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AN EMPLOYEE'S GUIDE TO HEALTH BENEFITS UNDER COBRA ...
Health insurance programs help workers and their families take care of . to pay the full cost of the coverage, plus a 2 percent administrative charge.
http://www.dol.gov/ebsa/pdf/cobraemployee.pdf

COBRA Insurance Benefits - COBRA Insurance Information
health insurance costs while you are working. With COBRA, you pay the entire cost. Work health insurance plans cover healthy and unhealthy employees.
http://www.cobrainsurancebenefits.org/

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COBRA Insurance .com - COBRA Insurance Information Source
COBRA Insurance is the leading information site on COBRA Health Insurance. COBRA . See your COBRA rate options; 800 Number. Talk to an expert.
http://www.cobrainsurance.com/

Help with paying your COBRA premiums

Post-COBRA health insurance options
As unemployment rates hover around 10 percent, growing numbers of jobless Americans worry about securing health care insurance. Unemployed workers .
http://www.bankrate.com/finance/insurance/post-cobra-health-insurance-options-1.aspx

COBRA Insurance Health Plan Advice for Individuals and Small ...
COBRA Insurance Group Health Plan Advice, Fines, Notices, Qualifying, and Alternatives. . If the full premiums are worth the coverage, is another issue. If your .
http://www.cobrahealth.com/

End to COBRA subsidy means higher health insurance bills ...
Aug 17, 2010 . With the subsidy, COBRA coverage costs $385. Laid-off workers looking for insurance will get little immediate help under the new health care .
http://www.usatoday.com/money/industries/health/2010-08-18-cobra18_CV_N.htm

COBRA Health Insurance - COBRA Insurance & Alternatives
Did you know that there are alternatives to COBRA Insurance benefits? Short term health insurance can cost as little as 1/3 the cost of COBRA Insurance.
http://www.cobra-health-insurance.com/

What You Need To Know About COBRA Health Insurance
Jan 3, 2012 . If you lose your employee health insurance benefits because you are laid off or have . Under COBRA, you have to pay 100% of the premium.
http://www.investopedia.com/articles/insurance/11/intro-cobra-health-insurance.asp

Money Girl : How to Get COBRA Health Insurance Coverage :: Quick ...
Sep 13, 2010 . Find out who qualifies for COBRA health insurance coverage, how to get it, and what premium subsidies may be available to make health .
http://moneygirl.quickanddirtytips.com/how-to-get-cobra-health-insurance-coverage.aspx

Do You Need Cobra Health Insurance? - Health Insurance Rates
COBRA stands for Consolidated Omnibus Budget Reconciliation Act and is a Federal Law that requires most employers to to continue to cover their employees .
http://www.healthinsurancerates.com/60-is-cobra-coverage-necessary.html

Caught between Unemployment Benefits and Health Care Costs
Dec 8, 2008 . proportion of their incomes to health insurance. For many, it would . than 40 percent of their UI income on COBRA premiums (see Table 2).
http://www.familiesusa.org/assets/pdfs/cobra-2009.pdf

COBRA Insurance – Compare Health Insurance Quotes & COBRA ...
Learn about COBRA Insurance when shopping for Health Insurance with the lowest rates. Compare Health Insurance and COBRA Insurance.
http://www.goinsurancerates.com/cobra-insurance/

FAQs On The COBRA Premium Reduction Extension Provisions
This premium reduction is generally available for continuation coverage under the Federal COBRA provisions, as well as for group health insurance coverage .
http://www.dol.gov/ebsa/faqs/faq-cobra-premiumreductionEE.html

For more details, see the mortgage rates today fha streamline.

FAQs For Employers about COBRA Continuation Health Coverage
Q1: What is COBRA continuation health coverage? . spouses, and dependent children the right to temporary continuation of health coverage at group rates.
http://www.dol.gov/ebsa/faqs/faq_compliance_cobra.html

COBRA Continuation Coverage Assistance Under The American ...
The COBRA premium reduction under ARRA is not available for individuals who . General COBRA FAQs for Employees · FAQs on Health Care Reform and .
http://www.dol.gov/COBRA/

COBRA Health Insurance Options in Colorado
Apr 2, 2012 . Health Insurance Quotes for Colorado residents on Cobra insurance from local brokers. Get instant quotes and apply online, or we can meet .
http://www.healthinsurancecolorado.net/blog1/cobra/

Benefits | Health Care | Premium/Rates - COBRA
Feb 15, 2012 . COBRA premium rates are paid for by the participant. The CSU does not pay any portion of the COBRA premium. Rates are calculated at 102% .
http://www.calstate.edu/Benefits/healthcare/cobra.rates.shtml

Are you eligible for COBRA?

The COBRA Subsidy and Health Insurance for the Unemployed ...
Mar 9, 2009 . The COBRA Subsidy and Health Insurance for the Unemployed. By Karyn Schwartz. In February 2009, the U.S. unemployment rate reached .
http://www.kff.org/uninsured/upload/7875.pdf

COBRA Health Insurance - 800-868-2333 - www.healthinsurance ...
Dec 16, 2008 . Call 800-868-2333 or http://www.healthinsurance-quotes.org/cobra.html , COBRA insurance is an extension of your employer group health .
http://www.youtube.com/watch?v=PvXtkrLyMr8

The Federal Stimulus Package: Help with Health Insurance Premiums
The Federal Stimulus Package: Help with Health Insurance Premiums The federal government's economic stimulus package includes money to provide .
http://www.cobrainsurance.com/help/questions/1324/

Obama Stimulus Package: 65% COBRA Premium Reduction ...
Feb 24, 2009 . In this bad economy, individual health insurance coverage can be prohibitive, and for many who just lost their job, even COBRA premiums are .
http://voices.yahoo.com/obama-stimulus-package-65-cobra-premium-2742563.html

  • COBRA, Cal-COBRA, continuing health coverage for the unemployed
    COBRA and Cal-COBRA are laws that let you keep your group health . You have to pay the premium but you can keep your insurance for up to 36 months.
    http://www.hmohelp.ca.gov/dmhc_consumer/hp/hp_cobra.aspx

  • Cal Cobra Health Insurance
    Cal Cobra Health Insurance information. . International Health Insurance . The important difference in premiums is that your employer will no longer be making .
    http://cobrahealthinsurance.com/Resource/Cal_COBRA_Health_Insurance.html

  • COBRA subsidy and health insurance costs of unemployment - MSN ...
    Jan 13, 2010 . Subsidy doesn't prevent COBRA's bite. Rising premiums and spotty eligibility keep health insurance out of reach for many of the unemployed .
    http://articles.moneycentral.msn.com/Insurance/InsureYourHealth/subsidy-doesnt-prevent-cobras-bite.aspx

  • COBRA Health Insurance Ohio
    COBRA insurance or an Ohio private health insurance plan. If you are currently insured under a group medical plan and you leave your employer, you'll have a .
    http://www.ohioquotes.com/latest-news/cobra-health-insurance-ohio-a65.html


COBRA coverage periods

Qualifying event

Beneficiary
eligible
for COBRA

Maximum
coverage
time

·  Voluntary or involuntary termination of job other than gross misconduct

·   Reduced hours

Employee
Spouse
Dependent child

18 months

·  Total disability

Employee

29 months

·  Employee entitled to Medicare

·  Divorce or legal separation

·  Death of employee

Spouse
Dependent child

36 months

·  Loss of dependent-child status

Dependent child

36 months

HCTC: Latest News and Background
Feb 24, 2012 . The Health Coverage Tax Credit (HCTC) pays 72.5% of qualified health insurance premiums for eligible individuals and their families. . TAA recipients and PBGC payees whose COBRA end date is on or after November 20, .
http://www.irs.gov/individuals/article/0,,id=109960,00.html

Search and Compare Alternatives to COBRA Health Insurance Plans
Learn about COBRA health insurance, get free instant rate quotes, compare coverage options with all the major carriers, and apply online.
http://www.healthplanone.com/cobra-health-insurance.aspx

Health Insurance Continuation Rights - COBRA
With the high costs of medical care, maintaining health coverage is very . COBRA applies to group health plans maintained by employers who had 20 or more .
http://insurance.illinois.gov/healthinsurance/continueCobra.asp

Cobra Insurance Increase | COBRA subsidies begin expiring for the ...
Nov 30, 2009. face the prospect of a huge increase in health insurance costs, thanks to . However, the so-called COBRA subsidy was designed to last no .
http://articles.latimes.com/2009/nov/30/business/la-fi-cobra1-2009dec01

Health Insurance Quotes Online
Getting the right type of health insurance for you, your family or your business can be tricky. It all starts with getting medical insurance quotes and comparing .
http://www.cobrahealth.com/healthquotes.htm

Your COBRA coverage ends when:

  • Affordable Health Insurance Quotes - COBRA replacement
    Excellent information on health insurance programs. Individual health insurance. Individual health plans. Medical insurance plans. Family health insurance.
    http://www.insure-insurance.com/

  • Florida Health Insurance - COBRA Continuation Benefits
    Florida Group Health Insurance - COBRA - Benefit Continuation . and dependent children the right to temporary continuation of health coverage at group rates.
    http://www.floridahealthinsurance.com/cobra.htm

  • FAQs About the 2009 COBRA Health Insurance Subsidy Program
    Under ordinary circumstances, COBRA continuation coverage seems very expensive because health insurance in general is very expensive. The premium for .
    http://patients.about.com/od/healthinsuranc1/tp/2009COBRAsubsidy.htm

  • COBRA Health Insurance and Divorce
    C.O.B.R.A. stands for the Consolidated Omnibus Budget Reconciliation Act of . at group rates, continued health insurance coverage for up to three years for .
    http://www.montylaw.com/free-family-law-advice/COBRA-health-insurance-and-divorce.aspx

  • Cobra health insurance coverage and health insurance for self ...
    Getting confusions about Cobra Health Insurance Coverage plans. . The cost of this continued coverage is paid by the employee or dependent who elects it.
    http://www.eindividualhealth.com/COBRA_health_insurance.php

  • Contact COBRA Health Insurance
    What is Phone Number to COBRA? How long does my COBRA coverage last? The Federal Stimulus Package: Help with Health Insurance Premiums · How .
    http://www.cobrainsurance.net/COBRA_Health_Insurance/contact_COBRA_Insurance.html

Plan selection

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Know your COBRA rights | Insure.com
Dec 22, 2009 . Continue your group health insurance after you lose your job. . COBRA premium assistance ends if you become eligible for another group .
http://www.insure.com/articles/healthinsurance/cobra.html

COBRA Insurance - Affordable Health Insurance
Since individuals eligible for COBRA health insurance are no longer under employer benefits, they are responsible for paying the entire premium, even if the .
http://www.usa-healthinsurance.com/plans-cobra-health-coverage.html

Affordable Health Insurance of Illinois
NewsworthyGet the Latest Information On Your Health Care Keeping up with what . We offer Term and Universal Life products, with fast and free quotes online.
http://www.affordablehealthinsuranceplan.com/

Florida Health Insurance | Group Health Insurance | Health ...
Florida Group Health Insurance Quotes. Individual . Are you currently on COBRA Health Insurance in Florida and need to find a cheaper option? A private .
http://www.floridahealthinsuranceweb.com/

COBRA « Affordable health insurance blog
First things first–in almost every case, COBRA premiums will make your jaw drop. Most employers pay a significant amount of your health insurance costs, but on .
http://www.medsave.com/healthinsurance/category/cobra/

COBRA Alternatives - HealthCompare - Find Health Insurance ...
Use HealthCompare.com to find Affordable Health Insurance alternatives to expensive . to provide you with alternatives to high-cost COBRA insurance plans.
https://www.healthcompare.com/COBRA-Alternatives.aspx

Health plans subject to COBRA are:

Benefits not subject to COBRA are:

The rules for beginning COBRA

7 health insurance options when COBRA runs out | Insurance.com
Feb 24, 2011 . What can you do when COBRA benefits end? Find out your options, from . Health Insurance Quotes . Cobra health insurance Thanks to .
http://www.insurance.com/health-insurance/coverage/health-insurance-cobra.html

Premium Assistance for COBRA Continuation of Insurance Benefits
If eligible for COBRA premium assistance, the former employer pays up to 65% of the premium for health insurance and other medical-related insurance .
http://www.wisconsin.edu/hr/benefits/ins/2009COBRA.html

Health Insurance Continuation Coverage Under COBRA
Mar 29, 2005 . the option of continuing their health insurance coverage, COBRA has resulted in extra costs for employers (in the form of increased premiums .
http://www.law.umaryland.edu/marshall/crsreports/crsdocuments/rl3062603292005.pdf

Enrollment in COBRA for health insurance benefits rises with ...
Some employers have raised concerns that higher COBRA enrollments will increase their health care costs. Individuals who sign up for COBRA tend to file more .
http://abcnews.go.com/Politics/story?id=8352626

COBRA Health Insurance - KaiserQuotes.com
If you've been denied health insurance, there are times it's best to enroll for COBRA health insurance. Find out when COBRA is the right choice and when it's .
http://www.kaiserquotes.com/health-insurance/COBRA

COBRA Health Insurance - Compare Health Insurance Quotes | Go ...
Jan 14, 2009 . COBRA health insurance can be costly unless used for only a brief moment of time.
http://www.goinsurancerates.com/health-insurance/cobra-health-insurance/

Changing your mind

Online Cobra Health Insurance in Texas
Online Cobra Health Insurance in Texas. . Cobra rates are usually 10% higher than what the company was paying for you. Cobra is paid monthly and can be .
http://www.texasplans.com/Cobra.htm

COBRA Health Insurance - iBest Insurance Quotes
The article talks about COBRA health insurance and gives you a fair idea of what it is, how it works, how expensive it is, and more information.
http://www.ibestinsurancequotes.com/cobra-health-insurance

Laid Off? How to Get COBRA - MainStreet
Jun 26, 2009 . COBRA health insurance coverage is a higher-cost version of your same employer-covered plan. It is an option for people who lose their jobs .
http://www.mainstreet.com/article/moneyinvesting/insurance/laid-how-get-cobra

Consolidated Omnibus Budget Reconciliation Act of 1985 ...
The law deals with a great variety of subjects, such as tobacco price supports, . You Might Still Be Eligible For Mini-COBRA Health Insurance Continuation," .
http://en.wikipedia.org/wiki/Consolidated_Omnibus_Budget_Reconciliation_Act_of_1985

Cobra Health Insurance - Short Term Health Insurance
COBRA health insurance information, resources and alternatives. Get an online . Alternatives. Get Instant Online Quotes & Apply Online - It's quick and easy !
http://www.consumerbenefits.net/cobra-insurance.htm

Other COBRA details

  • Last COBRA Subsidy Recipients Face 186% Increase in Monthly ...
    Aug 5, 2011 . The federal COBRA subsidy, introduced in March 2009, covered 65% of the cost of COBRA health insurance premiums for up to 15 months.
    http://news.ehealthinsurance.com/pr/ehi/last-cobra-subsidy-recipients-211615.aspx

    5 Things Health Insurance Companies Don't Want You to Know
    If you're currently maintaining your health insurance via COBRA, consider these points: cobra alternatives Compare health insurance quotes and find an .
    http://www.insweb.com/health-insurance/cobra-alternatives.html

  • Individual Health Insurance — Cheap Health Insurance — Low Cost ...
    Feb 2, 2009 . Sorting out COBRA: Health Insurance for the Unemployed . But former employees must pay the entire cost of the insurance plus a 2 percent .
    http://www.fpanet.org/ToolsResources/ArticlesBooksChecklists/Articles/Insurance/SortingoutCOBRAHealthInsurancefortheUnemployed/

    Post-Job Health Care: Cobra And Beyond - Forbes.com
    Jun 12, 2007 . Here are steps you can take to make sure your health care coverage . This will defer higher insurance costs while pushing out the COBRA .
    http://www.forbes.com/2007/06/12/cobra-medicare-insurance-pf-education-in_af_0612soapbox_inl.html

  • Extensions.

    Health Insurance Quotes - Compare Affordable Health Insurance ...
    Health insurance plans cover all medical charges generated by some diseases or illnesses. All conditions that are covered by the insurance policy are stated .
    http://topinsurancequotes4u.com/health_insurance.html

  • Understanding COBRA health insurance and COBRA Alternatives
    Go Health Insurance Quotes and plans from all top health insurance carriers. . Under COBRA, a worker can continue employer health insurance for up to 18 .
    http://www.gohealthinsurance.com/cobra/quick-overview.jsp

    COBRA Health Insurance - low-cost alternatives: Aetna, BCBS…
    “I thought the COBRA health insurance plan I had through Blue Cross was too expensive... Now I have a non-COBRA plan through Blue Cross, I pay less, but .
    https://1800insurancect.com/Health/cobra.htm

    Self-employed health insurance
    The down side: employers no longer pay their portion of the plan's premium, which . Beyond COBRA health insurance coverage, what are the health insurance .
    http://www.healthinsurance.org/learn/self-employed-health-insurance/

  • The COBRA Subsidy and Health Insurance for the Unemployed ...
    sponsored health insurance. Under the original legislation, individuals were required to pay the full COBRA premium in order to continue their insurance.
    http://www.kff.org/uninsured/upload/7875-02.pdf

    Maintaining Your Health Insurance After Divorce
    This is because your spouse's employer is probably paying for all or a portion of your current health insurance premium. Under COBRA, you will be responsible .
    http://www.wife.org/lowenstein.htm

  • Cobra information - Arizona health insurance
    Key points for Cobra health insurance in Arizona. Cobra is . Cobra rates are usually 10% higher than what the company was paying for you. Cobra is paid .
    http://www.arizonaplans.com/Cobra_in_Arizona.htm

    Maximize Your Benefits -- Keeping coverage after losing your job ...
    Or you could choose a lower coverage level for a lower price. It's up to you! In some cases, individual health insurance may be more affordable than COBRA.
    http://www.aetna.com/individuals-families-health-insurance/sas/healthy-savings/afterlayoff.html

  • Consumer Services: Frequently Asked Questions - Health Insurance
    The new law provides a subsidy that may reduce, by 65%, the cost of COBRA or Georgia state group health continuation insurance coverage for workers who .
    http://www.oci.ga.gov/consumerservice/FAQ_Health.aspx

    No extension of federal subsidy of COBRA premiums - Jun. 6, 2010
    Jun 6, 2010 . You also won't get the 65% federal subsidy to cover your COBRA health insurance premium. That's because House Democrats last week opted .
    http://money.cnn.com/2010/06/06/news/economy/COBRA_subsidy_health_insurance/index.htm

  • Fact Sheet: COBRA Premium Reduction
    The premium reduction applies to periods of health coverage that began on or after . the cost is lower than that for private, individual health insurance coverage .
    http://www.dol.gov/ebsa/newsroom/fsCOBRApremiumreduction.html

    Will the COBRA health insurance subsidy be made permanent?
    Get insurance quotes from several providers by entering your zip code into the free tool box now! COBRA is well known for being very expensive health .
    http://www.insuranceproviders.com/will-the-cobra-health-insurance-subsidy-be-made-permanent/

  • Moving.

    Women Pay The Price For Health Insurance : NPR
    Apr 2, 2009 . And in most states, women pay a price for it. . bust, I got laid off and couldn't afford the monthly COBRA payments for my health insurance.
    http://www.npr.org/templates/story/story.php?storyId=102618109

  • Orato: Cobra Health Insurance Coverage PlanS Cobra Health ...
    Feb 16, 2012 . It is advisable to anyone facing a decision about their health care to shop for individual insurance plans.The cost of COBRA can be staggering, .
    http://www.orato.com/health-science/cobra-health-insurance-coverage-plans

    Family health insurance to rise sharply without COBRA subsidy ...
    Dec 1, 2009 . Tim Wolffrum's monthly health insurance premium will jump from $146 to $417 per month on January 1, 2010 when his COBRA subsidy .
    http://www.mcclatchydc.com/2009/12/01/79766/family-health-insurance-to-rise.html

  • Health Depot: Medical Supply Distributors and Health Supply ...
    For Patients, Health Care Providers, Government Agencies, Hospitals, Facilities, Educational Institutions etc enjoy a variety of HME, DME, Sleep Apnea, Surgical .
    http://www.800-health.com/

    Increase in COBRA health care plan enrollment rates among ...
    Dec 24, 2009 . A new analysis from Hewitt Associates, a global human resources consulting and outsourcing company, indicates that average monthly .
    http://www.news-medical.net/news/20091224/Increase-in-COBRA-health-care-plan-enrollment-rates-among-subsidy-eligible-employees.aspx

  • Disability.

    COBRA Insurance alternatives | Individual Health Insurance
    Our individual health insurance is an ideal COBRA alternative. . declined or charged a higher rate than if you applied for individual coverage before developing .
    http://www.supermedone.com/how-to-choose-a-plan-between-jobs.html

  • Wisconsin COBRA Health Insurance - COBRA Insurance Information
    The most common reasons for termination of Wisconsin COBRA insurance coverage is failure to pay premiums, termination of the group health insurance plan .
    http://www.cobrainsurancebenefits.org/WI-Wisconsin/Cobra-Insurance.html

    COBRA - Minnesota Department of Health
    Oct 26, 2011 . Frequently Asked Questions - COBRA and How to Continue Your . Many people have health insurance through their employer's group plan. . The first premium is due within 45 days after you elect continuation coverage.
    http://www.health.state.mn.us/hmo/cobra.htm

For more information regarding COBRA, visit the cocaine and life insurance


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