra Health Insurance Subsidies - NYTimes ...
Dec 23, 2009 . Here's some good news for those who thought their Cobra health . extended the length of the federal Cobra subsidy to up to 15 months, from 9 .
http://bucks.blogs.nytimes.com/2009/12/23/how-to-get-extended-cobra-health-coverage-subsidies/

COBRA Insurance - Information, Options & Savings - Health Insurance
Explore COBRA health insurance alternatives at eHealth & save up to . The length of time you have to report these Qualifying Events depends on your plan's .
http://www.ehealthinsurance.com/cobra-insurance-coverage

New York COBRA Frequently Asked Questions (FAQ's) Health ...
New York Cobra Frequently Asked Questions (FAQ's) health insurance. . What is the duration of the COBRA continuation for a qualified beneficiary?
http://cobrahealthinsurance.com/Resource/New_York_COBRA_FAQ.html

Health plans subject to COBRA are:

Benefits not subject to COBRA are:

  • COBRA: Employer Obligations - HR Specialist
    Under the Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1985, employers are required to continue offering health insurance benefits to workers .
    http://www.thehrspecialist.com/article.aspx?articleid=2898

  • Notice 98-12 - Should I Elect COBRA Health Care Continuation ...
    plan, you may have the right to elect COBRA health care continuation coverage under the plan . clusions and the length of time that such exclusions can apply: .
    http://www.unclefed.com/Tax-Bulls/1998/not98-12.pdf

  • COBRA: Continuation of Benefits
    Feb 6, 2012 . The length of continuation varies, depending on the qualifying event. . COBRA also applies to the Health Flexible Spending Account (FSA) for plan . (To de- enroll the child from dependent life insurance, AD&D and/or legal, .
    http://blink.ucsd.edu/HR/benefits/managing/cobra.html

  • Ohio COBRA Health Insurance - COBRA Insurance Information
    Length of Coverage: Ohio COBRA insurance covers you for 6 months from the day your group health insurance plan stopped coverage. This applies to former .
    http://www.cobrainsurancebenefits.org/OH-Ohio/Cobra-Insurance.html

  • Basic COBRA Facts
    a share of the health insurance costs. . The following types of group health care plans are covered under COBRA: . Qualifying events and length of coverage .
    http://www.bcn-nshe.org/downloads/hr/layoff/cobra.pdf

  • COBRA - Aetna
    Health Care Reimbursement Account · Dependent Care . What is COBRA? . The length of continued coverage depends on the nature of the qualifying event.
    http://custom.aetna.com/costco/WhatIsCOBRA.shtml

  • Notice of COBRA Coverage Rights How can you extend the length ...
    their families the opportunity to continue their health care coverage when there is a “ . How can you extend the length of COBRA continuation coverage?
    http://hrforms.thompson.com/samples/HFBNF011_sample.pdf

The rules for beginning COBRA

CONEXIS Solutions :: Employees :: COBRA/HIPAA
If you elect to continue your coverage under a COBRA extension, you must pay the . You may wish to consult with a health care professional prior to making your . plans can have variations from types of plans offered to lengths of coverage.
https://www.conexis.org/solutions/cobrahipaa_EE.asp

Retirement and Health Care Coverage - Questions and Answers for ...
The Health Insurance Portability and Accountability Act of 1996 (HIPAA) provides . The maximum length of a preexisting condition exclusion period is 12 . health plan, HMO, COBRA, Medicare, Medicaid, or an individual insurance policy.
http://www.dol.gov/ebsa/publications/dislocated_workers_brochure.html

What is COBRA?
COBRA requires that certain group health insurance plans must provide . after a period of rehabilitation your COBRA benefits will be shorter in duration.
http://divorcesupport.about.com/od/yourlegalrights/f/cobra.htm

COBRA Subsidy Eligibility Period Extended Through February; 15 ...
Jan 21, 2010. a 65-percent subsidy on their COBRA health insurance premiums, . 19, extended the eligibility period and the maximum duration of COBRA .
http://www.irs.gov/newsroom/article/0,,id=218522,00.html

State Laws on Insurance Continuation | Nolo.com
(For information on COBRA, see COBRA: Continuing Health Insurance After a . Length of coverage for dependents: Insurer must either continue coverage for .
http://www.nolo.com/legal-encyclopedia/free-books/employee-rights-book/chapter3-6.html

Changing your mind

Health Insurance Information - FAQ
Learn how to get a health insurance plan and what your legal rights are. . COBRA Continuous Coverage Conversion Creditable Coverage Enrollment Period . that the company says you may ask them to remove after a certain length of time, .
http://www.lehrmangroup.com/faq.php

Situations in Which COBRA Health Insurance Continuation ...
Once a health insurance policy has been extended under COBRA, claims may . The length of time for which a COBRA extension is available depends on the .
http://www.online-health-insurance.com/health-insurance-resources/part4/page143.php

What is COBRA? - Connecticut Health Policy Project
group health coverage after your employer insurance ends for any number of reasons. COBRA coverage is temporary and the length of the coverage (18 months .
http://www.cthealthpolicy.org/action/tips/200612_cobra.pdf

Health Insurance Considerations for Job Seekers - Health Insurance ...
While health insurance may not be a top consideration for individuals in the job . be to continue the health insurance coverage under COBRA (at your own cost). . be make to avoid not having health insurance coverage for any length of time.
http://www.healthcare.com/health-insurance/guides/health-insurance-and-you/health-insurance-considerations-for-job-seekers/

Other COBRA details

  • Kentucky: Personnel Cabinet - COBRA
    Jun 30, 2008 . 2005 Active Employee Health Insurance Handbook COBRA. . Advisory Committee of State Health Insurance Subscribers . Events that entitle you to COBRA continuation coverage, Length of COBRA continuation coverage .
    http://personnel.ky.gov/dei/hihistory/05planyear/cobrahi.htm

    COBRA - Federal Premium Assistance Information - Transform ...
    The law provides a 65 percent COBRA premium subsidy for workers who are . State law requires insured health plans for employers with less than 20 . Q11: Does the new law extend the length of available group continuation coverage? No.
    http://transform.mo.gov/faq/difp.php

  • How Long Does COBRA Last? « Quick Insurance Tips
    Feb 20, 2011 . The length of time is mainly dependent on the qualifying event. . Many insurers that provide COBRA health insurance also provide similar .
    http://cheaper-insurance-online.com/blog/2011/02/how-long-does-cobra-last.htm

    Assurant Short Term Health Insurance | Affordable Temporary ...
    Assurant short term health insurance an affordable Cobra insurance alternative. . Length of coverage options: Choose anywhere from 30-365 days (with .
    http://www.short-termhealthinsurance.com/assurant_short_term_insurance.htm

  • Extensions.

    APLA - Programs - Benefits & Insurance - COBRA
    COBRA applies to health insurance offered by an employer and any . LENGTH OF COVERAGE: Coverage for terminating employees lasts 18 months.
    http://www.apla.org/programs/benefits/cobra.html

  • Prospects for Unemployment & COBRA Extensions (payments, job ...
    Oct 24, 2009 . Federal COBRA laws apply only to group health insurance plans with . Before the new New York state law went into effect, the length of time .
    http://www.city-data.com/forum/unemployment/754720-prospects-unemployment-cobra-extensions-payments-job-3.html

    What You Need To Know About COBRA Health Insurance
    Jan 3, 2012 . However, a federal law makes it possible for you to keep the same health insurance coverage if you're willing to pay for it. Since 1986, COBRA .
    http://www.investopedia.com/articles/insurance/11/intro-cobra-health-insurance.asp

  • Length of Health Insurance Upon Termination | eHow.com
    Losing a job does not mean immediate discontinuation of health insurance benefits. . COBRA Insurance Rules & Regulations · Length of Cobra Coverage .
    http://www.ehow.com/facts_6778403_length-health-insurance-upon-termination.html

    The Financial Aspects of Health and Long-Term Care Insurance in ...
    The availability and cost of health insurance is a key factor when retiring prior to . 18 months of continued group health insurance under a federal law called COBRA. . The minimum length of long-term care coverage recommended by many .
    http://njaes.rutgers.edu/healthfinance/insurance-ltc.asp

  • COBRA Entitlement - New York State and Federal Subsidy Details
    The duration of the premium reduction is determined separately and may not last for . Under President Obama's Health Care Reform Law, the Patient Protection .
    http://www.equityleague.org/health/health_cobra.html

    The COBRA Subsidy and Health Insurance for the Unemployed ...
    O R G / K C M U. April 2010. The COBRA Subsidy for the Unemployed. By Karyn Schwartz. The current recession is continuing to put health insurance at risk for .
    http://www.kff.org/uninsured/upload/7875-02.pdf

  • Personnel
    The State of North Carolina provides health care benefits to teachers, . Health Insurance is offered to every permanent employee that works at least least (30) hours per week. . (COBRA) if you lose your group health insurance because of a reduction of . You will be advised as to the maximum length you may continue.
    http://www.doc.state.nc.us/docper/Benefits/Ben-Health-Ins.htm

    Changing Jobs: What About Cobra Health Insurance Benefits?
    If you cant afford an individual health insurance plan of any duration, check . employer is not required to provide COBRA health insurance, you're forgiven if .
    http://www.streetdirectory.com/travel_guide/200650/health_insurance/changing_jobs_what_about_cobra_health_insurance_benefits.html

  • Massachusetts Mini COBRA Health Insurance information and laws
    Massachusetts Mini Cobra health insurance. . will determine: (1) who is eligible for Mini-COBRA and (2) the length of time that the benefits must be offered.
    http://cobrahealthinsurance.com/Resource/Massachusetts_Mini_Cobra_Health_Insurance.html

    Expanded COBRA Continuation Coverage - New Hampshire ...
    COBRA amended the Employee Retirement Income Security Act of 1974 to require temporary group continuation health insurance for employees and their .
    http://www.statehealthfacts.org/profileind.jsp?ind=357&cat=7&rgn=31

  • Moving.

    Understanding COBRA Health Insurance Continuation Benefits
    Understanding COBRA Health Insurance Continuation Benefits . The general rule for the length of time that employers must provide COBRA coverage for those .
    http://www.buchanandisability.com/Assets/Category/0001/0001/92/COBRA.doc

  • 15.25 COBRA - Minnesota Health Care Programs Manual
    Eligibility for COBRA Coverage. Length of COBRA Coverage. Cost of COBRA Coverage. COBRA and Minnesota Health Care Programs (MHCP). Top of Page .
    http://hcopub.dhs.state.mn.us/15_25.htm

    Health Insurance Frequently Asked Questions
    Most common questions and answers about health insurance. . How does my new plan determine the length of my pre-existing condition exclusion period? . under this federal law in the U.S. Department of Labor's (DOL's) COBRA brochure.
    http://www.insurance.wa.gov/consumers/health/health_insurance_faq.shtml

  • California Health Insurance
    Details on what types of California health insurance exist, insurance options, and . Act (COBRA) is federal law that extends your current group health insurance . statement from your insurance company or health plan showing the length of .
    http://www.calif.com/california-health-insurance.php

    Cobra how long does employer have? - Ask Me Help Desk
    Feb 20, 2009 . Home ? Health & Wellness ? Health Insurance » Cobra how long does . How can you extend the length of COBRA continuation coverage?
    http://www.askmehelpdesk.com/health-insurance/cobra-how-long-does-employer-have-319883.html

  • Disability.

    Uncategorized | Health Insurance
    This legislation, known as COBRA Insurance, essentially allows someone to keep the health insurance they had at their previous company. for a specified length .
    http://www.thesullivansummit.org/category/uncategorized

  • FAQs - Welcome to mySHPS
    How is COBRA different than my regular health insurance? . a HIPAA certificate to verify continuous coverage through COBRA and the length of that coverage.
    http://www.myshps.com/cobra/faqs.stm

    My Employment Lawyer - Overview of COBRA Health Insurance ...
    Jul 28, 2009 . COBRA is a federal law that requires group health plans to continue covering an employee after the employee's employment has ended. . Overview of COBRA Health Insurance Continuation Rights . Length of Coverage .
    http://www.myemploymentlawyer.com/wiki/Overview-of-COBRA-Health-Insurance-Continuation-Rights.htm

For more information regarding COBRA, visit the cobra united health insurance


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cobra health insurance | medical insurance, affordable family medical
Jan 22, 2009 . Posts with cobra health insurance on Affordable Medical Insurance family . The length of time the exclusion continues depends entirely on the .
http://www.besthealthcarerates.com/medical_insurance_Blog/?Tag=cobra%20health%20insurance

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COBRA Questions Answered - Go Health Insurance
Have your COBRA questions answered and find your health insurance . Each state, however, varies in the length of time a small business employee can .
http://www.gohealthinsurance.com/cobra/your-questions.html

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General Instructions - Nevada Division of Insurance - State of Nevada
General Instructions for Annual Renewal, Annual Fund for Insurance . on More and then on COBRA Continuation of Coverage under Health Insurance Reform. . Does the new law extend the length of available group continuation coverage?
http://www.doi.nv.gov/scs/cobra.aspx

Guide to COBRA Health Insurance Benefits
Many people do not realize that COBRA is actually an acr. . COBRA health insurance is only available under certain specified . Length of COBRA Coverage .
http://www.hgexperts.com/article.asp?id=19719



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