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Student Loans | College Loan, Grants and 529 Plans by Bankrate.com
Bankrate.com offers news and advice for prepaid tuition plans and college loans. . Mortgage rates fall as European debt doubts move to Spain, and U.S. job .
http://www.bankrate.com/student-loans.aspx

Student Credit & Debt Statistics | Credit.com
The average number of cards has grown to 4.6, with half of college students having . Credit Cards: Sallie Mae's National Study of Usage Rates and Trends 2009") . 7.2% of students drop out of college due to debt and/or financial pressures.
http://www.credit.com/press/statistics/student-credit-and-debt-statistics.html

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College Graduates' Debt Burden Grew, Yet ... - The New York Times
Nov 2, 2011 . The average debt — once again the highest on record — came as the class of 2010 faced an unemployment rate for new college graduates of .
http://www.nytimes.com/2011/11/03/education/average-student-loan-debt-grew-by-5-percent-in-2010.html

Help with paying your COBRA premiums

College Loans Weigh Heavier on Graduates - NYTimes.com
Apr 11, 2011 . Last year, graduates who took out loans left college with an average of $24000 in debt. Default rates are rising, especially among those who .
http://www.nytimes.com/2011/04/12/education/12college.html

Average student loan debt tops $25000 - Nov. 3, 2011
Nov 3, 2011 . But that's still less than half the 20.4% unemployment rate for those who don't get a college degree, according to the Project on Student Debt.
http://money.cnn.com/2011/11/03/pf/student_loan_debt/index.htm

Project on Student Debt: Home
Two-thirds of college seniors graduated with loans in 2010, and they carried an average of $25250 in debt. They also faced the highest unemployment rate for .
http://projectonstudentdebt.org/

College Costs Up, Little Debt Help For Occupy Wall Streeters - Forbes
Oct 26, 2011 . Most of the struggling college graduates who have flocked to Occupy Wall Street protests and posted complaints about their college debt .
http://www.forbes.com/sites/janetnovack/2011/10/26/college-costs-up-little-debt-help-for-occupy-wall-streeters/

16 Shocking Facts About Student Debt And The Great College ...
Dec 26, 2010 . 16 Shocking Facts About Student Debt And The Great College . Total student loan debt in the United States is now increasing at a rate of .
http://www.businessinsider.com/facts-about-student-loan-debt-2010-12

Report on college loan delinquency rate raises alarms - Los ...
Mar 5, 2012 . Some experts have called the nation's soaring college debt load a "ticking . That's a much higher delinquency rate than previously thought.
http://articles.latimes.com/2012/mar/05/business/la-fi-student-loan-delinquencies-20120306

A lesson in college debt – Student loan debt increasing at a rate of ...
Jan 9, 2011 . A lesson in college debt – Student loan debt increasing at a rate of $170000 per minute. Student loan debt will hit $1 trillion in 2012. For-profit .
http://www.mybudget360.com/college-student-loan-debt-rapid-growth-1-trillion-student-loan-debt-financial-aid/

Big changes come to student loans - 1 - college tuition - MSN Money
Sep 16, 2010 . MSN Money college-savings tips and articles. . Related topics: student loans, college grants, health care, college costs, debt . Students who qualify as "needy" continue to be able to borrow at lower rates of interest.
http://money.msn.com/college-savings/big-changes-come-to-student-loans.aspx

Student Loan Debt Calculator
We apply the amount of payment savings you choose to the nonstudent loan debt with the highest rate. When that balance is paid in full, the balance with the .
http://www.bankrate.com/brm/calculators/creditcards/student_loan_debt_calculator.asp

For more details, see the david dweck mortgage fraud.

Student loans headed for $1 trillion this year – USATODAY.com
Oct 18, 2011 . Total outstanding debt has doubled in the past five years — a sharp contrast to . Sources: College Board, Bureau of Labor Statistics . The highest default rates are at for-profit schools that tend to serve lower-income students .
http://www.usatoday.com/money/perfi/college/story/2011-10-19/student-loan-debt/50818676/1

Student Debt Is Stifling Home Sales - Businessweek
Feb 23, 2012 . Recent college graduates carry an average debt load of more than . to land a job in a market with an unemployment rate of 9 percent for 25- to .
http://www.businessweek.com/articles/2012-02-23/student-debt-is-stifling-home-sales

College graduates' loan debt climbs to record levels | OregonLive.com
Dec 2, 2009 . That is the 22nd highest debt rate in the nation, and just slightly lower . National unemployment rates for college graduates ages 20 to 24 rose .
http://www.oregonlive.com/education/index.ssf/2009/12/student_loan_debt_climbs_to_re.html

Student Loan Debt
Student loan debt, especially that combining both undergraduate and . The average cost of college increases at twice the rate of inflation; the College Board (2) .
http://www.studentdoc.com/student-loan-debt.html

Are you eligible for COBRA?

What Is The Average College Debt After Graduation?
Jan 26, 2011 . When combined, the crippling average debt of a college graduate, the poor state of the economy, and the unemployment rate are leading to a .
http://www.healthcarecolleges.net/blog/average-college-debt/

FinAid | Saving for College | Savings Bonds
This means the bond has a minimum guaranteed rate of return, if you hold it for 17 . Series I Savings Bonds are an attractive component of a college savings .
http://www.finaid.org/savings/bonds.phtml

How College Debt Is Crushing the American Dream
Mar 1, 2012. a college graduate saddled with $82000 in college debt in a stagnant . At the same time, the default rate on student loans is rising: The .
http://www.thefiscaltimes.com/Articles/2012/03/01/How-College-Debt-Is-Crushing-the-American-Dream.aspx


COBRA coverage periods

Qualifying event

Beneficiary
eligible
for COBRA

Maximum
coverage
time

·  Voluntary or involuntary termination of job other than gross misconduct

·   Reduced hours

Employee
Spouse
Dependent child

18 months

·  Total disability

Employee

29 months

·  Employee entitled to Medicare

·  Divorce or legal separation

·  Death of employee

Spouse
Dependent child

36 months

·  Loss of dependent-child status

Dependent child

36 months

The next debt bubble: college loans - NYPOST.com
Aug 23, 2011 . The next debt bubble: college loans . Skyrocketing tuition, lax lending standards and high rates of unemployment have created the perfect .
http://www.nypost.com/p/news/opinion/opedcolumnists/the_next_debt_bubble_college_loans_xnPEJ8AK2CtzTCdjK56p4M

Aggressively Pay Down That College Debt
Aggressively Pay Down That College Debt . Student loan debt more than likely comes at far lower interest rates than say a mortgage or credit card debt.
http://genxfinance.com/aggressively-pay-down-that-college-debt/

Average College Debt Rose to $24000 in 2009 - NYTimes.com
Oct 21, 2010 . Average College Debt Rose to $24000 in 2009 . because the unemployment rate for college graduates ages 20 to 24 was 8.7 percent in 2009 .
http://www.nytimes.com/2010/10/22/education/22debt.html

Aggressively Pay Down That College Debt
Aggressively Pay Down That College Debt . Student loan debt more than likely comes at far lower interest rates than say a mortgage or credit card debt.
http://genxfinance.com/aggressively-pay-down-that-college-debt/

Trends in Community College Education: Enrollment, Prices ...
Source: The College Board, Trends in College Pricing 2010, Table 6. Trends in Community College. Education: Enrollment, Prices,. Student Aid, and Debt .
http://advocacy.collegeboard.org/sites/default/files/11b_3741_CC_Trends_Brief_WEB_110620.pdf

2011 college grads have highest average debt to date
May 16, 2011 . College tuition is rising at an annual rate of about 5 percent, but the average amount of debt per student for this year's graduating class is up 8 .
http://news.consumerreports.org/money/2011/05/2011-college-grads-have-highest-average-debt-to-date.html

Your COBRA coverage ends when:

  • Debt a load on college students - JSOnline
    Nov 6, 2011 . Add to the debt load an unemployment rate for young college graduates that rose from 8.7% in 2009 to 9.1% in 2010, the highest on record, .
    http://www.jsonline.com/news/education/debt-a-load-on-college-students-da2ts13-133340703.html

  • More students struggle to pay off college debt - The Murrow News ...
    Jan 27, 2012 . That rate is among the highest in Washington state, but other colleges and . Millions of students are struggling to pay off college debt, which is .
    http://nwpublicmedia.typepad.com/the_murrow_news_service/2012/01/more-students-struggle-to-pay-off-college-debt-.html

  • 6 Ways to Quickly Pay Off College Debt - Single Guy Money ...
    Mar 8, 2012 . 6 Ways to Quickly Pay Off College Debt . Research the interest rates on your private student loans, and visit your bank to see if they can save .
    http://www.singleguymoney.com/2012/03/6-ways-to-quickly-pay-off-college-debt.html

  • A Lifetime of Debt: The Financial Journey of the Average American |
    The first payment-based debt for the average American gets incurred while still in high school. DEBT – The Department Store Card. Interest rates on department .
    http://www.creditloan.com/infographics/a-lifetime-of-debt-the-financial-journey-of-the-average-american/

  • Student Debt
    Nov 1, 2011 . Many factors influence student debt levels for each graduating class and the rate of increase over time, such as changes in college costs, family .
    http://projectonstudentdebt.org/files/pub/classof2010.pdf

  • The $200000 Graduation Gift Project | Alltuition College Tuition ...
    We track interest rates for 230+ student loan providers every day to help you find the . money for school, student debt, college debt, tuition, or college expenses.
    http://twohundredthou.com/

Plan selection

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For-Profit College Students Face Higher Debt, More Unemployment ...
Jan 4, 2012 . For-Profit College Students Face Higher Debt, More Unemployment, . examines a bevy of federal data tracking student graduation rates, .
http://www.huffingtonpost.com/2012/01/03/for-profit-colleges-unemployment-debt_n_1182164.html

Parents Snared in $100 Billion College Debt Trap Risk Retirement ...
Feb 2, 2012 . Parents Snared in $100 Billion College Debt Trap Risk Retirement . “A plunge in home prices has erased the equity that many homeowners .
http://www.bloomberg.com/news/2012-02-02/parents-snared-in-100-billion-u-s-college-debt-trap-risking-retirement.html

Student Loan Debt Statistics - American Student Assistance
Cohort Default Rates · Reinsurance Trigger Rate . Average debt per borrower rose 18%, from $19300 to $22700 over this time period. . (Source: The College Board, Trends in Student Aid, 2008); In 2008, 84% of undergraduates had at least .
http://www.asa.org/policy/resources/stats/default.aspx

4 fixes for the student loan trap - MSN Money
Her son borrowed $75000 in private student loans for college, she wrote. . Barely old enough to vote, these borrowers have signed up for high-rate debt they .
http://articles.moneycentral.msn.com/CollegeAndFamily/CutCollegeCosts/4-fixes-for-the-student-loan-trap.aspx

Obama's Increasing Federal Debt $1148 Per Month Per Household ...
Apr 13, 2011. Per Household—Enough to Buy a Car or Pay Tuition at State College . the federal debt has been increasing at a rate of $1148 per month .
http://cnsnews.com/news/article/obamas-increasing-federal-debt-1148-month-household-enough-buy-car-or-pay-tuition-state

Health plans subject to COBRA are:

  • College debt report raises alarms | | The Bulletin
    Mar 6, 2012. Some experts have called the nation's soaring college debt load a “ticking . That's a much higher delinquency rate than previously thought.
    http://www.bendbulletin.com/article/20120306/NEWS0107/203060342/

  • InflationData: Education Inflation
    Currently over $40 billion in student loan debt has forced many former students . College tuitions soar each year, advancing far in excess of the inflation rate.
    http://inflationdata.com/inflation/inflation_articles/Education_Inflation.asp

  • College Student Credit Card Debt
    College Student Credit Card Debt | Are you a college student with credit card . Pay your bills on time to avoid late fees and a huge hike in your interest rates.
    http://www.bills.com/college-student-credit-card-debt/

  • Debt to Degree: A New Way of Measuring College Success ...
    Aug 3, 2011 . Debt to Degree: A New Way of Measuring College Success . Loan default rates have risen sharply in recent years, consigning a growing .
    http://www.educationsector.org/publications/debt-degree-new-way-measuring-college-success

  • The Institute For College Access and Success - Home
    The site is a valuable resource for anyone interested in college affordability, student debt, economic and racial diversity, student success, and other important .
    http://www.ticas.org/

  • Student loan - Wikipedia, the free encyclopedia
    It may differ from other types of loans in that the interest rate may be substantially lower . Most college students in the United States qualify for some type of student loan, . periods offered by the original lender and federal loan consolidation.
    http://en.wikipedia.org/wiki/Student_loan

  • College grads: $24000 in debt - CNN Money
    Oct 22, 2010 . "This report shows that debt levels vary widely -- not only from state-to-state but also from college-to-college, even when the sticker prices look .
    http://money.cnn.com/2010/10/22/pf/college/student_loan_debt/index.htm

Benefits not subject to COBRA are:

  • Student Loans - Financial Aid - Scholarships.com
    While everybody would like to go to college debt-free, student loans are . interest rates and repayment schedules set by the lenders, rather than by the .
    http://www.scholarships.com/financial-aid/student-loans/

  • Loan Plan Scores Political Points but Offers Limited Relief ...
    Oct 26, 2011 . Last year the unemployment rate for college graduates under the age of . Mr. Obama empathized with college students carrying heavy debt, .
    http://chronicle.com/article/Loan-Plan-Scores-Political/129551/

  • President Barack Obama spoke about college debt, job growth ...
    Jan 25, 2012 . President Barack Obama spoke about college debt, job growth . than credit card debt, this Congress needs to stop the interest rates on student .
    http://www.thelantern.com/campus/president-barack-obama-spoke-about-college-debt-job-growth-1.2750306

  • College Debt Is Out of Control | Admit This!
    Some $20000 of her debt is accrued interest. (Interest rates on her loans range from 3 percent to 9 percent.) Space worked throughout high school and college .
    http://www.collegeview.com/admit/?p=1630

  • College Savings Bonds
    The chart below illustrates the approximate dollar amount required to purchase a College Savings Bond paying $5000 at maturity at various interest rates or .
    http://www.state.il.us/budget/bonds.htm

  • The Pros and Cons of Student Loan Consolidation - SimpleTuition
    And the interest rate on a federal consolidation loan is fixed--which is unlike . Now for the considerations that make student loan consolidation not the right choice . Enter your email to get paying for college tips and advice from SimpleTuition.
    http://www.simpletuition.com/pay-for-college/college-debt/student-loan-consolidation-college-debt/the-pros-and-cons-of-student-loan-consolidation/

  • College Tuition Growth Rate Is Biggest Bubble of Them All - Student ...
    Sep 28, 2011 . Student lending volume will rise at a faster rate because of rising costs, . higher amounts of educational debt while they are still in college.
    http://www.usnews.com/education/blogs/student-loan-ranger/2011/09/28/college-tuition-growth-rate-is-biggest-bubble-of-them-all

The rules for beginning COBRA

How much college debt is too much?
It's tough to earn a college degree and so is paying for it. Find out how much debt can you afford at Bankrate.com.
http://www.bankrate.com/finance/college-finance/how-much-college-debt-is-too-much-1.aspx

college debt | Future Majority
Mar 1, 2012 . George Miller for taking a stand against student loan interest rates . I'm in debt - I 've been in debt since college - both credit cards and student .
http://futuremajority.com/taxonomy/term/170

College student loan consolidation acs student loan ... - Omniglot
You can apply for one of the program within the Collage student Loan Consolidation initiative and lock in your reduced, fixed rate. The advantages of Collage .
http://www.omniglot.com/om/loan/college_student_loan_consolidation.html

Government Budget Deficits and Government Debt, College ...
True "balance" in the budget, it might be suggested, would entail not a zero deficit , but one such that the debt grows at the same percentage rate as GNP, thus .
http://www.econlib.org/library/Topics/College/governmentbudgetdeficitsdebt.html

The lifetime costs of college debt — Joanne Jacobs
Mar 24, 2012 . You are here: Home / College / The lifetime costs of college debt . the interest rates for college loans is set to double by the end of 2012.
http://www.joannejacobs.com/2012/03/the-lifetime-costs-of-college-debt/

State's college students bearing weight of more debt
Apr 1, 2012 . State's college students bearing weight of more debt. By CHELSI . Interest rates for some subsidized loans are expected to double. And the .
http://m.billingsgazette.com/mobile/article_38d5e476-3351-58e7-b288-e2f74ff87400.html

Changing your mind

Does a College Degree Protect your Career? Unemployment Rate ...
Unemployment Rate for College Graduates Highest on Record. Posted by mybudget360 in budget, college, debt, economy, education, Employment, .
http://www.mybudget360.com/does-a-college-degree-protect-your-career-unemployment-rate-for-college-graduates-highest-on-record/

Private Student Loan Consolidation -- Best Rates - Debt ...
Get to the truth about debt consolidation loans. . Depending on the length of a person's college tenure, it's not unusual to owe tens of thousands of dollars upon .
http://learndebtconsolidation.com/student-loan-consolidation/

MTV Launches Facebook App Aimed at Reducing College Student ...
MTV Launches Facebook App Aimed at Reducing College Student Debt . Since the intro of QE inflation rates have been a non-issue given firstly b/c they are .
http://www.policymic.com/articles/3501/mtv-launches-facebook-app-aimed-at-reducing-college-student-debt

Student Loans and College Loan Consolidation
Best Consolidation Rates · Best Student Loan · Canada Student Loan · College Assistance · College Car Financing · College Consolidations · College Debt .
http://www.christianet.com/studentloans/

Other COBRA details

  • A College Degree Without Debt | Credit Center | Student Loan | Get ...
    Credit Card Search| Rate Search. Print Email Share. A College Degree Without Debt. By: Jeffrey Strain. By considering alternatives to the standard "four years .
    http://www.bankingmyway.com/credit-center/student-loan/college-degree-without-debt

    Citi Student Loans - Top Ten Ways to Graduate with Less Debt
    Learn how to keep your student loan debt to a minimum with 10 helpful tips from Citi Student Loans. . College Loan Interest Rates. » Determine How Much to .
    https://www.studentloan.com/pay_for_college/managestudentdebt.htm

  • How to Pay College Debt - Budgeting Money
    You have several options when it comes to paying off college debt, including . the interest rate, principal and monthly payment you can afford (see Resources).
    http://budgeting.thenest.com/pay-college-debt-3578.html

    Low Rate College Education Debt Refinancing Programs for Students
    Refinance and save on you student loan payments due to the currently low interest rates.
    http://www.gonorth.org/financing/loans/refinancing.html

  • Extensions.

    Student Loans: After College | ClearPoint Credit Counseling (CCCS)
    College Debt–Statistics Tell the Story . the researchers report that the unemployment rate for graduates (20 – 24) was 7.6% in the third quarter of 2008. By the .
    http://www.clearpointcreditcounselingsolutions.org/tips-and-tools/articles-and-tips/college-education/student-loans-after-college/

  • Choosing more 'practical' majors could lead to less college debt ...
    Apr 3, 2012 . Choosing more 'practical' majors could lead to less college debt . like Caribbean studies, and pay the same rate as someone getting a degree .
    http://thedmonline.com/article/choosing-more-practical-majors-could-lead-less-college-debt

    Student loans in America: Nope, just debt | The Economist
    Oct 29, 2011 . Interest rates and terms have all been adjusted numerous times. . graduating from college, and 69% of the ones dropping out, hold debt tied to .
    http://www.economist.com/node/21534792

    The American Dream: Rising debt, unemployment rates hinder ...
    Feb 15, 2012 . The American Dream: Rising debt, unemployment rates hinder student . Part of keeping college affordable is keeping debt down after .
    http://www.thetowerlight.com/2012/02/the-american-dream-rising-debt-unemployment-rates-hinder-student-aspirations/

  • $1 trillion in student loan debt fuels political fire » Naples Daily News ...
    Feb 12, 2012 . The rate of defaults rose from 7 percent in 2008 to 8.8 percent in 2009, the . But many are coming out of college deeply in debt in a faltering .
    http://m.naplesnews.com/news/2012/feb/12/1-trillion-in-student-loan-debt-fuels-political/

    College Students Dealing With Credit Card Debt - Office of ...
    The cost of college is skyrocketing higher than ever and student debt in America is . Credit card companies often advertise low introductory rates or other .
    http://www.ag.state.mn.us/Consumer/Publications/CollageStudentsCCDebt.asp

  • How to Pay Off College Debt Fast - LendingTree
    Paying off your college debt fast can save you money on interest rates and help you achieve your other financial goals sooner.
    http://www.lendingtree.com/smartborrower/young-singles/managing-your-money/how-to-pay-off-college-debt-fast/

    The Chegg Blog » college debt
    18 hours ago . At the end of your college career, how much debt will you be in? . the calculations, the site also offers information on loans and interest rates.
    http://blog.chegg.com/tag/college-debt/

  • Report on College Loan Delinquency Rate Raises Alarms | LoanSafe
    Mar 6, 2012. nation's soaring college debt load a ticking time bomb — a looming crisis. . That's a much higher delinquency rate than previously thought.
    http://www.loansafe.org/report-on-college-loan-delinquency-rate-raises-alarms-2

    StudentDebtNews.com 2012 – Relief, Loans, Consolidation ...
    Oct 26, 2011 . News on Student Debt, Student Loans, & Credit Card Issues . Some borrowers may qualify to have federal student loans consolidated at reduced interest rates. . 3. The more expensive your college, the cheaper your loans .
    http://www.studentdebtnews.com/

  • Easing the College Debt Bubble Before It Pops - Spurning Learning
    Jan 4, 2012 . If you have the average amount of debt ($25000) after college and you get a " reasonable" interest rate of 6.8%, you will need to pay $290 a .
    http://spurninglearning.blogspot.com/2012/01/easing-college-debt-bubble-before-it.html

    LMC | Policies | Debt - Lake Michigan College
    In support of its mission and strategic plan, the College will maintain a Debt Policy. . C. Optimize the College's debt mix (i.e., short-term and long-term, fixed- rate .
    http://www.lakemichigancollege.edu/Default.aspx?DN=c9618151-7af6-4e8b-b5bf-93ee492283d4

  • Moving.

    College Debt: Don't Borrow More Than $27000 - CBS News
    Feb 17, 2010 . In my last post, I focused on how much college debt parents should shoulder. . The interest rates on private college loans are variable and the .
    http://www.cbsnews.com/8301-505145_162-37241521/college-debt-dont-borrow-more-than-27000/

  • Repaying College Debt - Student Loan | PNC
    For most graduates, college debt definitely impacts life after college. . chances of a missed payment, which can mean additional fees and higher interest rates.
    http://pnc.financialliteracy101.org/home/resources/modules/repaying_loans.cfm

    Fitch Upgrades Albany College of Pharmacy & Health Sciences ...
    Apr 4, 2012 . Fairly significant exposure to variable rate debt and derivatives is partially mitigated by the college's track record of managing the various risks .
    http://www.businesswire.com/news/home/20120404006497/en/Fitch-Upgrades-Albany-College-Pharmacy-Health-Sciences

  • From the editorial advisory board: College debt - Boulder Daily ...
    Apr 7, 2012 . Given rapidly rising default rates, college-bound youth clearly need a wake-up call before assuming tens of thousands of dollars in debt .
    http://www.dailycamera.com/editorials/ci_20342245/from-editorial-advisory-board-college-debt

    South Dakota college students lead the country in loan debt
    Nov 28, 2011 . More South Dakota college students leave school with debt than any . student loan debt rate has changed little in South Dakota during the .
    http://rapidcityjournal.com/news/south-dakota-college-students-lead-the-country-in-loan-debt/article_de9f112c-1970-11e1-9505-001cc4c03286.html

  • Disability.

    Campus Circle - College Debt: A Never-Ending Story
    Feb 27, 2012 . Read about College Debt: A Never-Ending Story at Campus Circle. . “Interest rates on subsidized Stafford Loans, estimated to account for .
    http://www.campuscircle.com/review.cfm?r=14846&h=College-Debt-A-Never-Ending-Story

  • Graduating College Debt Free
    Read one woman's account of how graduating college debt free set her pace for the . when the decisions are not ruled by interest rates or payment schedules.
    http://www.goodfinancialcents.com/graduating-college-debt-free-life-changing-2/

    Help for college debt coming, but not soon enough for some ...
    Oct 28, 2011 . Help for college debt coming, but not soon enough for some . able to consolidate their debt, in some cases slightly reducing their interest rates.
    http://www.studentpirgs.org/media/sp/help-college-debt-coming-not-soon-enough-some

For more information regarding COBRA, visit the credit cards for poor credit canada


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