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Welcome to mySHPS
Health Reimbursement Arrangements (HRA). Health . Online Payment (COBRA/ insurance premiums) . Want to save money on healthcare and child care?
http://www.myshps.com/

Fact Sheet: COBRA Premium Reduction
. percent of their COBRA premiums; the remaining 65 percent is reimbursed to the . The premium reduction applies to periods of health coverage that began on or . COBRA gives workers and their families who lose their health benefits the .
http://www.dol.gov/ebsa/newsroom/fsCOBRApremiumreduction.html

cobra plan health insurance

FAQs On The COBRA Premium Reduction Extension Provisions
COBRA allows certain people to extend employer-provided group health . under the Federal COBRA provisions, as well as for group health insurance . 2009 – will I be reimbursed for the additional health premium covered by this subsidy?
http://www.dol.gov/ebsa/faqs/faq-cobra-premiumreductionEE.html

Help with paying your COBRA premiums

Duke Human Resources: Leaving Duke
First, under the federal law, COBRA, you have the right to make Health Care Reimbursement Account contributions (plus a 2% service charge) on an after-tax .
http://www.hr.duke.edu/benefits/enrollment/life_events/leaving.php

Publication 502 (2011), Medical and Dental Expenses
Health Insurance Costs for Self-Employed Persons · COBRA Premium Assistance · Health Coverage Tax Credit · Who Can Take This Credit? Qualifying Family .
http://www.irs.gov/publications/p502/ar02.html

IRS Issues Guidance for New Health Reimbursement Arrangements
In general, the HRA may reimburse all types of substantiated medical expenses, including premiums for other health insurance coverage - such as a COBRA .
http://www.watsonwyatt.com/us/pubs/insider/showarticle.asp?ArticleID=10296

Health Reimbursement Arrangements (HRA): Are They Subject to ...
A Health Reimbursement Arrangement (HRA) is an employer funded health plan that typically . Because an HRA is an employer sponsored health plan, it is subject to COBRA. COBRA . As seen in Health Insurance Underwriter Magazine .
http://onque.com/tips/hras.html

Health Care Reimbursement Account (HCRA)
The CSU Health Care Reimbursement Account, a . You will need to obtain a Health Care Reimburse- . the “COBRA” section for rules on continuing cover- .
http://www.csudh.edu/admfin/human_resources/human_resources_health_care_reimbursement_summary.pdf

COBRA Questions Answered - Go Health Insurance
Have your COBRA questions answered and find your health insurance options at . It's true that your former company will have to await reimbursement from the .
http://www.gohealthinsurance.com/cobra/your-questions.html

Health Spending Accounts
Oct 29, 2003 . Health care flexible spending accounts are employer-established benefit plans . and COBRA premiums (for continuation of health insurance coverage available . Health reimbursement arrangements, also known as "health .
http://www.bls.gov/opub/cwc/cm20031022ar01p1.htm

Cobra health Insurance Glossary
COBRA Insurance Glossary. . In health insurance, reimbursement for an insured's medically-related expenses, including, but not limited to surgery, medicines, .
http://cobrahealthinsurance.com/Cobra_Health_Insurance_Glossary.html

Flexible Spending Account — Frequently Asked Questions (FAQs)
A Health Care FSA is an account that provides you, your . reimbursement for qualified health care expenses that . continuation coverage under COBRA.
https://fsacalc.ceridian.com/fsacalc/images/FAQ.pdf

Health Insurance Continuation Rights - COBRA
Health Insurance Continuation Rights - COBRA. Updated July 2009. Printable PDF version. Note: This information was developed to provide consumers with .
http://insurance.illinois.gov/healthinsurance/continueCobra.asp

For more details, see the small business health insurance minnesota.

Heller Ehrman LLP
If you did not elect COBRA continuation coverage for your health care reimbursement account, reimbursable expenses are limited to those you incurred while .
http://www.hewm.com/

COBRA Subsidies: How Employers Can Obtain Reimbursement for ...
Jan 14, 2010 . Employers who have a self-insured group health plan, or an insured . Employers are then able to request reimbursement for the COBRA .
http://www.gentrylocke.com/showarticle.aspx?Show=1375

elaws - Health Benefits Advisor
COBRA (Consolidated Omnibus Budget Reconciliation Act of 1985) . HIPAA ( Health Insurance Portability and Accountability Act) . medical care to employees and their dependents directly or through insurance, reimbursement or otherwise.
http://www.dol.gov/elaws/ebsa/health/glossary.htm

Benefits - UNL | Human Resources - University of Nebraska-Lincoln
Health Care Reimbursement Account - Eligibility requirements, COBRA, contributions, claim and reimbursement guidelines, qualifying healthcare expenses, .
http://hr.unl.edu/benefits/

Does COBRA apply to Health Reimbursement Arrangements (HRAs)?
Feb 7, 2010 . Health Care Reform, Insurance and Employee Benefits . Health Reimbursement Arrangements (HRAs) are subject to COBRA requirements .
http://www.zanebenefits.com/blog/bid/97310/Does-COBRA-apply-to-Health-Reimbursement-Arrangements-HRAs

Are you eligible for COBRA?

Benefits | Flexible Benefits Program | COBRA - Health Care ...
Jun 30, 2011 . Consolidated Omnibus Budget Reconciliation Act (COBRA). If an employee loses eligibility to participate in the Health Care Reimbursement .
http://www.calstate.edu/Benefits/flexible/hcra.cobra.shtml

Health Reimbursement Arrangement
A Health Reimbursement Arrangement (HRA) is a tax-advantaged benefit that . the plan design, HRAs can generate significant savings in overall health benefits. . If an employee experiences a COBRA qualifying event and makes a COBRA .
http://www.tasconline.com/businessresourcecenter/hra.html

The Dow Chemical Company
8. Maximum Coverage Period for Health Care Reimbursement Account ................. ................................ 8. Cost of Health Care Reimbursement Account COBRA .
http://www.dow.com/webapps/lit/litorder.asp?filepath=familyhealth/pdfs/noreg/318-60932.pdf&pdf=true

  • Health Reimbursement Arrangements - Health Insurance Quotes
    Health Reimbursement Arrangements are a new health insurance that allow an . Omnibus Budget Reconciliation Act of 1985 (COBRA) continuation coverage .
    http://echealthinsurance.com/managed-care/health-reimbursement-arrangements/

  • HEALTH CARE REIMBURSEMENT ACCOUNT
    cobraothercvg 051910. COBRA Notification of Other Coverage, Medicare Entitlement, or Cessation of Disability. University of Michigan Group Health Plan ( the .
    http://benefits.umich.edu/forms/cobraothercvg.pdf

  • COBRA Continuation
    The CSU Health Care Reimbursement Account is a voluntary benefit for eligible employees . Expenses eligible to be reimbursed from the CSU Health Care .
    http://daf.csulb.edu/offices/bhr/hr_management/benefits/health/flex_plans.html

  • I've been getting health insurance through Cobra from my last job ...
    I started Cobra coverage in September of 2010 and should be eligible . This means that I get reimbursed $480 a month for health insurance.
    http://ask.metafilter.com/181753/Ive-been-getting-health-insurance-through-Cobra-from-my-last-job-I-now-have-a-new-job-and-was-told-today-by-benefits-person-that-I-cant-remain-on-Cobra-since-I-am-now-eligible-for-health-insurance-thr


COBRA coverage periods

Qualifying event

Beneficiary
eligible
for COBRA

Maximum
coverage
time

·  Voluntary or involuntary termination of job other than gross misconduct

·   Reduced hours

Employee
Spouse
Dependent child

18 months

·  Total disability

Employee

29 months

·  Employee entitled to Medicare

·  Divorce or legal separation

·  Death of employee

Spouse
Dependent child

36 months

·  Loss of dependent-child status

Dependent child

36 months

Stimulus offers COBRA help, unemployment benefit boost
Terminated employees who are eligible for COBRA health insurance under their former . for which they will receive a tax credit or government reimbursement.
http://www.bankrate.com/finance/personal-finance/newly-unemployed-get-stimulus-help-1.aspx

Continuation of Coverage (COBRA) (1000917)
If you are enrolled in the Health Care Reimbursement Account (HCRA) and leave . COBRA continuation privileges, see the Continuation of Group Insurance .
http://map.ais.ucla.edu/go/1000917

Health Insurance - Mini-COBRA
Jun 10, 2009 . Health Insurance - Hide Mini-COBRA . Are medical spending accounts such as health savings accounts (HSAs) and health reimbursement .
http://www.portal.state.pa.us/portal/server.pt/community/health_insurance/9189/mini-cobra/595814

All You Need to Know About Health Savings Accounts - FSA and ...
Medical expenses not reimbursed as defined by the IRS, COBRA health insurance payments, some long-term care policies, and health insurance premiums .
http://personalinsure.about.com/od/health/a/aa022807a.htm

Duke Human Resources: Layoff Candidate
First, under the federal law, COBRA, you have the right to make Health Care Reimbursement Account contributions (plus a 2% service charge) on an after-tax .
http://www.hr.duke.edu/benefits/enrollment/life_events/layoff.php

Premium Payment Program History
Provides reimbursement for private health insurance coverage when: . COBRA - gives workers who lose their job, and thus their benefits, the right to purchase .
http://hrsa.dshs.wa.gov/premiumpymt/ppphistory.shtm

Your COBRA coverage ends when:

Plan selection

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Compliance Assistance By Topic - Health Benefits
What is the Health Insurance Portability and Accountability Act of 1996 (HIPAA)? What is COBRA continuation health coverage? . medical care for participants or their dependents directly or through insurance, reimbursement, or other means.
http://www.dol.gov/compliance/topics/benefits-health.htm

Health Reimbursement Arrangement Frequently Asked Questions
The HRA is an employer-funded health care reimbursement account. . COBRA continuation for the HRA is offered under the same rules as any other qualified .
http://flexmagic.com/documents/HRAFAQ.pdf

Your Health Care Coverage
Adequate health care coverage not only helps ensure that you'll get the care you . You must then seek reimbursement from your insurance company. . COBRA coverage can end early if your employer stops offering a group health plan.
http://www.tdi.state.tx.us/pubs/consumer/cb005.html

Discussion Archives:COBRA & Self-Employed Health Insurance ...
I have a self-employed client who is paying COBRA insurance premiums. . her trade or business when the health insurance policy purchased by the sole . In Ohio I think the state reimburses their retiree for part of their Part B .
http://www.taxalmanac.org/index.php/Discussion_Archives:COBRA_%26_Self-Employed_Health_Insurance_Deduction

Oregon Health Plan – Easy Access to Health ... - Health Insurance OR
Solutions for Your Health Insurance Needs . portability coverage to Oregonians who have exhausted COBRA benefits and have no . is $300 and, if they qualify for the 95% reimbursement level, they would have to pay 5% or $15 a month.
http://www.ehealthlink.com/OregonHealthPlan/Default.asp

Health plans subject to COBRA are:

Benefits not subject to COBRA are:

  • COBRA Insurance Definitions
    - Benefits consisting of medical care (provided directly or through insurance or reimbursement) under any hospital or medical .
    http://www.cobrahealth.com/insurancedefinitions.html

  • FAQ - COBRA Management
    COBRA is not an insurance company nor is it health insurance. COBRA is an . Once your coverage is reinstated, you can file a claim for reimbursement.
    http://www.cobramanagement.com/PQB_FAQ.htm

  • COBRA: Office of Faculty and Staff Benefits
    You can elect COBRA continuation for the following benefits: • Medical insurance • Dental insurance • Health care reimbursement account. How Does This Plan .
    http://benefits.georgetown.edu/enrolling/cobra/

  • Is There A COBRA Lurking In Your Client's Reimbursement Plan?
    several COBRA issues that may arise with re- . In this article the term “ reimbursement plans” refers to welfare . through any other type of health insurance by .
    http://files.ali-aba.org/thumbs/datastorage/lacidoirep/articles/PTL_PTXL0411-WALTERS_thumb.pdf

  • THE GEORGE WASHINGTON UNIVERSITY
    Jan 1, 2011 . reimbursement. (Note: if you elect COBRA continuation for your Health Care FSA, which is explained later in this booklet, your period of .
    http://financeoffice.gwu.edu/taxpayrollbenefits/benefits/Flex/PayFlexSPD.pdf

  • UPP - FAQs - Utah Department of Health - Utah.gov
    If you or your dependents qualify, UPP will reimburse you up to $150 per adult and up to $120 per . Find out if you are eligible to get COBRA health insurance.
    http://health.utah.gov/upp/faqs.htm

  • Harvard Pilgrim Health Care - COBRA Subsidy
    The American Recovery and Reinvestment Act (ARRA) provides a COBRA . The employer or the insurance company will be reimbursed via a payroll tax credit.
    https://www.harvardpilgrim.org/portal/page?_pageid=849,268810&_dad=portal&_schema=PORTAL

The rules for beginning COBRA

Health Care Reimbursement Account (HCRA)
The CSU Health Care Reimbursement Account, a . You must re-enroll in the Health Care Reimburse . the “COBRA” section for rules on continuing cover .
http://www.calstate.edu/benefits/carrier.materials/07hcra_brochure.pdf

Dear State of Florida Retiree: Congratulations on your retirement! As ...
Dependent Care Reimbursement Account—ends with your last employee . Health: Federal law (COBRA) provides that insured employees and their covered .
http://www.myflorida.com/mybenefits/pdf/RetireeBenefitsPackage_EY.pdf

BENEFLEX Health Reimbursement Arrangements
An innovative alternative for reducing the high cost of medical insurance. . Combine affordable HIGH deductible medical insurance with a Health Reimbursement . of the health care continuation coverage requirements under COBRA.
http://www.beneflexinc.com/hraA.ppt

FREQUENTLY ASKED QUESTIONS ABOUT CAL-COBRA ...
The remaining 65 percent is reimbursed directly to the health plan or insurance company through a payroll tax credit. Q: I am already enrolled in Cal-COBRA.
http://www.hmohelp.ca.gov/library/reports/news/ccfaq.pdf

FAQ Library :: Employees :: Healthcare FSA
Expenses reimbursed under your healthcare FSA may not be reimbursed under . If the EOB indicates the procedure is not covered by your health insurance . However, you may be entitled to elect COBRA continuation coverage under the .
https://www.conexis.org/faqlibrary/EE_faqs_healthcarefsa.asp

Welcome to mySHPS
Health Reimbursement Arrangements (HRA) . Spending Account Card. COBRA. Individual Billing Services (Retiree) . Health Care Reimbursement Account .
http://www.shps.net/myshps/fsa/calculator.stm

Changing your mind

Health Accounts - OptumHealthFinancial.com
Premiums can be reimbursed for: Health insurance for people ages 65 and older (except Medicare supplement policies); COBRA premiums; Long-term care .
http://www.optumhealthfinancial.com/productsservices/ProductHealthAccounts/

Health Reimbursement Arrangement (HRA) FAQ | Flexible Benefit ...
What is a Health Reimbursement Arrangement (HRA)? . "group health plan" for purposes of the health care continuation coverage requirements under COBRA.
http://www.flex-admin.com/fba-faq-hra.aspx

Q: I have a question about my Empire Plan coverage
If you are a retiree, vestee or on COBRA, contact the Comptroller's Office . health insurance Buyback (currently $2000) and the family is reimbursed should they .
http://www.nassaucountyny.gov/agencies/Comptroller/Employees/Health/documents/HealthBenefitsGeneralFAQ.pdf

Leaving the College (Bowdoin - Human Resources)
You can also elect to continue your Health Care Reimbursement Account through COBRA for the remainder of the calendar year. Eligible expenses must be .
http://www.bowdoin.edu/hr/benefits-perks/leaving-the-college.shtml

Other COBRA details

  • The COBRA Subsidy and Health Insurance for the Unemployed ...
    The current recession is continuing to put health insurance at risk for millions of. Americans who . monthly COBRA enrollment rates increased from 19% to 38% once the subsidy was in place.2 . The U.S. government reimburses employers .
    http://www.kff.org/uninsured/upload/7875-02.pdf

    BMS LLC - About Health Reimbursement Agreements
    Health Reimbursement Arrangement (HRA) guidelines were issued in 2002 by the IRS as a way for employers to save costs on rising health insurance .
    http://www.bmsllc.net/index.php?page=hra

    Glossary of Health Insurance Terms | Employee Benefits
    Use Holden Agency's glossary of health insurance terms to help you to make an . Short for Consolidated Omnibus Budget Reconciliation Act. COBRA health- insurance . of unreimbursed medical expenses, the employee is then reimbursed.
    http://www.holdenagency.com/employee-benefits/benefit-tools-and-resources/glossary-health-insurance-terms

  • Igoe Administrative Services, FSA & COBRA Administration ...
    Hospital and Other Insurance Premium Reimbursement Request . In addition to a COBRA Election Form (titled Health Benefits Continuation Plan Enrollment .
    http://www.goigoe.com/Participants/COBRAFAQ.aspx

    COBRA
    Dependent Care Reimbursement · Health Care Reimbursement Account · Pre- Tax Parking . Consolidated Omnibus Budget Reconciliation Act (COBRA) .
    http://www20.csueastbay.edu/af/departments/hr/benefits/health-benefit/cobra.html

  • Extensions.

    Pension Dynamics | Answers to frequently asked 401k, retirement ...
    . to frequently asked 401k, retirement, flex benefits and COBRA questions. . These "tax-free benefits" can include medical insurance premiums, reimbursement .
    http://www.pensiondynamics.com/faqbenefitanswers.htm

  • Understand How to Control Your Health Care Costs | Personal ...
    Use a medical reimbursement account or health savings account. Consider COBRA when changing jobs. Opt out of a company insurance plan if you are already .
    http://personalfinance.byu.edu/?q=node/536

    Sterling HSA
    Sterling HSA is a leader in new category of tax-advantaged health care benefits . health reimbursement arrangements, flexible benefit plans, COBRA and other .
    http://www.sterlinghsa.com/

    COBRA FAQ's
    What plans are covered under COBRA continuation of benefits? . If you and any eligible dependents were enrolled in the health insurance plan at the . maximize the use of your account balance to reimburse yourself for qualified expenses.
    http://www.hr.arizona.edu/07_sep/cobra/cobra_faqs.php

  • WV Recovery Unit
    West Virginia Bureau for Medical Services (BMS) offers the Health Insurance . When it is determined cost effective, BMS reimburses the primary insurance . Most employers are required under COBRA to offer continued health benefits for 60 .
    http://www.wvrecovery.com/hipp.asp

    COBRA DEFINITIONS AND FAQs
    HIPAA - Health Insurance Portability and Accountability Act of 1996. . Will AmeriFlex reimburse COBRA premium payments directly to insurance carriers?
    https://app.flex125.com/af_site/company_info/forms/COBRA_Employer_FAQ.pdf

  • ASEA COBRA General Notice
    audio, and health care Reimbursement account benefits. This notice contains important information about your right to COBRA continuation coverage, which is a .
    https://www.aseahealth.org/component/docman/doc_view/41-general-notice-of-cobra?tmpl=component&format=raw

    EBS-RMSCO, Inc | Employee Benefit Solutions
    Flexible Spending Accounts, Health Reimbursement Account, 401(k) Online, Flexible . risk management solutions to employee benefit programs, including COBRA, . as well as Health Care Reform, as well as Health and Wellness Programs.
    http://www.ebsrmsco.com/

  • Consumer Driven Health Care Alternatives
    Feb 29, 2012 . Consumer driven health care (CDHC) is intended to change the typical . Health Savings Accounts and Health Reimbursement Arrangements are all . spouse and dependents, former employee continuing FSA on COBRA.
    http://www.basusa.com/2012/consumer-driven-health-care-alternatives

    ProSourceSolutionsInc. - Insurance
    Aug 17, 2009 . Health care reimbursement arrangements (HRAs). • Health . the employee can elect to continue health care FSA participation under COBRA.
    http://www.prosourcesolutionsinc.com/Content/Insurance.aspx

  • General Instructions - Nevada Division of Insurance - State of Nevada
    General Instructions for Annual Renewal, Annual Fund for Insurance . More and then on COBRA Continuation of Coverage under Health Insurance Reform. . For state continuation, the insurer is entitled to the reimbursement, through a tax .
    http://www.doi.nv.gov/scs/cobra.aspx

    Marshall and Sterling: Health Reimbursement Arrangements (HRA)
    . not to continue their HRA plan, in accordance with COBRA regulations. . HRAs can reimburse insurance premiums where as with FSAs you aren't allowed . . using HRAs is with expenses not reimbursed by health insurance companies.
    http://www.marshallsterling.com/hashrafsa/health-reimbursement-arrangements-hra

  • Moving.

    Insurance - Advancing Smartly | Legal Handbook for Michigan Seniors
    If you purchase a policy offering $100 per day in reimbursement, that is what you are . To qualify under COBRA at all, your health insurance coverage must be .
    http://www.legalhotlines.org/elm/advancingsmartly/insurance.html

  • Employment Services - Employee Handbook
    11.6 Health and Life Insurance Continuation Coverage . Reconciliation Act of 1986 (COBRA) requires that all employer-sponsored health plans offer . the opportunity to continue health insurance, life insurance, and reimbursement account .
    http://www.macalester.edu/employmentservices/handbook/sec11.6.html

    Recovery Act's Employer-Provided COBRA Subsidy Requires ...
    Apr 6, 2009 . provisions such as the Making Work Pay Credit and the COBRA Health Insurance Extension, which aim to reimburse tax and health insurance .
    http://blogs.cbh.com/midmarket/?p=213

    Health Reimbursement Arrangements (H.R.A.) Health Savings ...
    reimburse employees for qualified medical expenses. . IRC, including health insurance premiums. As defined in . of employees and to COBRA qualified .
    http://www.parrottinsurance.com/hra_hsa_fsa.pdf

  • Health Insurance and Pregnancy: Coverage for You and Your New ...
    For expecting mothers, having good health insurance during and after pregnancy is more . Does the plan have an annual reimbursement limit? . Thanks to a federal law called COBRA, you can keep your health insurance coverage for up to .
    http://www.nolo.com/legal-encyclopedia/health-insurance-pregnancy-coverage-you-29874.html

    Benefits Programs - FSA - HSA - HRA - COBRA | Discovery Benefits
    Cobra, employee benefits, Discovery Benefits, employee benefits, health savings , hra, hsa, fsa. . This alternative to traditional medical insurance puts you in control, saves you money and can . Health Reimbursement Arrangement (HRA) .
    http://www.discoverybenefits.com/participants/participants-benefits-programs/participant-benefits-programs-overview

  • Disability.

    Health Reimbursement Arrangement (HRA) Accounts
    2) will have a contribution sent to MSRS, for posting to a Health Care Savings . Q: How do I get reimbursed for my Long-Term Care (LTC) insurance if have an . The COBRA benefit is paid by the employee on a monthly basis, at cost, plus a .
    http://www.hr.mnscu.edu/HRA/QandA_HRA.html

  • Separation FAQs
    COBRA provides you with an opportunity to continue medical/prescription coverage and . in the Health Care Flexible Spending Account Plan through COBRA until . For Dependent Day Care Reimbursement for 2010, you may continue to .
    http://www.hr.emory.edu/eu/benefits/healthanddental/cobra/separationFAQs.html

    Frequently Asked Questions : CSEA EBF
    Jul 24, 2011 . Vision care reimbursement forms can be mailed to CSEA Employee . Unless you elect COBRA option, your eligibility will be terminated after this 28 day period . . agreement with regard to your eligibility for health insurance.
    https://www.cseaebf.com/faq.php

For more information regarding COBRA, visit the cod route consult card credit pay


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Cooley LLP | News & Insight | Alerts | Executive Health Insurance: A ...
Nov 11, 2010 . Executive Health Insurance: A Casualty of Health Care Reform . with the same period of insured health coverage or COBRA reimbursement .
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COBRA Insurance Information Help :: Economic Stimulus Package ...
Economic Stimulus Package Cobra Premium Reimbursement . will allow for a 65% reimbursement on premiums paid for COBRA insurance coverage. . manufacturer, distributor, service, health plan, or service provider mentioned or any .
http://www.cobrainsurance.com/help/questions/1472/Economic+Stimulus+Package+Cobra+Premium+Reimbursement

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Health Reimbursement Arrrangement
Jan 1, 2010 . HRA (Health Reimbursement Arrangement)-Not the Optimal Tax Break . costs, COBRA premiums, and Long Term Care insurance premiums.
http://www.selfemployedweb.com/association-105.htm

COBRA Administration, HIPAA - Benefit Strategies NH, RI
The Consolidated Omnibus Reconciliation Act of 1985 (COBRA) is a law giving . Health Reimbursement Arrangements (HRA) · Health Savings Account (HSA) . The Health Insurance Portability and Accountability Act of 1996 (HIPAA) is a law .
http://www.benstrat.com/services_cobra.php



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