cobra health insurance legislation

FAQs For Employees About COBRA Continuation Health Coverage
Congress passed the landmark Consolidated Omnibus Budget Reconciliation Act (COBRA) health benefit provisions in 1986. The law amends the Employee .
http://www.dol.gov/ebsa/faqs/faq-consumer-cobra.html

How the Health Care Bill Affects Cobra - NYTimes.com
Mar 23, 2010 . The House version of the health care legislation had included an extension of Cobra eligibility until the new insurance exchanges were up and .
http://bucks.blogs.nytimes.com/2010/03/23/how-the-health-care-bill-affects-cobra/

cobra health insurance pahrump nevada

COBRA Insurance Benefits - COBRA Insurance Information
Learn how to sign up for COBRA health insurance and maintain health . to understand the COBRA insurance law so that they can make smart decisions to .
http://www.cobrainsurancebenefits.org/

Help with paying your COBRA premiums

Mini COBRA insurance laws State COBRA expansion programs extend coverage to employees in firms with fewer than 20 workers who are not covered by COBRA, the federal law. http://cobrahealthinsurance.com/Resource/Mini_Cobra_Health_Insurance_laws.html Post-COBRA health insurance options Is your COBRA health insurance coverage running out? . former employer through COBRA, the landmark health care legislation passed by Congress in 1986. http://www.bankrate.com/finance/insurance/post-cobra-health-insurance-options-1.aspx COBRA Insurance Health Plan Advice for Individuals and Small ... COBRA Insurance Group Health Plan Advice, Fines, Notices, Qualifying, and . 26 and over - Because of the new health care law, students under age 25 will be . http://www.cobrahealth.com/ COBRA Insurance - What is COBRA Insurance? COBRA Insurance offers information and alternatives to traditional COBRA . The law generally covers group health plans maintained by employers with 20 or . http://www.cobrainsurance.com/COBRA_Law.htm Know your COBRA rights | Insure.com Dec 22, 2009 . Continue your group health insurance after you lose your job. . However, the law grants an exemption from COBRA continuation rules to . http://www.insure.com/articles/healthinsurance/cobra.html Another COBRA extension helps with health insurance ... Jan 4, 2010 . Another COBRA extension helps with health insurance . Under the federal law known as COBRA, workers who leave their jobs can continue . http://www.usatoday.com/money/perfi/columnist/block/2010-01-04-cobra-extension-health-insurance_N.htm COBRA Health Insurance Coverage Continuation Law | HrHero.com ... On February 17, 2009, President Barack Obama signed into law the American Recovery and Reinvestment Act of 2009, (ARRA) commonly called the economic . http://topics.hrhero.com/cobra-health-insurance-coverage-continuation-law/ Health Insurance Continuation Rights - COBRA Illinois law does not require employers to provide health benefits for their . COBRA applies to group health plans maintained by employers who had 20 or more . http://insurance.illinois.gov/healthinsurance/continueCobra.asp COBRA HIPAA 5 days ago . Employer Responsibilities under Federal Health Care Legislation: . 1985 ( COBRA) and the Health Insurance Portability and Accountability Act . http://www.state.nj.us/treasury/pensions/epbam/shbp/cobrahipaa.htm New York COBRA Health Insurance information and laws COBRA Insurance in New York: What are your options? State Insurance Department Information: New York insurance department documents and articles of . http://cobrahealthinsurance.com/Resource/New_York_Cobra_Health_Insurance.html For more details, see the cobra health insurance out of state.

Kentucky COBRA Health Insurance information and laws
As a safeguard for Kentucky residents whose fully insured health insurance plans do not fall under COBRA protection, the state enacted legislation that provides .
http://cobrahealthinsurance.com/Resource/Kentucky_Cobra_Health_Insurance.html

Texas COBRA Health Insurance information and laws
COBRA Insurance in Texas: What are your options? State Insurance Department Information: Texas insurance department documents and articles of interest: .
http://cobrahealthinsurance.com/Resource/Texas_Cobra_Health_Insurance.html

COBRA Insurance - Information, Options & Savings - Health Insurance
While many employers must extend health insurance coverage to all laid-off employees for 18 months - thanks to a federal law known as COBRA - you must pay .
http://www.ehealthinsurance.com/cobra-insurance-coverage

COBRA Health Insurance and Divorce - Montgomery Family Law
COBRA Health Insurance and Divorce. Your Rights Under COBRA. C.O.B.R.A. stands for the Consolidated Omnibus Budget Reconciliation Act of 1985. The Act .
http://www.montylaw.com/free-family-law-advice/COBRA-health-insurance-and-divorce.aspx

Are you eligible for COBRA?

Laid Off? COBRA Insurance May Be an Option for Health Care ...
Apr 14, 2010 . The legislation does not make any changes in COBRA. However, starting in 2014 , you will be able to purchase insurance in health insurance .
http://healthinsurance.about.com/od/healthinsurancebasics/a/COBRA_basics.htm

COBRA, Cal-COBRA, continuing health coverage for the unemployed
Federal COBRA is a U.S. law that applies to employers and group health plans that cover 20 or more employees. It lets you keep your group health insurance .
http://www.hmohelp.ca.gov/dmhc_consumer/hp/hp_cobra.aspx

Health Insurance Continuation (COBRA) laws, regulations, analysis ...
state and national labor laws and human resources management compliance tools about Health Insurance Continuation (COBRA) explained in plain English.
http://hr.blr.com/HR-topics/Benefits-Leave/COBRA-Health-Insurance-Continuation

• An Overview of the COBRA Insurance Law
  In 1985 President Ronald Reagan signed the Consolidated Omnibus Reconciliation Act now commonly known as COBRA. Among other provisions, the .
  http://www.insurancespecialists.com/health-insurance/cobra-health-insurance-law/

• Patient Money - New Law, but Old Rules if You Lose Health Care ...
  Apr 2, 2010 . Kathryn L. Bakich said Cobra rules had not changed, but the new health care law could help people who were unable to pay or ineligible for .
  http://www.nytimes.com/2010/04/03/health/03patient.html

• COBRA Stimulus - Ohio Department of Insurance
  Ohio Department of Insurance Health Care . House Bill 300 (H.B. 300) was signed into law providing temporary extensions of Ohio continuation (mini- COBRA) .
  http://www.insurance.ohio.gov/consumer/pages/cobra.aspx

• COBRA - Minnesota Department of Health
  Oct 26, 2011 . Many people have health insurance through their employer's group plan. . law provides for a longer continuation time than does COBRA.
  http://www.health.state.mn.us/hmo/cobra.htm

COBRA coverage periods
Qualifying event	Beneficiary eligible for COBRA	Maximum coverage time
·  Voluntary or involuntary termination of job other than gross misconduct ·   Reduced hours	Employee Spouse Dependent child	18 months
·  Total disability	Employee	29 months
·  Employee entitled to Medicare ·  Divorce or legal separation ·  Death of employee	Spouse Dependent child	36 months
·  Loss of dependent-child status	Dependent child	36 months

Frequently Asked Questions about Portability of Health Coverage ...
What is the Health Insurance Portability and Accountability Act of 1996 (HIPAA)? . your state insurance commissioner's office to ask about the law where you live. . was in a group health plan, you may want to sign up for COBRA continuation .
http://www.dol.gov/ebsa/faqs/faq_consumer_hipaa.html

Florida Mini-Cobra Legislation - Florida Health Insurance
The purpose and intent of this section is to ensure continued access to affordable health insurance coverage for employees of small employers and their .
http://www.floridahealthinsurance.com/florida-mini-cobra.htm

COBRA in Texas | Cobra Health Insurance Law - Texas | Texas ...
Cobra health insurance laws and consumer protections in the Texas health insurance market.
http://echealthinsurance.com/texas-health-insurance/law/cobra-texas/

Health Insurance - Mini-COBRA
Jun 10, 2009 . These benefits extend health coverage under the employer's . The Mini-COBRA law looks to the nature of the insurance policy, rather than the .
http://www.portal.state.pa.us/portal/server.pt/community/health_insurance/9189/mini-cobra/595814

The COBRA Subsidy and Health Insurance for the Unemployed ...
sponsored health insurance. Under the original legislation, individuals were required to pay the full COBRA premium in order to continue their insurance.
http://www.kff.org/uninsured/upload/7875-02.pdf

Your COBRA coverage ends when:

• Maintaining Your Health Insurance After Divorce
  COBRA - It's a Federal Law, Not a Snake. While your spouse may be required by the court to keep the health insurance for the children, he or she will be unable .
  http://www.wife.org/lowenstein.htm

• AHIP and COBRA - Welcome to HealthInsurance.Alabama.Gov
  HIPAA is a federal law that helps make health insurance available to anyone . COBRA is the abbreviation for Consolidated Omnibus Budget Reconciliation Act .
  http://healthinsurance.alabama.gov/ts_cobra.htm

• Health Insurance Continuation Laws: The Financial Aspects of Health
  Another related health insurance continuation law, passed in New Jersey ( effective . Alternative Sources of Health Insurance When COBRA is Not Available .
  http://njaes.rutgers.edu/healthfinance/health-insurance.asp

• Cobra information - California health insurance
  The Consolidated Omnibus Budget Reconciliation Act (COBRA) is federal law that extends your current group health insurance when you experience a .
  http://www.calhealth.net/Cobra.htm

• Democrats Scale Back Medicare 'Doc Fix,' COBRA Subsidy ...
  May 27, 2010. to extend — once again — subsidies for COBRA health insurance and . And the legislation would also continue the extra federal payments .
  http://www.kaiserhealthnews.org/Stories/2010/May/20/cobra-medicare-doc-fix.aspx

• COBRA, Health Care Continuation Coverage Requirements ...
  Miscellaneous Employment Laws. COBRA, Health Care Continuation Coverage Requirements (amended by the Health Insurance Portability and Accountability .
  http://counsel.cua.edu/fedlaw/Cobra.cfm

Plan selection

More on COBRA

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COBRA health insurance muddled despite health reform law ...
Apr 4, 2010 . Expiration of the COBRA health insurance premium subsidy leaves beneficiaries looking for affordable options in the lurch. Here's how to cope.
http://retirementrevised.com/money/cobra-health-insurance-muddled-despite-health-reform-law

State COBRA Law Directory
Florida Statute Title XXXVII Chapter 627.6692 Florida Health Insurance Coverage Continuation Act (FHICCA). Georgia: The Georgia Mini Cobra Law requires .
http://www.cobrahealth.com/statelawdirectory.htm

Understanding COBRA health insurance and COBRA Alternatives
Under COBRA, a worker can continue employer health insurance for up to 18 months in . In 1985, U.S. Congress passed COBRA, which was signed into law by .
http://www.gohealthinsurance.com/cobra/quick-overview.jsp

COBRAsource, Inc.
COBRASOURCE can handle the details of your health care benefits . keep you apprised of any changes to the COBRA law that you should be aware of, as well .
http://www.cobrasource.com/

Pennsylvania's Mini-COBRA Law
The Pennsylvania Insurance Law has been amended to require employers who . months of continued health group health coverage (“Mini-COBRA coverage”).
http://www.alpern.com/PA_Mini_COBRA.php

Continuation of Health Coverage - COBRA - Blue Cross Blue Shield ...
Blue Cross Blue Shield of Texas - Health Insurance . Continuation of Health Coverage - COBRA . COBRA is NOT an insurance law; it is an employer law.
http://www.bcbstx.com/employer/cobra.htm

Health plans subject to COBRA are:

• Virginia COBRA Health Insurance
  The 1985 COBRA legislation enacted by Congress is a landmark labor rights bill that ensures workers complete portability of health insurance should they suffer .
  http://myinsuranceexpert.com/virginia-insurance/cobra-health-insurance.aspx

• Cobra Insurance Increase | COBRA subsidies begin expiring for the ...
  Nov 30, 2009 . COBRA is a federal law that allows laid-off employees to stay on their former employer's group health insurance plan for up to 36 months.
  http://articles.latimes.com/2009/nov/30/business/la-fi-cobra1-2009dec01

• Health insurance coverage after COBRA benefits end - MSN Money
  May 28, 2010 . [Related content: insurance, health care, financial planning, jobs, . employer via COBRA, the landmark health care legislation passed by .
  http://articles.moneycentral.msn.com/Insurance/InsureYourHealth/what-to-do-when-cobra-runs-out.aspx

• Frequently - Office of the Health Insurance Commissioner
  The Rhode Island “Mini-COBRA Law”, § 27-19.1-1 (external link), applies if an employee was laid off from his/her job. For those eligible, health insurance .
  http://www.ohic.ri.gov/FAQS.php

• Health Reform Talk: COBRA extension: “Immediate” health care reform
  Nov 2, 2009 . COBRA extension: “Immediate” health care reform. With all the hoopla surrounding health care reform, you might think the health care system .
  http://healthcare-legislation.blogspot.com/2009/11/cobra-extension-immediate-health-care.html

• Your Rights When You Leave a Job | Nolo.com
  A 1986 federal law -- the Consolidated Omnibus Budget Reconciliation Act ( COBRA) -- and similar state laws provide for health insurance continuation when an .
  http://www.nolo.com/legal-encyclopedia/rights-when-you-leave-job-29664.html

• Ohio COBRA Health Insurance information and laws
  Ohio Cobra health insurance. . Ohio Cobra Insurance Resource . has over 20 full-time employees: Then federal COBRA law applies, go to COBRA summary .
  http://cobrahealthinsurance.com/Resource/Ohio_Cobra_Health_Insurance.html

Benefits not subject to COBRA are:

• Health Insurance for Unemployed - Consumer Reports Health
  You have to sign up for COBRA within two months of losing your health insurance. Many states plus the District of Columbia have "mini-COBRA" laws that .
  http://www.consumerreports.org/health/insurance/health-insurance/new-health-insurance-basics/health-insurance-unemployed.htm

• Losing health insurance, HIPAA, conversion plans, Health Insurance ...
  We make sure that health plans follow the law and address member . group health insurance ends or, if you qualify, your Federal COBRA or Cal-COBRA ends, .
  http://www.dmhc.ca.gov/dmhc_consumer/hp/hp_hipaacp.aspx

• Getting Covered: Finding Health Insurance When You Lose Your Job
  A temporary law, the American Recovery and Reinvestment Act, helped laid-off workers pay for. COBRA coverage or similar continued health benefits for a few .
  http://www.familiesusa.org/assets/pdfs/getting-covered.pdf

• Fact Sheet on Continuation and Conversion Rights in Health ...
  apply. The state law also gives conversion rights to certain individuals who are covered under individual health insurance policies. Federal Law (COBRA) .
  http://oci.wi.gov/pub_list/pi-023.pdf

• Texas COBRA Insurance, Know Your Rights - HCI
  COBRA Insurance Law Adjustments . directors even though they may have coverage under the group health plan are .
  http://www.hciamerica.com/cobra-insurance.asp

• Consumer FAQs: About COBRA Coverage
  Consumer FAQs index | Unemployment - Health Insurance Options . to continue my health insurance coverage under either COBRA or New York State Law?
  http://www.dfs.ny.gov/insurance/faqs/faqs_cobra.htm

• Health Insurance Continuation Rights (mini-COBRA)
  May 26, 2010 . The Illinois Continuation Law (mini-COBRA) protects individuals who lose their group health insurance coverage with an employer group of .
  http://insurance.illinois.gov/healthinsurance/continueil.asp

The rules for beginning COBRA

Many unemployed are reeling from end to COBRA health-insurance ...
Dec 2, 2009 . Many unemployed are reeling from end to COBRA health-insurance subsidy . which already has passed its health-care reform legislation.
http://www.minnpost.com/politics-policy/2009/12/many-unemployed-are-reeling-end-cobra-health-insurance-subsidy

8 Questions You May Have About the New COBRA Subsidy - On ...
Mar 5, 2009 . The reason for their concern is no mystery: The federal law known as COBRA that permits them to extend their health insurance also requires .
http://health.usnews.com/health-news/blogs/on-health-and-money/2009/03/05/8-questions-you-may-have-about-the-new-cobra-subsidy

Health Insurance Law Colorado Colorado Cobra. If you need information about Colorado health insurance law, this page provides useful information about Colorado cobra coverage, and helps . http://www.buycoloradohealthinsurance.com/health_insurance_law_colorado.htm

COBRA expansion added to House health ... - Business Insurance
Jul 20, 2009 . News and analysis about the legislative, legal and insurance market . COBRA health care continuation coverage to former employees and .
http://www.businessinsurance.com/article/20090720/NEWS/907209994

Wisconsin COBRA Health Insurance - COBRA Insurance Information
Cobra Health Insurance: Wisconsin State Information . In many states, legislation has been passed to provide COBRA insurance continuation to people who .
http://www.cobrainsurancebenefits.org/WI-Wisconsin/Cobra-Insurance.html

Changing your mind

Insurance Options | HealthCare.gov
COBRA is a federal law that may let you and your family keep your employee health insurance for a limited time after your employment ends or after you would .
http://www.healthcare.gov/using-insurance/understanding/options/index.html

COBRA
Texas "COBRA" law - the Small Employer Health Insurance Availability Act requires health benefit continuation rights for employees (and their beneficiaries) of .
http://www.twc.state.tx.us/news/efte/cobra.html

Your Health Care Coverage
The federal health care reform law requires plans to provide coverage up to age 26. . COBRA coverage can end early if your employer stops offering a group .
http://www.tdi.state.tx.us/pubs/consumer/cb005.html

Cancer and Careers | New Insurance Legislation: (HIPAA, COBRA ...
New Insurance Legislation: (HIPAA, COBRA, GINA, PPACA) . The provisions Health Insurance Portability and Accountability Act (HIPAA) of 1996 are in place, .
http://www.cancerandcareers.org/en/at-work/Legal-and-Financial/New-Insurance-Legislation-HIPAA-COBRA-GINA-PPACA

Other COBRA details

• Do Unemployment Benefits Cover COBRA Health Insurance ...
  Jul 1, 2011 . Are you serious?! I had no idea unemployment EVER covered COBRA, I pay $425 out of pocket for my health insurance and my weekly benefit .
  http://www.city-data.com/forum/unemployment/1318961-do-unemployment-benefits-cover-cobra-health-2.html

  Health Care No Stranger To Reconciliation Process : NPR
  Feb 24, 2010 . For example, the law that lets people keep their employers' health insurance after they leave their jobs is called COBRA, not because it has .
  http://www.npr.org/templates/story/story.php?storyId=124009985

• Employee Benefits Security Administration - Health Benefits Advisor
  For more information, see Questions and Answers: Recent Changes in Health Care Law. COBRA (Consolidated Omnibus Budget Reconciliation Act of 1985) .
  http://www.dol.gov/elaws/ebsa/health/4.asp

  Health Insurance Information for a Person who is Unemployed
  A State of Texas Resource for Finding Health Insurance Coverage . COBRA ( Consolidated Omnibus Budget Reconciliation Act) is a federal law that gives .
  http://www.texashealthoptions.com/cp/unemployed.html

• Extensions.

  Health Insurance Continuation Coverage Under COBRA
  Mar 29, 2005 . Final regulations regarding COBRA notification . the option of continuing their health insurance coverage, COBRA has resulted in extra costs .
  http://www.law.umaryland.edu/marshall/crsreports/crsdocuments/rl3062603292005.pdf

• Understanding COBRA Health Insurance - YouTube
  Jul 20, 2009 . Understanding COBRA Health Insurance. kiplinger . Federal employees are covered by a law similar to COBRA. HOW LONG DOES IT LAST?
  http://www.youtube.com/watch?v=xpDQ7iPBkMc

  New York COBRA Continuation Coverage Q&A
  your rights under ERISA, including COBRA, the Health Insurance Portability and. Accountability Act (HIPAA), and other laws affecting group health plans, contact .
  http://www.empireblue.com/employer/noapplication/f0/s0/t0/pw_b131391.pdf?refer=ehpfooter

• Know your Health Insurance Health Insurance Coverage Laws ...
  Consolidated Omnibus Budget Reconciliation Act (COBRA) A federal law that can help you keep your group health insurance. By law, all employers with 20 or .
  http://www.usa-healthinsurance.com/know-your-health-insurance-coverage-laws.html

  Chicago Benefits Law Lawyer
  Employment and employment law,. Group health insurance (including COBRA and HIPAA),. Pension and retirement plans (including IRAs, 401(k) plans, thrift .
  http://www.benefitslawgroupofchicago.com/

• COBRA Insurance - Find out if you are eligible for COBRA Insurance?
  Cobra Insurance is only availiable for the first 18 months. . A federal law known as COBRA (short for the Consolidated Omnibus Budget Reconciliation Act of 1985) . For information on alternatives to COBRA visit our health insurance site.
  http://www.insbuyer.com/cobrainsurance.htm

  Self-employed health insurance
  Beyond COBRA health insurance coverage, what are the health insurance . Again, check with a licensed insurance professional versed in the laws of your .
  http://www.healthinsurance.org/learn/self-employed-health-insurance/

• Waiting for Reform: The Unemployed Get a Health Care COBRA Gift ...
  Dec 24, 2009 . As the Senate and the House move on to the next legislative step in health care reform, the jobless get relief for the holidays: extended COBRA .
  http://www.time.com/time/nation/article/0,8599,1950013,00.html

  COBRA Insurance Overview | CalChamber's HRCalifornia.com ...
  Failing to send appropriate COBRA notices, as required by law. . COBRA health insurance requires that coverage, in terms of benefits, deductibles, and .
  http://www.calchamber.com/california-employment-law/pages/cobra-insurance-overview.aspx

• Navigating through COBRA -- Employers -- Aetna
  If your company is one of them, the employee health insurance coverage law known as COBRA may already be on your agenda. Weeding through COBRA's .
  http://www.aetna.com/employer-plans/sas/healthysavings/cobra.html

  National Health Care Reform Is Here—What It Means for COBRA ...
  May 24, 2010 . National Health Care Reform Is Here—What It Means for COBRA . into law major health care reform legislation—the Patient Protection and .
  http://www.shrm.org/LegalIssues/FederalResources/Pages/ReformCOBRA.aspx

• Moving.

  Search and Compare Alternatives to COBRA Health Insurance Plans
  Learn about COBRA health insurance, get free instant rate quotes, compare . COBRA is 1985 federal legislation that requires employers with more than 20 .
  http://www.healthplanone.com/cobra-health-insurance.aspx

• Laws That Help Laid Off Workers Get Health Insurance | Health ...
  May 3, 2011 . COBRA is a health insurance law that was created in 1985. Standing for Consolidated Omnibus Budget Reconciliation Act, this health .
  http://www.healthinsurancequotes.com/2011/05/laws-that-help-laid-off-workers-get-health-insurance/

  HOW WILL THE NEW HEALTH CARE REFORM LAW HELP ME ...
  I am a breast cancer patient who depends upon COBRA for my health insurance. Did the new health care reform law eliminate COBRA? Did it extend the .
  http://act.breastcancerdeadline2020.org/site/DocServer/Q_A_3_How_will_the_new_Health_Care_Reform_Law_help_me_ma.pdf?docID=610

• Why COBRA Legislation Is So Crucial For Health Insurance ...
  Feb 24, 2011 . Health insurance is one of the most hotly debated topics in the United States today for a number of reasons. As the government seeks to offer a .
  http://www.healthinsurancecoverage.com/articles/why-cobra-legislation-is-so-crucial-for-health-insurance-coverage-today.html

  Connecticut Insurance Department
  interpretation of the new law to assist consumers, health insurers, COBRA administrators, producers, and. Connecticut employers in understanding this law. 1.
  http://www.ct.gov/cid/lib/cid/30_Month_Continuation_Fact_Sheet.pdf

• Disability.

  COBRA Insurance Rights - FindLaw - Employment Law - FindLaw
  Employment Law »; Wages and Benefits »; COBRA Insurance Rights . or laid off from a job doesn't have to mean the end of your health insurance coverage.
  http://employment.findlaw.com/wages-and-benefits/cobra-insurance-rights.html

• Video: COBRA Health Insurance Laws | eHow.com
  COBRA Health Insurance Laws. Part of the series: Insurance Tips & Facts. COBRA health insurance laws allow employees to continue their health care .
  http://www.ehow.com/video_4807647_cobra-health-insurance-laws.html

  Uncategorized | Health Insurance
  This legislation, known as COBRA Insurance, essentially allows someone to keep the health insurance they had at their previous company. for a specified length .
  http://www.thesullivansummit.org/category/uncategorized

For more information regarding COBRA, visit the cobra solutions health insurance

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