cobra health insurance premium

COBRA Continuation Coverage Assistance Under The American ...
The COBRA premium reduction under ARRA is not available for individuals who . as long as they are not eligible for another group health plan or Medicare.
http://www.dol.gov/COBRA/

Laid Off? COBRA Insurance May Be an Option for Health Care ...
Apr 14, 2010 . You then have 60 days from the date of the notice or the date your health insurance ended to enroll, or sign up for coverage under COBRA.
http://healthinsurance.about.com/od/healthinsurancebasics/a/COBRA_basics.htm

cobra health insurance washington state

COBRA Insurance - Information, Options & Savings - Health Insurance
Explore COBRA health insurance alternatives at eHealth & save up to hundreds of dollars per month on your health insurance coverage.
http://www.ehealthinsurance.com/cobra-insurance-coverage

Help with paying your COBRA premiums

COBRA Insurance Benefits - COBRA Insurance Information health insurance costs while you are working. With COBRA, you pay the entire cost. Work health insurance plans cover healthy and unhealthy employees. http://www.cobrainsurancebenefits.org/ COBRA Insurance Health Plan Advice for Individuals and Small ... Adding Dependents - When you continue coverage under your former employer's health insurance plan via COBRA, so you are entitled to the same rights and . http://www.cobrahealth.com/ COBRA Insurance - What is COBRA Insurance? COBRA Insurance offers information and alternatives to traditional COBRA . Group health coverage for COBRA participants is usually more expensive than . http://www.cobrainsurance.com/COBRA_Law.htm Could Subsidizing COBRA Health Insurance Coverage Help Most ... Could Subsidizing COBRA Health Insurance Coverage. Help Most Low-income Unemployed? By Stephen Zuckerman, Jennifer Haley, and Matthew Fragale . http://www.urban.org/uploadedpdf/410351_hponline_2.pdf What You Need To Know About COBRA Health Insurance Jan 3, 2012 . However, a federal law makes it possible for you to keep the same health insurance coverage if you're willing to pay for it. Since 1986, COBRA . http://www.investopedia.com/articles/insurance/11/intro-cobra-health-insurance.asp Know your COBRA rights | Insure.com Know your COBRA rights. By Insure.com. Tweet; Last updated: Dec. 22, 2009. If you lost your job, continuing your group health coverage may be a challenge. http://www.insure.com/articles/healthinsurance/cobra.html Post-COBRA health insurance options Is your COBRA health insurance coverage running out? Visit Bankrate.com to learn about your health insurance options when COBRA coverage runs out. http://www.bankrate.com/finance/insurance/post-cobra-health-insurance-options-1.aspx COBRA Insurance Health Insurance Alternative Short term, temporary medical health insurance. Instantly . Do not go without health insurance. . COBRA Life Insurance Replacement Coverage - Click Here . http://www.cobrainsurance.net/ COBRA, Cal-COBRA, continuing health coverage for the unemployed COBRA and Cal-COBRA are laws that let you keep your group health . You have to pay the premium but you can keep your insurance for up to 36 months. http://www.hmohelp.ca.gov/dmhc_consumer/hp/hp_cobra.aspx FAQs On The COBRA Premium Reduction Extension Provisions This premium reduction is generally available for continuation coverage under the Federal COBRA provisions, as well as for group health insurance coverage . http://www.dol.gov/ebsa/faqs/faq-cobra-premiumreductionEE.html For more details, see the cobra health insurance questions.

COBRA Insurance and Choosing to Continue Coverage
Important "COBRA Stimulus Bill" Update: The American Recovery and Reinvestment Act, signed into law by President Obama on February 17, 2009, has given .
http://personalinsure.about.com/od/health/a/aa091104a.htm

Obama Stimulus Package: 65% COBRA Premium Reduction ...
Feb 24, 2009 . In this bad economy, individual health insurance coverage can be prohibitive, and for many who just lost their job, even COBRA premiums are .
http://voices.yahoo.com/obama-stimulus-package-65-cobra-premium-2742563.html

COBRA Health Insurance and Divorce
C.O.B.R.A. requires that employers offer identical coverage to C.O.B.R.A. recipients as is provided to . If I Remarry Will I Lose My C.O.B.R.A. Health Insurance?
http://www.montylaw.com/free-family-law-advice/COBRA-health-insurance-and-divorce.aspx

COBRA Health Insurance Coverage - Oprah.com
Apr 2, 2009 . As part of the economic stimulus package passed by Congress, the federal government is going to step in and pay some of your health .
http://www.oprah.com/money/Affordable-Health-Insurance

Are you eligible for COBRA?

COBRA health insurance
COBRA health insurance coverage As the nation's economic crisis continues to unfold, millions of Americans have found themselves hit by a frightening health .
http://www.healthinsurance.org/learn/cobra-health-insurance/

Employers fear cost of health insurance for jobless workers ...
Feb 19, 2009 . The stimulus package signed into law this week by President Obama subsidizes 65% of their COBRA health insurance premiums for .
http://www.usatoday.com/money/industries/health/2009-02-19-cobra-subsidy-health-costs_N.htm

Cal Cobra Health Insurance
If you are continuing coverage through Cal-COBRA after exhausting .
http://cobrahealthinsurance.com/Resource/Cal_COBRA_Health_Insurance.html

The COBRA Subsidy and Health Insurance for the Unemployed ...
Mar 9, 2009 . the nonelderly population in the U.S. that receives health insurance . the full premium to continue their insurance through COBRA, and this .
http://www.kff.org/uninsured/upload/7875.pdf

• COBRA Insurance Coverage
  COBRA Insurance Coverage. Cobra, or the Consolidated Omnibus Budget Reconciliation Act, was passed to help assure that all individuals and their families .
  http://www.medhealthinsurance.com/cobra.php

• Is COBRA Coverage Necessary? - Health Insurance Rates
  COBRA stands for Consolidated Omnibus Budget Reconciliation Act and is a Federal Law that requires most employers to to continue to cover their employees .
  http://www.healthinsurancerates.com/60-is-cobra-coverage-necessary.html

• Maintaining Your Health Insurance After Divorce
  This is because your spouse's employer is probably paying for all or a portion of your current health insurance premium. Under COBRA, you will be responsible .
  http://www.wife.org/lowenstein.htm

• Will You Be Able To Afford COBRA Insurance?
  Jul 22, 2010 . If you have been laid off and want to avoid a breakage in health insurance coverage, you can still get COBRA. However, you may find that you .
  http://www.goodfinancialcents.com/will-you-be-able-to-afford-cobra-insurance/

COBRA coverage periods
Qualifying event	Beneficiary eligible for COBRA	Maximum coverage time
·  Voluntary or involuntary termination of job other than gross misconduct ·   Reduced hours	Employee Spouse Dependent child	18 months
·  Total disability	Employee	29 months
·  Employee entitled to Medicare ·  Divorce or legal separation ·  Death of employee	Spouse Dependent child	36 months
·  Loss of dependent-child status	Dependent child	36 months

Money Girl : How to Get COBRA Health Insurance Coverage :: Quick ...
Sep 13, 2010 . Find out who qualifies for COBRA health insurance coverage, how to get it, and what premium subsidies may be available to make health .
http://moneygirl.quickanddirtytips.com/how-to-get-cobra-health-insurance-coverage.aspx

Caught between Unemployment Benefits and Health Care Costs
Dec 8, 2008 . coverage by electing COBRA and instead seek coverage in the individual health insurance market, those with health problems are likely to find .
http://www.familiesusa.org/assets/pdfs/cobra-2009.pdf

COBRA Health Insurance Premium Subsidy Extended
Dec 23, 2009 . COBRA Health Insurance Premium Subsidy Extended · PDF, Print . which pays 65 percent of the COBRA health insurance premiums for .
http://www.nynp.biz/index.php/breaking-news/1821-cobra-health-insurance-premium-subsidy-extended-

Premium Assistance for COBRA Continuation of Insurance Benefits
Federal COBRA law allows most former employees and eligible family members to continue health insurance coverage after the end of employment.
http://www.wisconsin.edu/hr/benefits/ins/2009COBRA.html

Health Insurance Continuation Rights - COBRA
Health Insurance Continuation Rights - COBRA . With the high costs of medical care, maintaining health coverage is very important to most individuals and .
http://insurance.illinois.gov/healthinsurance/continueCobra.asp

FAQs About the 2009 COBRA Health Insurance Subsidy Program
Under ordinary circumstances, COBRA continuation coverage seems very expensive because health insurance in general is very expensive. The premium for .
http://patients.about.com/od/healthinsuranc1/tp/2009COBRAsubsidy.htm

Your COBRA coverage ends when:

• COBRA Health Insurance Coverage: What You Should Know
  When you lose your job, often one of your first concerns is what will happen to your health insurance coverage, particularly if you have a pre-existing condition .
  http://silkthimble.hubpages.com/hub/what-is-cobra-health-insurance-coverage

• Job Seekers - Health Coverage for Unemployed Workers
  The ARRA provided a COBRA premium reduction for eligible individuals who . For people whose COBRA Health Insurance Subsidy is nearing expiration, the .
  http://www.edd.ca.gov/jobs_and_training/Health_Coverage_for_Unemployed_Workers.htm

• Consumer Guide To Continuation of Coverage - NAHU
  Employers that paid for all or part of your health insurance premiums before COBRA may continue to do so, but they are not legally required to and that is not the .
  http://www.nahu.org/consumer/ContinuationCoverage.cfm

• COBRA Coverage | Florida (COBRA) Health Insurance | Quotes
  Florida COBRA Health Insurance, COBRA Health Insurance Quotes. Top rated health insurance agency - Specializing in group health insurance, Florida Health .
  http://www.floridahealthinsuranceweb.com/COBRA.html

• COBRA Health Insurance - Heritage Companies Belton MO, Kansas ...
  If an EE dies, divorces, or goes on Medicare, covered spouses/kids have a QE and they may be able to continue their COBRA health insurance coverage for up .
  http://www.heritagekc.com/products/cobra-health-insurance/

• COBRA Health Insurance Premium Payment Center
  Roofers Local 195 COBRA Health Insurance Premium Payment Center There are courtesy fees associated with making your COBRA Premium Payment Online .
  http://rooferslocal195.com/cobra_payment_center/

Plan selection

More on COBRA

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COBRA health insurance subsidy is extended - Los Angeles Times
May 3, 2010 . Employers often cover at least a portion of health insurance costs for . cost for families to continue health coverage under COBRA was $1069, .
http://articles.latimes.com/2010/may/03/health/la-he-your-money-20100503

COBRA health insurance, COBRA alternatives, COBRA options ...
These days, it seems like an endless number of Americans are losing their jobs -- right along with their health insurance coverage. The federal law COBRA can .
http://www.gohealthinsurance.com/cobra/

COBRA COVERAGE CONTINUATION FOR GROUP HEALTH ...
COBRA COVERAGE CONTINUATION FOR GROUP HEALTH INSURANCE. Coverage may continue in certain instances where coverage under the Plan would .
http://www.icc.edu/v1.11/eLibrary/rbManagement_cobraNotice.pdf

UPP Home - Utah Department of Health - Utah.gov
UPPdate: UPP will now help you pay your monthly health insurance premium when you enroll in COBRA. If you already have COBRA coverage, you may also .
http://health.utah.gov/upp/

COBRA Insurance .com - COBRA Insurance Information Source
COBRA Insurance is the leading information site on COBRA Health Insurance. COBRA Insurance is a leading provider of Temporary Insurance.
http://www.cobrainsurance.com/

Cobra Health Insurance
COBRA health insurance information, resources and alternatives. Get an online quote and apply for health insurance. Compare plans and start coverage as .
http://www.consumerbenefits.net/cobra-insurance.htm

Health plans subject to COBRA are:

• Health insurance coverage after COBRA benefits end - MSN Money
  May 28, 2010 . Unemployed workers across America can elect to retain health insurance coverage temporarily through their former employer via COBRA, the .
  http://articles.moneycentral.msn.com/Insurance/InsureYourHealth/what-to-do-when-cobra-runs-out.aspx

• Options for those losing Cobra coverage
  May 27, 2010 . After Monday, many Americans will start paying a lot more for health insurance when their 15-month federal Cobra premium subsidy runs out.
  http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2010/05/26/BU2C1DKF3D.DTL

• Short Term Health Insurance for Unemployed, Temporary Health ...
  Short Term Health insurance providing temporary protection for those . Till recently COBRA health insurance premiums did not make much sense for the .
  http://www.eshorttermhealthinsurance.com/

• COBRA - Minnesota Department of Health
  Oct 26, 2011 . Frequently Asked Questions - COBRA and How to Continue Your Healthcare Coverage. Many people have health insurance through their .
  http://www.health.state.mn.us/hmo/cobra.htm

• Consolidated Omnibus Budget Reconciliation Act of 1985 ...
  . employees the ability to continue health insurance coverage after leaving employment. . COBRA also allows for coverage for up to 18 months in most cases.
  http://en.wikipedia.org/wiki/Consolidated_Omnibus_Budget_Reconciliation_Act_of_1985

• COBRA | COBRA Health Plans - Health Insurance Quotes
  COBRA itself can be a dangerous form of health insurance because it ends. . Premium Reduction: The premium reduction for COBRA continuation coverage is .
  http://echealthinsurance.com/cobra/

• An Employer's Guide to Group Health Continuation Coverage Under ...
  COBRA Continuation Coverage . Under the Health Insurance Portability and Accountability .
  http://www.dol.gov/ebsa/publications/cobraemployer.html

Benefits not subject to COBRA are:

• Cobra Health Insurance Alternatives
  COBRA continuation coverage is an excellent health insurance option for the recently unemployed, or for those who are in-between jobs. But the coverage only .
  http://www.cobra-health-insurance-alternatives.com/

• VIPER® Health Insurance - COBRA Health Insurance Alternative ...
  COBRA Continuation Coverage or an individuals right to the option of continuing their health insurance coverage through COBRA can end up costing them as .
  http://www.viperhealthinsurance.com/

• COBRA Health Insurance - COBRA Insurance & Alternatives
  Cobra insurance information and alternatives to COBRA health insurance. . If your employer drops group coverage entirely, unfortunately, COBRA coverage .
  http://www.cobra-health-insurance.com/

• COBRA « Affordable health insurance blog
  First things first–in almost every case, COBRA premiums will make your jaw drop. Most employers pay a significant amount of your health insurance costs, but on .
  http://www.medsave.com/healthinsurance/category/cobra/

• Federal COBRA Insurance Subsidies End For ... - Kaiser Health News
  Sep 2, 2011 . Jespersen was laid off twice in two years, and took COBRA to continue her health insurance coverage both times, though it was more .
  http://www.kaiserhealthnews.org/Stories/2011/August/31/COBRA.aspx

• Last COBRA Health Insurance Subsidies End… So What Do We Do ...
  Sep 1, 2011 . By subsidizing up to 65% of the COBRA health insurance premiums of those who were laid off, the federal COBRA health insurance subsidy .
  http://myhealthcafe.com/last-cobra-health-insurance-subsidies-end-so-what-do-we-do-now-for-health-insurance-2

• How to Get Retiree Health Insurance Before 65 - US News and ...
  May 2, 2011 . You can buy back into the group health insurance plan offered by your former employer using COBRA continuation coverage, typically for up to .
  http://money.usnews.com/money/retirement/articles/2011/05/02/how-to-get-retiree-health-insurance-before-65

The rules for beginning COBRA

Obama Proposes COBRA Premium Subsidy Extension - Latest ...
Feb 2, 2010 . Federal COBRA health insurance premium subsidies provided to involuntarily terminated employees would be extended again, the Obama .
http://www.workforce.com/article/20100202/NEWS01/302029986

Elizabeth Roberts: Office of the Lt. Governor: COBRA Assistance in ...
Home > COBRA Assistance . COBRA Premium Reduction Program . provides assistance to the unemployed who are at risk of losing health insurance. . This premium reduction also applies to health care continuation coverage for small .
http://www.ltgov.ri.gov/cobra/

Health Insurance Continuation (COBRA) laws, regulations, analysis ...
Employers do not have to pay for any portion of the premiums for COBRA coverage, but the . The employee wants to terminate their health insurance coverage.
http://hr.blr.com/HR-topics/Benefits-Leave/COBRA-Health-Insurance-Continuation

State of Connecticut Office of the State Comptroller MEMORANDUM ... ATTENTION: All Personnel and Payroll Officers. SUBJECT: Continuation Medical and Dental Coverage (COBRA) Health Insurance Portability and Accountability . http://www.osc.ct.gov/memoarchives2/97memos/memo9758.htm

COBRA - Federal Premium Assistance Information - Transform ...
19, 2009 by the Department of Defense Appropriations Act of 2010), which includes a COBRA health insurance premium subsidy for eligible individuals.
http://transform.mo.gov/faq/difp.php

COBRA Insurance Coverage Since the ... - Department of the Treasury
insurance coverage with the help of the ARRA COBRA subsidy. • Roughly 15 percent of UI beneficiaries received health insurance coverage via COBRA.
http://www.treasury.gov/resource-center/economic-policy/Documents/cobra%20final%20report.pdf

Changing your mind

CONTINUATION OF GROUP HEALTH INSURANCE COVERAGE ...
CONTINUATION OF GROUP INSURANCE COVERAGE (COBRA). NORTH DAKOTA PUBLIC EMPLOYEES RETIREMENT SYSTEM. SFN 14120 (Rev. 10- 2011) .
http://www.nd.gov/ndpers/forms-and-publications/forms/sfn-14120-continuation-of-coverage-cobra.pdf

Coping With the Costs of Cobra - NYTimes.com
Dec 11, 2009 . Herb Swanson for The New York Times Roberta Mason of Maine will lose the federal subsidy for her Cobra health insurance premium in a few .
http://well.blogs.nytimes.com/2009/12/11/coping-with-the-costs-of-cobra/

New Jersey COBRA Health Insurance
The one difficulty many people face when extending group health insurance coverage via COBRA is that they law also states that the employee is responsible .
http://myinsuranceexpert.com/new-jersey-insurance/cobra-health-insurance.aspx

COBRA Extension
COBRA Health Insurance Premium Reduction. Background and General Information. In February of 2009 (and amended March 2, 2010), the federal .
http://www.cca4me.org/legislation/cobra.html

Other COBRA details

• Cobra information - California health insurance
  Key points for Cobra health insurance in California. Cobra is essentially continuation of a prior California group coverage that typically lasts 18 months ( can be .
  http://www.calhealth.net/Cobra.htm

  AHIP and COBRA - Welcome to HealthInsurance.Alabama.Gov
  Alabama Health Insurance Plan and Consolidated Omnibus Budget Reconciliation Act of 1986 . Length of Continued Group Health Coverage Under COBRA .
  http://healthinsurance.alabama.gov/ts_cobra.htm

• Maximize Your Benefits -- Keeping coverage after losing your job ...
  Keeping health coverage after losing your job. . In some cases, individual health insurance may be more affordable than COBRA. Depending on where you live .
  http://www.aetna.com/individuals-families-health-insurance/sas/healthy-savings/afterlayoff.html

  Health Insurance Continuation Coverage Under COBRA
  Mar 29, 2005 . the option of continuing their health insurance coverage, COBRA has resulted in extra costs for employers (in the form of increased premiums .
  http://www.law.umaryland.edu/marshall/crsreports/crsdocuments/rl3062603292005.pdf

• Extensions.

  COBRA – Eligibility for COBRA Coverage - Stay Smart Stay Healthy
  Most Americans who have jobs with health insurance are eligible for COBRA coverage. There are 3 more qualifications to consider for COBRA coverage.
  http://www.staysmartstayhealthy.com/cobra_coverage

• Find Affordable COBRA Alternatives - WPS Health Insurance
  Before you sign up for COBRA continuation coverage, let WPS help you explore COBRA alternatives. We offer three health insurance plans that could save you .
  http://www.wpsic.com/insurance/cobra-alternatives.shtml

  Laid Off? How to Get COBRA - MainStreet
  Jun 26, 2009 . COBRA health insurance coverage is a higher-cost version of your same employer-covered plan. It is an option for people who lose their jobs .
  http://www.mainstreet.com/article/moneyinvesting/insurance/laid-how-get-cobra

• COBRA | Health Insurance Brokers
  You qualify for COBRA if you work for a private sector, state or local . You obtain your own individual health insurance coverage for you and your dependents.
  http://healthinsbrokers.com/cobra/

  COBRA Insurance Portland - Oregon COBRA Health Insurance ...
  SmartHealth recommends that you replace your COBRA Health Insurance plan as soon as possible for the following reasons: 1) COBRA Insurance premiums .
  http://www.smarthealthquote.com/index.cfm/fuseaction/cDisplay.cobra

• COBRA Health Insurance: About COBRA Medical Health Care ...
  If you have group health insurance coverage through your employer and you lose your job, you'll be offered COBRA health insurance. It's the same coverage .
  http://www.healthcareshopper.com/cobra_health_insurance.htm

  How much will COBRA coverage cost? - Golden Rule Insurance
  You can be required to pay up to 102 percent of your health insurance premium. If you extend the term of your COBRA coverage because of disability, then .
  http://www.goldenrule.com/learning-center/cobra-coverage-costs/

• Cobra Health Insurance | Frequently Asked Questions
  Questions About Cobra Health Insurance? Learn the Essentials . How do I find out about COBRA coverage and how do I elect to take it? Employers or health .
  http://www.ecobrainsurance.com/faq.htm

  Health Harbor - Reducing COBRA Health Insurance Costs
  With COBRA health insurance premiums being a significant expense, what can you do to lower the cost? The odds are that if you are facing COBRA coverage, .
  http://healthharbor.com/cobra-intro/cobra-reducing-costs

• Providing Health Insurance for Unemployed Workers Summary of ...
  The Health Insurance for Unemployed Workers provision has three components. First, there is a new temporary subsidy for COBRA premiums to enable people .
  http://waysandmeans.house.gov/media/pdf/110/cobra.pdf

  What is COBRA? COBRA is the short name for a group of federal ...
  will not pay for the health insurance, however. The family member who wants continued coverage will have to pay the insurance premiums. COBRA is especially .
  http://www.indianajustice.org/Data/DocumentLibrary/Documents/1053371584.49/doc_COBRA.pdf

• Moving.

  Last COBRA Subsidy Recipients Face 186% Increase in Monthly ...
  Aug 5, 2011 . The federal COBRA subsidy, introduced in March 2009, covered 65% of the cost of COBRA health insurance premiums for up to 15 months.
  http://news.ehealthinsurance.com/pr/ehi/last-cobra-subsidy-recipients-211615.aspx

• No extension of federal subsidy of COBRA premiums - Jun. 6, 2010
  Jun 6, 2010 . You also won't get the 65% federal subsidy to cover your COBRA health insurance premium. That's because House Democrats last week opted .
  http://money.cnn.com/2010/06/06/news/economy/COBRA_subsidy_health_insurance/index.htm

  Time Line for Continuing Health Coverage Under COBRA
  Sep 1, 2005 . many workers to continue their employment-based health insurance coverage . 149 days to decide whether to enroll in COBRA coverage.
  http://www.ebri.org/pdf/publications/facts/091605fact.pdf

  Temporary Continuation of Coverage - Insurance Programs
  A. The Health Insurance Portability . to Elect COBRA Health Care .
  http://www.opm.gov/insure/health/faq/tcc.asp

• COBRA Health Insurance Explained
  Dec 13, 2011 . COBRA Health Insurance Explained . COBRA insurance is meant to help you until you can find coverage of your own. Coverage begins on .
  http://www.healthinsurance.ws/cobra-health-insurance-explained-52.html

  COBRA Health Insurance Plan Update - Compensation Today
  Feb 17, 2011 . How does COBRA health insurance coverage work for employers these days? Get up-to-date facts.
  http://blogs.payscale.com/compensation/2011/02/cobra-health-insurance-plan.html

• Disability.

  Medical Issues - Graduate School Handbook
  Students on the TA/RA health insurance plan also have the option to continue health insurance coverage through COBRA for 18 months following termination .
  http://handbook.unc.edu/medical.html

• Consumer FAQs: About COBRA Coverage
  COBRA Coverage. Does my employer have to offer me the opportunity to elect continuation of my health insurance coverage? Answer: In general, most .
  http://www.dfs.ny.gov/insurance/faqs/faqs_cobra.htm

  Lose Your Health Insurance? A Guide to COBRA Coverage | What's ...
  One of the biggest challenges in a career transition is maintaining decent health insurance. This is especially true of career changers over 40—because they're .
  http://www.whatsnext.com/content/lose-health-insurance-COBRA

For more information regarding COBRA, visit the strong mortgages solutions az

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